International Health Insurance
Short Term International Coverage
For Individuals and Families Traveling Abroad |
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 Let us help you turn the odds your way. We understand the needs of the foreign travel and relocation market. Residing or visiting outside your country of citizenship may create challenges for your current healthcare program.
Brief trips or extended relocations expose you to risks which may not be covered by your current domestic medical insurance plan. It is prudent to procure International health insurance coverage prior to leaving your home country and traveling abroad.
For those who are U.S. Citizens who plan to live outside the borders of the United States for extended periods of time - this can create potential hazards when you return home to live. Insure your insurability with the right international health plan. Selecting the right plan is extremely important and if your travel needs may be longer than several months you may want to consider a long term solution.
Traveling abroad without appropriate medical insurance puts you at risk...
The majority of U.S. based (domestic) health insurance provides minimal coverage when traveling abroad and no assistance services to the traveler. Policy language is often vague giving travelers a false sense of security regarding their medical coverage.
Arranging for and finding quality healthcare in unfamiliar surroundings with language and custom barriers is left to the traveler to manage. Time is wasted - health can be jeopardized. Simple matters become complicated. An urgent matter can become a health emergency. Emergencies can become matters of life and death. These "matters" and the anxiety that accompanies them can be greatly lessened or alleviated with the right travel medical insurance.
Travel medical insurance can provide you additional peace of mind while traveling outside your home country. The right travel insurance will include a broad range of coverage and services for any health emergency, such as:
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Comprehensive medical insurance |
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24 hour emergency assistance |
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Emergency medical evacuation |
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Access to quality, English speaking healthcare providers worldwide |
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Pre-existing condition coverage |
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Online tools such as country and city reports and health & safety |
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Most travel medical insurance plans have exclusions or restriction for pre-existing conditions. However, there is one plan we offer that covers pre-existing conditions if the applicant(s) is a U.S. resident with an existing domestic health insurance policy. For more information, please contact us. |
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Riders
Often the purpose for traveling abroad is to enjoy higher risk physical activities, such as skiing, scuba diving and hiking. Many plans do not cover these types of activities unless specifically stated in the policy. These and other activities can be covered with an additional rider to your medical travel insurance policy. Please read plan brochures and policies thoroughly to understand the exclusions in coverage and the details of riders as they do vary with plans.
High Risk Travel Concerns
For those of you who might be traveling to countries with high security risks, please contact us for appropriate plan options. We offer a full line of specialty travel products not found with traditional insurance brokers. Whether the purpose of travel is leisure, business or humanitarian, we provide the best products options available.
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International Medical Insurance Plan Menu
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International Medical Plans for trips that are generally shorter than 6 months...
If you are looking for Long Term solutions Click Here |
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HTH Worldwide TravelGap Single Trip Plan |
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  What is TravelGap "Single Trip"?
TravelGap Single Trip provides international health insurance for trips lasting up to 6 months, including a complete set of services to help you identify, access and pay for quality healthcare services anywhere in the world.
TravelGap Single Trip fills health and safety gaps internationally:
Insurance - Even if you are already enrolled in a health plan, your coverage is limited when you travel abroad. In fact, your plan may not pay to have you safely evacuated if you are critically ill.
Information - Where do you turn to learn which hospitals and physicians meet your standards? Keep up with breaking news about health and safety threats? Translate key medical terms and brand-name drugs?
Access to quality care - How do you find a western-trained, English-speaking doctor with the appropriate skills? How do you arrange a convenient appointment?
Each TravelGap Single Trip policy includes broad, deep and reliable Global Health and Safety Services easily
Two Plans to Choose From...
