Medical Benefits Abroad - As we continue to grow as a Global Society, traveling, working, and living outside the borders of your home country is just about as common as vacation travel. Medical Benefits Abroad by Cigna Global health insurance was designed to cover those who do exactly that travel on International business abroad. It is no secret that the quality of health care varies dramatically around the world. When you work in another country it may be exciting but the level of care in your new country may be lacking and not to the standards of your home country. In addition as foreign nationals you more than likely will not have access nor be entitled to any subsidized healthcare. It is important to consider a International health plan that will provide for your health care needs should the need arise.

When your employees travel on international business, you want to be sure they have access to quality health care when they need it. Cigna's Medical Benefits Abroad (MBA) plan gives you that access. It covers international business travelers for injuries and illness that may occur while traveling on company business away from home. Plus, Cigna's MBA plan is like the travelers it covers - it is mobile. That means Cigna's benefits go wherever business travel takes them.

Today there are several companies to consider when it comes to finding the right International policy that will fit the needs of you and youremployees. Cigna Global offers a unique approach to International coverage in that they have created a specialty products that are designed to meet the needs of employees that travel and travel frequently.

Easy Administration - With the MBA plan, you can expect

• Simplicity because there's no need to supply eligibility data to set up your account
• Convenience because you pay one-time annual premiums
• Flexibility to choose from pre-prices plans or custom coverage options to meet your company's unique needs for any number of International business travelers
• Ease of one-stop claiming. Your employees don't have to file their claim multiple times while seeking reimbursement. With Cigna, it's only once

Unmatched International Experience

You can count on an international track record that is unmatched. Consider these facts that separate Cigna Global Health Benefits from the rest:

• One of the largest US-based networks of the health care professionals of any international health services company
• More then one million health care professionals, clinics, and facilities worldwide, Cigna Global offers one of the largest networks of doctors and hospitals
• Cigna Global is one of the world's largests and oldest organizations in its industry. In fact, Cigna Global Health Benefits has some of the most significant on-the-ground overseas operations of any US-based health services company.
• Online claims functionality via Cigna Envoy

Cigna Global Medical Benefits Abroad Plans...

Four pre-priced plans are available. With all MBA plans, coverage begins when an employee leaves the country of residence or permanent assignment and coverage ends when he or she returns. Additionally, custom quotes for other coverage options are also available to meet your companu's unique needs for any number of international business travelers. Customization of the standard MBA plans allows for several options, including flexible deductibles and coinsurance, removal of acidental death and dismemberment, and medical evacuation and repatriation. For travel greater than 749 weeks, please contact us +1 307-690-0427 for a custom quote or download the Quote Request Form here.

Enhancements to your MBA plan

For even more generous benefits, you can choose an MBA plan that includes coverage for:

• Personal travel when it's taken in combination with employee's business trip
• Medical care for family members that are traveling with the employee
• Removal of war risk exclusion

Cigna's Customer Promise

Cigna Global is no stranger to customer service. For more than 30 years Cigna has delivered exceptional customer service to their global customers. Cigna promises to deliver to each policy holder:

• Globally compliant healthcare plans
• Customer Services available 24 hours a day
• Quick and easy access to healthcare facilities and professionals around the globe via extensive networks
• Cigna will reimburse your treatment provider directly in most cases. In rare occasion where you are required to pay for services yourself Cigna aims to reimburse you within 5 working days
• Payment can be received in over 135 currencies
• Four integrated customer services centers around the world, available free phone around the clock with medical advice, assistance and administration support
• Access to Cigna Global Network of over 1 million quality providers
• Simplified claims process that enables you to access treatment without paying in many cases
• Access to country specific healthcare advice and your healthcare documents

Annual Premium - MBA Sample Plan Pricing

Annual prices for each plan are listed below. To determine the number of weeks of travel that you need, simply estimate hoe many employees will travel internationally during the year and how many weeks each employee will travel. Note: Premiums shown do not reflect dependent coverage or removal of war risk exlusion.

Download MBA Enrollment Application

1. Click the image to the right and download MBA Application
2. If you would like a custom quote sent - Click Here for MBA Quote Request Form
3. Scan and email completed application to "sales@individualhealth.com"
4. Or mail application to: Application Processing P O Box 6374 Jackson, WY 83002-6374

How to Apply for Coverage

Anyone who is an Expatriate from their home country is eligible to apply for coverage. All applications go through the Medical Underwriting process to determine eligibility based on your health status. Prices vary with age, citizenship, residence, product and benefit design. The link provided here for rates includes rates that are indicative only and your actual rate may vary. To get an more accurate quote call us with your information and we will send you a quote specific to your needs or Click Here for an online quote.

Concierge and Travel Assistance Services

• Advice for how to recover or replace lost documents like passports and credit cards
• Arrangement for an emergency medical evacuation
• Coordination of emergency travel arrangement for children under the age of 18 who are left unattended if a family member becomes sick
• Coordination for emergency travel arrangements for family members who escort another family member to the hospital
• Finding or replacing prescription medication
• Help finding the right doctor or hospital closet to your location
• Help obtaining necessary documents for medical insurance claims
• Providing personal emergency telephone translation services

Cigna Global works hard to make health care easier, more cost effective and more comprehensive. By helping your employees improve their health, well-being and sense of security, it's easier for them to be their best every day. In virtually every part of the world.