Insurance Simplified
spacer

HTH Worldwide TripProtetor Trip Cancellation and Medical Insurance

HTH TripProtector Trip Cancelation and MedicalHTH Worldwide, the owner of the GeoBlue Brand now brings you their new TripProtector Medical and Trip Protection plans for the savvy traveler. With TripProtector you can insure the investment made in a future trip and at the same time insure your health with one product. TripProtector is a comprehensive plan that offers travel protections PLUS travel medical insurance. TripProtector includes medical protection, trip cancellation, trip interruption, baggage protection and more. It boasts a complete set of services to help you identity, access and pay for healthcare services in 190 countries.

Why Purchase Trip Cancellation Insurance

Your vacation may be at risk due to illness, injury, terrorism, financial default by your tour or cruise operator, dangerous weather conditions and more. TripProtector from HTH Worldwide covers certain non-refundable expenses should covered circumstances force you to cancel or interrupt your vacation.

During your trip you may need to see a doctor, have a prescription filled, receive care at a hospital, or deal with an unexpected medical emergency. TripProtector also provides you with sickness, accident and medical evacuation benefits.

Who Is Eligible to Enroll Under This Plan?

An Eligible Participant must meet all of the following requirements:

  1. Home Country is the U.S.
  2. Is traveling outside the U.S. or is traveling from his/her home and is scheduled to spend at least 24 hours away from his/her home
  3. For children under age 6, must be enrolled with a parent
  4. Initial Purchase must be made in home country prior to departing on trip

Are Pre-Existing Conditions Covered?

The Pre-Existing Condition Exclusion is waived provided your meet all of the following requirements:

  • Waiver of Pre-existing conditions exclusion is available with the purchase of the Classic or Preferred plan options
  • The payment for the plan is received prior to/or within 14 days (for TripProtector Classic) or 21 days (for TripProtector Preferred) of initial deposit; and
  • You are not disabled from travel at the time you make your plan payment
  • And; the booking for the Covered Trip must be the first and only booking for this travel period and destination

Acts of Terrorism Are Covered

For the TripProtector Classic and Economy plans coverage is provided if a terrorist act occurs in your departure city or in a city which is a scheduled destination of your trip, provided the terrorist act occurs within 30 days of the scheduled departure date.

For all other benefits, coverage is provided if a terrorist act occurs in your departure city or in a city which is a scheduled destination of your trip, provided the terrorist act occurs within 7 days of the scheduled departure date.

Product Features TripProtector Economy TripProtector Classic TripProtector Preferred
   
 
Age Restrictions
Up to Age 70
NO
NO
Duration of Benefits and Services
Single Trip
Single Trip
Single Trip
TripProtector Plan Comparisons
Click to view comparison charts to the right for the TripProtector plans. See how TripProtector stacks up against the competition.
TripProtector Insurance Coverage Limits
Trip Cancellation
Up to $5,000
Up to $25,000
Up to $50,000
Cancel For Any Reason (Optional)
Not Available in NH, NY, WA
N/A
N/A
75% reimbursement
Missed Connection
N/A
$500
$1,000
Trip Interruption
125% of tour cost
150% of tour cost
200% of tour cost
Maximum Sickness and Accident Coverage Limits Per Person
$75,000
$250,000
$500,000
Emergency Medical Evacuation Coverage
$500,000 per person
$1,000,000 per Person
$1,000,000 per Person
Repatriation of Remains
$15,000
$25,000
$35,000
Bedside Visit
$1,500
$1,500
$2,500
Baggage Loss/Damage
Up to $750
Up to $1,000
Up to $2,000
Baggage Delay
24 hrs. $100
12 hrs. $200
12 hrs. $400
Trip Delay
Up to $500
Up to $1,000
Up to $1,500
Collision Waiver
Not Available in NY, OR, TX
N/A
N/A
$35,000
Pre-existing Conditions Covered
60 days prior to your Effective Date
No
Yes
Pre-x waiver 14 days
from initial deposit
Yes
Pre-x waiver 21 days
from initial deposit
Global Health and Safety Resources
Online Doctor Search
Yes
Yes
Yes
Destination Health and Security Information
Yes
Yes
Yes
HTH Drug Translation Guide
Yes
Yes
Yes
Medical Term and Phrase Translation Databases
Yes
Yes
Yes
Health and Security News Alerts
Yes
Yes
Yes
24 Hour Emergency Hotline Service
Included
Included
Included
Fulfillment
TripProtector Economy
TripProtector Classic
TripProtector Preferred
 
Electronic and Standard Mail
Electronic and Standard Mail
Electronic and Standard Mail
Plan Pricing
TripProtector Economy
TripProtector Classic
TripProtector Preferred
 
Based on Destination, Departure Lag and Trip Cost
Based on Destination, Departure Lag and Trip Cost
Based on Destination, Departure Lag, Trip Cost and Cancel for Any Reason (if selected)
 
 
spacer
spacer
spacerspacer
spacer
 
 
 
spacer
spacer
spacer
Call With Questions
Call Us +1 307-690-0427
©2000 - 2017 Timothy N Jennings, Authorized Agent, All rights reserved.
Authorized Independent GeoBlue Agent, P O Box 6374 Jackson Hole, Wyoming 83002-6374, sales@individualhealth.com