International Health Insurance for Traveler and Expatriates
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GeoBlue Trekker Multi-Trip International Travel Medical Insurance GeoBlue Xplorer International Health Insurance for Expats

GeoBlue Trekker Multi-Trip Travel Medical Plans...

GeoBLue Voyager International Travel Medical Health InsuranceGeoBlue Trekker Choice is a short term health and accident insurance for Multi-Trip International Travel. GeoBlue Trekker provides the traveler with international health insurance for multiple trips throughout the year. It is also a complete package of services to help you identify, access and pay for quality healthcare anywhere in the world.

GeoBlue Voyager BrochureGeoBlue Trekker fills health and safety gaps internationally:

Insurance - Even if you are already enrolled in a health plan, your coverage is limited when you travel abroad. In fact, your plan may not pay to have you safely evacuated if you are critically ill.

Information - Where do you turn to learn which hospital and physicians meet your standards? Keep up with breaking news about health and safety threats? Translate key medical terms and brand-name drugs?

Access to Quality Care - How do you find a western-trained, English-speaking doctor with the appropriate skills? How do you arrange a convenient appointment? Each GeoBlue Voyager policy includes broad , deep and reliable Global Health and Safety Services easily accessed through the web or their toll-free customer service center.

Two Plans Offered - Trekker Essential & Voyager Choice

Trekker Essential Plan Highlights

  • Up to $50,000 for sickness and accidents
  • $250,000 medical evacuation benefit
  • Covers pre-existing conditions for medical services and medical evacuation
  • Unlimited trips in a 12 month period (70 days max per trip)
  • Requires a primary health plan

Trekker Choice Plan Highlights:

  • Up to $250,000 for sickness and accidents
  • $500,000 medical evacuation benefit
  • Covers pre-existing conditions for medical services and medical evacuation
  • Unlimited trips in a 12 month period (70 days max per trip)
  • Requires a primary health plan

Emergency Medical Evacuation

World travelers need to properly protect themselves against financial exposure due to catastrophic medical events. If comprehensive travel medical benefits and assistance services are not secured before you travel, you could find yourself exposed to huge losses - both physical and financial. Though illness can strike at any time, when severe incidents occur overseas, lack of proper coverage can leave you the traveler with steep medical bills for less than sufficient care.

As a global traveler you need to be prepared for the possibility that you could find yourself in a location where the Medical Care is poor or inaccessible. In the event you find yourself in a situation where you need to be evacuated to an area where you can receive the appropriate level of care then you need to make sure your International coverage includes a comprehensive Emergency Medical Evacuation benefit. Medical evacuations are not a simple procedures and they can be extremely complicated and expensive. This must be available to you 24/7 no matter where in the world your travels take you. In addition you need a partner who is capable of organizing and caring out the evacuation no matter where you find yourself.

Considerations for any medical evacuation are:

  1. Evaluating the appropriateness of local health care providers
  2. Identifying the closest facility where a high level of care is available
  3. Determining the risk vs rewards of moving the patient
  4. Choosing the best method of transport (ie: ambulance, helicopter, fixed wing air ambulance)
  5. Securing the cooperation of the local treating physician, including a determination that the patient is stable enough to move
  6. Enlisting the most appropriate team to handle the transport (ie: doctor, nurses, therapist)
  7. Arranging for speedy and appropriate intake at the receiving facility
  8. Having someone on your side helping guide you through the whole process - that is GeoBlue...

Make sure when you travel, you travel with a full service, travel health plan that provides a higher level of protection and peace of mind than standard evacuation memberships offer. If you are not sure about your current plan or one you are considering make sure you get a copy of your certificate of coverage and read it. Make sure you have a complete picture of what you are buying. Then cover yourself with the Power of Blue. GeoBlue offers this type of comprehensive coverage and it is built into their Trekker Choice and Trekker Essential Multi-Trip Medical plans.

Why Choose GeoBlue Trekker?

GeoBLue Voyager International Travel Medical Health InsuranceGo with a name and brand you can trust. GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue health plans are offered in cooperation with certain local Blue Cross and Blue Shield companies, with a network that includes more than 90 percent of physicians and 80 percent of hospitals across the U.S. GeoBlue’s comprehensive portfolio of international health insurance plans demonstrates the commitment to covering members both at home and abroad.

