Platinum Single Trip International Travel Medical Insurance

Who Is the Platinum Single Trip Travel Medical Plan Best For?

This plan is ideal for travelers such as:

• Individuals and families planning a vacation or holiday abroad
• Cruise passengers needing international medical protection
• Business travelers on short-term trips outside their home country
• Students participating in short-term study abroad programs
• Retirees and senior travelers exploring international destinations
• Travelers NOT relocating long-term

The Platinum Single Trip travel medical plan can help cover eligible costs for unexpected medical events while abroad, including:

• Emergency medical treatment and hospital care
• Physician and specialist visits outside your home country
• Emergency medical evacuation and repatriation of remains
• Prescription medications related to a covered medical event
• Assistance with locating and accessing care within a global provider network

Key Benefits of Blue Cross Blue Shield Platinum Single Trip- What This Plan Covers:

The Platinum Single Trip Travel Medical plan acts as your primary medical insurance while abroad. (Based on plan details) you have coverage for medically necessary medical expenses, including emergency care, medical evacuation, and medical assistance while traveling. You have access to BCBS Global from several options when assistance is needed. The phone app that is available to all BCBS Global travelers is a great place to start.

• Emergency medicall coverage abroad
• Medicaly necessary care
• Medical Evacuation
• Access to global provider network
• Assistance with finding and paying for care
• Health and safety support services

Platinum Single Trip vs Other Travel Medical Options

Understanding the difference between travel medical plans can help you choose the best coverage:

• Single Trip vs Multi-Trip: This plan covers one international journey up to ~182 days, while annual multi-trip plans cover multiple travels over a year with specific limitations of not to exceed days per trip.
• Travel Medical vs Expat Health Insurance: Travel medical plans are for temporary trips (short-term); while expat plans are for living/staying outside your home country for 6 months or longer.
• Basic vs Enhanced Benefits: Some plans offer limited emergency coverage, while the Platinum Single Trip plan includes broader services and higher coverage limits.

Eligibility, Age Limits & Coverage Duration - The Platinum Single Trip Travel Medical plan is typically purchased before international travel begins. In some cases, coverage may be available for travelers who have already departed, subject to plan rules and waiting periods. Coverage start dates and eligibility requirements vary, so purchasing early is recommended.

Purchase timing: Although it is not neccesary to enroll in your BCBS Global Travel Medical Plan far in advance, you must make sure that you have purchased coverage and it is in place prior to your departure date. It is smart to make sure you have ample time to make sure your information is correct on your travel documents and if any changes to your policy prior to departure is neccessary you have time to get it done.

• Are there any age limits? Up to age 95
• Single Trip Only
• Short-term duration - up to 182 Days
• Can I buy this after departure? Single Trip Platinum must be purchased prior to your departure date
• Plan cannot be purchased after leaving on your trip
• When does the coverage start? Coverage begins based on approved Departure Date

Helpful FAQ's

Is this medical insurance or travel insurance

This is a travel medical insurance plan designed to provide medical and emergency benefits outside your home country.

What is the difference between travel medical insurance and expatriate health insurance?

Most single-trip travel medical insurance plans offer coverage for trips up to approximately 182 days, depending on the plan selected. Plans for expatriates are considered long-term in design. Expatriate plans are generally for people living abroad for more than 6 months a year. In addition these longer term plans require the applicant to go through medical underwriting at the time of application. The Single Trip Platinum plan is a simple Online enrollment and the only medical criteria is whether or not the application has underlying medical coverage which if they do pre-existing conditions are covered during your trip.

Does Single Trip Platinum meet visa requirements?

The BCBS Global Single Trip plan is designed to meet or exceed most if not all VISA requirements from most countries. Once you have enrolled you can create an Online account in their member area of their website. When you are logged into your account you will have access to all related documents including a VISA Letter that you can customize for a specific country and print if needed. If you have specific questions simply reach out to our offices.

Can I buy this plan after I’ve already left home?

No — This plan is generally purchased before departure.

Does this plan cover pre-existing conditions?

Yes as long as you have and maintain existing underlying coverage. Examples of underlying coverage are Individual medical plans such as ACA Compliant plan, (Healthcare.gov), a group policy, Medicare. Please note: MEDICAID IS NOT considered Underlying Coverage.

Does the plan cover telemedicine?

Some travel medical plans include telemedicine benefits. Refer to plan documents for the specific telemedicine benefit details and any applicable terms.

If I need medical care or emergency evacuation are pre-existing conditions still covered?

Coverage for pre-existing conditions in emergency situations depends on plan rules and eligibility requirements, including any underlying coverage provisions. Refer to plan documents for specific terms.. Examples of underlying coverage are Individual medical plans such as ACA Compliant plan, (Healthcare.gov), a group policy, Medicare. Please note: MEDICAID IS NOT considered Underlying Coverage.

For More Information about the Single Trip Gold and Platinum plans:

• Click Here for More Detailed Information about the Blue Cross Blue Shield Global Single Trip Plans...
• Click Here if you are planning to be abroad for more than 182 days...