International Health Insurance for Traveler and Expatriates
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Anthem Extras Senior Dental & Vision

Anthem Extras Packages for Seniors living in CaliforniaFor ages 65 and above, the Anthem Extras dental & vision coverage for anyone in California looking for quality dental/vision coverage. (Under age 65 dental plans – bottom of this page)

Anthem Blue Cross has some new Dental & Vision packages called Anthem Extras, which can compliment all of our Medicare Supplement plans.  Anthem Extras consist of three packages; Standard, Premium and Premium Plus.  All three offer valuable benefits and services.

Packaged benefits — better together

Healthy teeth and eyes help contribute to your overall well-being. That’s why Anthem Blue Cross (Anthem) created Anthem Extras Packages – with your overall health in mind. We offer three packages to complement your Medicare Supplement plan – and help you reach for better health. Our Standard, Premium and Premium Plus packages offer valuable benefits and services, such as:

  • Packaged dental and vision coverage that offers extra preventive benefits
  • Support services and tools to help you maintain good overall health and well-being

And best of all, these packages are available for a monthly plan premium ranging from $25 to $61. The benefits in each package will roll up to one overall premium, and you will receive one ID card for these services.

Interested in dental coverage only? - Good news. Our Senior Standard Dental, Senior Premium Dental and Senior Premium Plus Dental plans offer the same dental benefits as the Standard, Premium and Premium Plus Packages on a stand-alone basis without the other package components.

Plans from $25 – $61   (See the benefit chart below)

Anthem Extras
Dental & Vision

Standard Premium Premium Plus

Dental Network

Dental Blue 100

Annual Maximum

$500

$1,000

$1,250

Deductible None $50 $50
Preventive: Cleaning & X-ray 100% 100% 100%
Minor retorative services (filings) Not Covered 80% 80%
Periodontal Services Not Covered 50% 50%
Endodontics: Root Canal & Surgery Not Covered 50% 50%
Prosthodontics (Crowns, Dentures, Bridges) Not Covered Not Covered 50%
Vision
Vision network Blue View Vision
Exam (every 12 months) $20 copay $20 copay $10 copay
Frames (every 24 months) $100 allowance $100 allowance $130 allowance
Eyeglass Lenses (every 24 months) $20 copay $20 copay $10 copay
Contact Lenses - instead of glasses $80 allowance $80 allowance $80 allowance
Additional Programs
Silver Sneakers N/A Included Included
Travel Assitance N/A N/A Included
Monthly Premiums $25 $43 $61
Anthem Extras Application
Quetions? Call Tim Jennings (307) 690-0427

2 TYPES OF DENTAL PLANS:

PPO and Fixed Benefit Plans … There are typically two types of dental plans individuals and families will enroll in.  The first is the traditional PPO style dental plan.  As long as you stay within the PPO dental network you will benefit from a 25% to 40% discount on your dental services.  With these lower contracted prices, you then are responsible to 20% to 50% of the cost, depending if the service provided is considered ‘minor’ services or ‘major’ services.  Anthem provides 5 different PPO dental plans and 1 HMO dental plan.

“Fixed Benefit” is the other type of dental plan.  Where you can go to any dentist (no network to fuss with), and depending on the dental services received you will be reimbursed a fixed amount payable to you, for the different dental services, such as; cleanings, x-ray, tooth extraction, root canal, bridges and crowns.  This type of plan is becoming quite popular, because you can see any dentist, and be reimbursed.  National General Dental is one of the more popular companies providing Fixed Benefit dental plans nationwide.

An example of how “in-network” dental services can lower your costs:

Example: John gets a crown from an out of network dentist who charges $1,200 for the service and bills Anthem for that amount.

Anthem’s maximum allowed amount for this dental service is $800. That means there will be a $400 difference, which the dentist can bill John.  Since John will also need to pay $400 which is 50% of $800, the total he’ll pay the out of network dentist is $800.

Now lets look at “in-network” costs:  

  • Dentist charge for the crown: $1,200.
  • Anthem’s contracted amount: $800.
  • Anthem pays 50%:  $400.
  • You pay 50% coinsurance of the $800 charge = $400.
  • Balance you owe the dentist: $1,200 – $800 = $400.
  • our total cost = $400.

Who is Eligible for Anthem Extra’s ..Anyone age 65 or older.  Anthem Extras Plans are considered “Stand-Alone” plans, which means you do not need an Anthem Medicare plan to enroll in Anthem Extras.  All you need to be is 65 or older, that’s it!!  Even if you have a Medicare Supplement plan from another company, Anthem Extras is for you!!  You can enroll or cancel the plan anytime of the year.

And best of all, these packages are available for a monthly plan premiums of: $23, $44 and $63.  The benefits in each package will roll up to one overall premium, and you will receive one ID card for all of these services.

DENTAL …

  • Annual Maximum Benefit Options: $500, $1,000 or $1,250.
  • Annual Deductible – $0 to $50.
  • Network of Dentists – Dental Blue 100 network.
  • Routine Cleanings, Exams & X-rays – 100% covered when using a contracted dentist (2 cleanings per year)
  • Fillings – 80% coverage (Premium & Premium Plus packages)
  • Endodontics – Root canals, Oral surgery & Simple tooth extractions – 50% coverage (Premium & Premium Plus packages).
  • Prosthodontics – Crowns, Dentures, Bridges – 50% coverage (Premium Plus package only)

VISION …

  • Vision Exam – $10 to $20 copay (in-network providers only)
  • Eyeglass Frames – You pay excess of $100. 20% discount applies to the balance over $100.
  • Eyeglass Lenses – $10 to $20 copay (standard plastic single vision, bifocal or trifocal lenses)
  • Contact Lenses – Conventional lenses ($80 allowance then 15% off the remaining balance) Disposable: $80 allowance, Non elective lenses (covered in full).
  • Coordinate and pay for medical evacuation to the nearest appropriate treatment facility or back home when medically necessary.
  • Schedule a bedside visit for a family member or friend if you are hospitalized for more than seven days, or if you are in critical condition.
  • Access health-related travel planning information and receive assistance in replacing lost prescription medications or contact lenses while traveling, and much more!

Silver Sneakers Fitness Program … SilverSneakers offers physical activity, health education and social events designed just for Medicare-eligible members like you.  You’ll have access to the following valuable services:

  • Fitness – Enjoy basic membership at a participating SilverSneakers location.
  • Fun – Participate in SilverSneakers classes, which are designed exclusively for older adults who want to improve their strength, flexibility, balance and endurance.
  • Friends –  Meet new friends while you exercise.
  • Each SilverSneakers location has a Program Adviser to assist you with enrolling and meeting your health goals.  You can use any of more than 11,000 location across the nation that offer the SilverSneakers Fitness Program.  So if on vacation, see if a location will be near you.
  • Find a Location – www.silversneakers.com
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©2000 - 2018 Timothy N Jennings, Authorized Agent, All rights reserved.
Authorized Independent GeoBlue Agent, P O Box 6374 Jackson Hole, Wyoming 83002-6374, sales@individualhealth.com