 TravelGap Excursion (*most popular)
- Choice of deductibles, $0, $100, $250 or $500
- For trips up to 6 months for ages 84 or younger
- Covers pre-existing conditions for medical services and medical evacuation
- Separate medical and medical evacuation limits
- Choice of $50,000, $100,000, $500,000 and $1,000,000 medical limits
- $500,000 medical evacuation benefit for all plans
- Covers prescription drugs at 100%
- Includes a $50,000 AD&D benefit
- Covers illness or injury due to terrorism, up to policy maximum: with no excluded countries
- No pre-certification penalty imposed for inpatient or outpatient medical treatment
- BONUS - Travel Reimbursement - $500.00
- Requires a primary health plan enrollment
TravelGap Voyager
- Choice of varying medical limits and deductibles
- For trips up to 6 months for ages 74 or younger
- Covers pre-existing conditions for medical evacuation
- DOES NOT REQUIRE A HEALTH PLAN
Click here for more information... |
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HCC Medical Insurance Services Atlas Series Plans |
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The Atlas Series of plans is made up of three different products designed to meet the needs of international travelers, individual business professionals and a corporate version for companies that have several employees that travel frequently. Certificate periods range from a minimum of 5 days up to 12 months with extension/renewal option for some clients. The Atlas Series plans are Atlas International, Atlas Professional and Atlas Group.
- Atlas International Series - Medical coverage outside your home country (not including the U.S.)
- Atlas Professional - Medical coverage for multiple trips abroad throughout the year
- Atlas Corporate - Medical coverage for multiple employees who travel abroad throughout the yea
For more about these plans please see below the plan descriptions and when ready you can get a free quote and apply online. |
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The Atlas Travel Series
 From HCC
Medical Insurance Services (Lloyd's Cover holder) - the Atlas Travel Medical Insurance Series for those traveling outside their Home Country.
International travel involves risk. Risk can take many forms, including recreational accidents, food borne disease, and automobile accidents, among others. Often times the insurance you rely on in your home country will not cover you while you are abroad. HCC Medical Insurance Services offers the Atlas Travel Series, one of the industry's leading international insurance products, to protect you while traveling outside of your home country.
State of the art travel and emergency medical assistance services are part of every Atlas Series plan. In addition, the Atlas Series now allows you to extend and/or renew coverage for up to 36 months. The minimum coverage period is 5 days and the maximum initial coverage period is 12 months. After 12 months of continuous coverage, Atlas International holders may renew their coverage, after which the deductible and coinsurance will need to be re-satisfied.
The Atlas Travel Series is not designed to cover pre-existing medical conditions, but some benefit are available for an Acute Onset of a Pre-existing Condition (see brochure to the right for complete details). The Atlas Travel Series provides important benefits including $500,000 of Emergency Medical Evacuation, Repatriation of Remains and Accidental Dealt and Dismemberment. These benefits are complimented by Travel Assistance Services unique to the travel medical industry.
For a more detail description of the Atlas Travel Series Click Here...
To View All Plans from HCC Medical Insurance Services Click Here... |
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The Atlas Professional
 The Atlas Professional is very similar to the rest of the Atlas Series plans. The Atlas Professional is designed as an annual, single premium policy for those taking multiple trips during the year. No single trip can last more that 30 days. If you will be traveling for more than 30 days you can purchase the regular Atlas Travel plan above.
The Atlas Professional offers a fixed deductible of $250 which begins anew each time the plan members departs on a trip. The Atlas Professional provides a $1,00,00 overall maximum limit for the annual Certificate Period and this product is available to applicants through age 65.
Atlas Professional is available to individuals of any citizenship (except as restricted by U.S. government trade regulations). All members enrolled in the Atlas Professional plan are required to maintain domestic insurance in their home country in order to be eligible for the plan. Other than the Benefits Period allowance, no home country coverage is provided by Atlas Professional.
For a more detail description of this plan click here... |
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The Atlas Corporate
 The Atlas Corporate Travel is designed to meet a company's need for travel insurance for multiple employees who will travel abroad throughout the year. This is the sister product to the Atlas Travel plan for individuals. Atlas Corporate offer the same coverage while allowing the company to purchase blocks of time at a set rate and allowing the company the flexibility to distribute them at a moment's notice. The Atlas Corporate Travel plan offers coverage to any employee or guest who meets the eligibility requirements along with the option of extending coverage up to 12 months.