Strength of a U.S. Insurer - Underwritten by 4 Ever Life Insurance Company, rated A- (Excellent) by A.M. Best. 4 Ever Life is an independent licensee of the Blue Cross Blue Shield Association.

Better Coverage - Their plans are U.S. licensed and feature coverage more generous that plans sold as "surplus coverage".

  • Their plans do not restrict illnesses or injuries resulting from a terrorist act
  • They do not impose precertification penalties for hospitalization.
  • They provide coverage for pre-existing conditions for medical evacuation. Pre-existing conditions are also covered in all instances by GeoBlue's Choice plan.

Physician & Provider Network - What Good Is Health Insurance If You Can’t Find a Doctor You Trust?

GeoBlue has an elite network of doctors from most every specialty ready to see you in over 180 countries. Only a small fraction of doctors around the world meet GeoBlue’s exacting standards—participation is by invitation only. We seek out professionals certified by the American or Royal Board of Medical Specialties who speak English, and we factor in recommendations by over 158 Physician Advisors from all over the world.

GeoBlue assembles in-depth provider profiles so their members can choose with confidence, and they put formal contracts in place to ensure preferred patient access. GeoBlue doctors and hospitals bill GeoBlue directly so you don’t have to worry about filing a claim.

For members choosing a GeoBlue plan that offers benefits in the United States, you gain access to the largest national network and facilities that have been awarded the coveted Blue Distinction for superior medical outcomes. In the U.S., more than 80 percent of physicians and 90 percent of hospitals contract directly with Blue Cross and Blue Shield Plans.

Personal GeoBlue International Health Insurance Quote

GeoBlue Travel Medical & International Health Insurance Plans
 

Short Term Plans

Residing or traveling for a short term period outside your country of citizenship may create challenges to your current health care program. Brief trips expose you to risks which may not be covered by your current domestic health insurance plan. It is prudent to procure International Health Insurance coverage prior to leaving your home country and traveling aboard. In addition some countries you may be traveling to may require proof of coverage as a condition to your visa. When you are traveling abroad and your coverage needs to provide benefits for things such as Sickness, Accident and Medical Evacuation. Most domestic plans do not cover medical evacuation which can cost as much as $250,000 or more. In addition you will also need more than insurance. You will also need knowledge, information and safety resources that will help keep you safe and health.

Single Trip Plans
GEOBlue Xplorer
Health and accident international health insurance for short term trips.
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Multi Trip Plans
GEOBlue Xplorer
International health insurance for the international travelers who are frequent travelers.
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Single Trip Group Plans
GEOBlue Xplorer
Groups traveling Internationally that have five or more people qualify for lower rates.
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Long Term Plans

Living outside of the United States or your home country for more than 6 months creates a threshold that you cross that requires a thoughtful approach to making sure your health insurance coverage meets or exceeds your needs. This is especially true for those of us who live in the United States. If you have a domestic health plan it is important that you look carefully into the details of the plan should you move outside the U.S. for more than 6 months. Most plans will not cover you once your have moved and are outside the country for an extended period of time. And for those plans that remain in force while you travel - be careful as the coverage will generally only cover you for emergencies. Coordination of payment with overseas providers will more than likely not exist and should you end up in a medical facility that is not part of their overseas networks than you will more than likely be on your own and responsible for your own payment for services.

Expat Worldwide
GEOBlue Xplorer
International health plans that cover you inside and outside the U.S.
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Expat Crew
GEOBlue Xplorer
International health plans that cover you inside and outside the U.S.
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Expat Missionary
GEOBlue Xplorer
International health plans that cover you inside and outside the U.S.
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GeoBlue International Travel Medical Plans for Expatriates Free Quote
 
 
Cigna Global International Health Insurance for Individuals and Families, Free Quote
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©2000 - 2017 Timothy N Jennings, Authorized Agent, All rights reserved.
Authorized Independent GeoBlue Agent, P O Box 6374 Jackson Hole, Wyoming 83002-6374, sales@individualhealth.com