Atlas Corporate Travel provides coverage for Emergency Medical Evacuation, Accidental Death and Dismemberment, Acts of Terrorism and Natural Disasters along with state of the art travel and emergency medical assistance services which is part of every Atlas Corporate plan.
For a more detail description of this plan click here... |
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Seven Corners Liaison International Health Plan |
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Travel Medical Insurance is designed for U.S. Citizens traveling insurance policy protects you from major and minor medical emergencies, accidents and illnesses during your travels. Seven Corners offers four International travel insurance options for within the U.S.A. and abroad. The Liaison International Travel Insurance, Liaison Majestic Travel Insurance, Liaison Continent Travel insurance and Liaison Worldwide Travel Insurance plans below.
Quote All 4 Liaison Products at one time from this link - Click Here |
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 The Liaison International Short Term Medical Plan
  From Seven Corners is the Liaison International Medical Insurance plan which is designed to cover you outside your home country from a few as 5 days to 187 days or less of coverage. Even if you have comprehensive medical insurance at home, such coverage may either be of no use to you or invalid while abroad. Liaison International not only provides medical coverage for conditions that develop or accidents that occur while abroad, but other valuable benefits such as emergency evacuation and assistance services as well. Your home country insurance company rarely offers these features.
Each year, millions of people travel outside of their Home Country, beyond the boundaries of their medical insurance. If you are concerned with the potential out-of-pocket expenses that could result from an injury or illness while traveling, Liaison® International offers medical coverage and emergency services to individuals and families traveling outside their Home Country.
Whether you are a US Citizen planning a trip outside the border of the United States or a Global Citizen needing coverage for travel outside your home countries borders the Liaison International can fill your need for temporary coverage. Click here for more information... |
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The Liaison Majestic Travel Insurance
  From Seven Corners the Liaison Majestic is best suited for travelers while outside their fixed and permanent residence for 12 months or less and it is renewable up to 3 years. Similar in design to the Liaison International (plan above) the Liaison Majestic gives you flexibility to extend you coverage should you desire to stay outside your home country for more than 1 year.
Key Highlights:
- Medical Maximum $60,000, $125,000, $600,00 or $1,000,000
- Emergency medical evacuation - up to $300,000 (in addition to Medical Maximum)
- Political evacuation and repatriation - up to $50,000
- Terrorism - up to $50,000
- Felonious assault benefit - up to $10,000
- Waiver of Pre-Existing conditions - Up to $10,000
- Travel Assistance available 24/7/365
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Liaison Student from Seven Corners
Thousands of students and other educational professionals travel internationally each year. These travelers experience both the educational benefit and the thrill of studying outside of their home country. Proper medical coverage is required in order to protect against unforeseen events. Seven Corners has established Liaison Student to provide valuable benefits to students and other educational professionals when they travel outside their home country.
Whether you are a foreign national studying in the United States for several years or a U.S. Citizen traveling abroad, Liaison Student is designed to protect you during your time away from home.
Option One - The Solution to Your Concerns is Seven Corners Liaison Student for foreign nationals and U.S. Citizens studying abroad
 
Liaison Student Medical Insurance
Best for: Students who are traveling outside of their home country that are engaged in full time educational classes, and or research.
Coverage Period: Up to 12 months Renewable as long as you still meet the eligibility requirements (up to age 65).
- Accident and Sickness medical maximum up to $250,000
- Deductible (per injury or illness) $0 -$100
- Maternity is covered as any other illness
- Alcohol and drug abuse - Inpatient/Outpatient coverage available
- Injuries from a motor vehicle accident - $10,000 Non-U.S. Students, U.S. Citizens up to policy maximum
- Sports Related Injuries - $5,000 Non-U.S. Students, U.S. Citizens up to policy maximum
- Emergency Medical Evacuation - up to $100,000
- 24/7 Travel Assistance Services
- Virtual ID Cards immediately after purchase
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Anthem California
