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Domestic & International Health Insurance Plans
Health Insurance Simplified! Authorized Independent Agent
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Shop & Compare Online
 Shopping for health insurance can be a daunting task. IndividualHealth.com was designed with you in mind. We recognize that when you shop for insurance you have a choice and we invite you to experience shopping online with us. Once you select the plan that best meets your needs the application process is simple and easy and you apply online from the privacy of your home or office. As always should you need assistance with choosing the right plan we are here to help guide you through the maze. Health insurance has never been more important than it is today. Not having a quality health plan when the need arises can lead to a chain of events that can leave you or your family members without access to proper care, not to mention the financial impact of going without.
The need for a quality major medical plan has not changed for more than 20+ years. The two most important aspects of having a health plan are direct access to care and protection from a catastrophic financial loss. Dealing with an illness or injury is enough for anyone to handle. Don't get caught without a financial partner to help guide and protect your family members should the need for medical care arise
Aetna Advantage Plans
 The Aetna Advantage Plans for Individuals, Families and the Self Employed offer some of the best choices and value to help meet your health coverage needs. Choose from a wide range of health insurance plans that offer excellent quality. Aetna's Advantage Plans are designed for maximum value, with lower monthly premiums, plus benefits for preventive care. You can choose how much to spend in premiums versus out-of-pocket expenses. The Aetna Advantage plans offer robust coverage at competitive costs. With the freedom to see doctors whenever you need to without referrals needed, coverage for preventive care, no deductible for well-women exams and no claim forms when you visit network providers make the Aetna Advantage plans a great option. Click here for more....
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International Health Insurance & Travel Insurance Plans
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International Plan Options |
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Planning a Trip? - IndividualHealth.com will help you find the right International health or travel plan that will meet or exceed the needs of you and your family. Whether you are a U.S. Citizen planning a trip outside the borders of the United States or a International Citizen looking for private health insurance coverage - we can help. Options for Short Term International needs, Permanent International coverage and Travel Medical Plans for pre-paid trips can be found on our site.
When planning a business trip or vacation there are two things to consider. First did you prepay any of your vacation and if so how far in advance of your trip have you pre-paid for services and how much did you spend. Travel Insurance can help guarantee that if something unexpected happens prior to your trip or even during your trip your investment in your vacation is secure. Many people take an entire year to save for their vacation, but only a second to ruin
Second, if your travels will take you outside the borders of your home county you need to make sure your domestic health insurance will follow you where ever your travels lead you. Travel Insurance and Travel Medical Insurance are two different products. In many cases you may want to consider both. Click on one of the links below to view plan options available |
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 Medicare Supplements...
You have reached your Golden Years and you want to maintain the same freedoms in healthcare that you enjoyed prior to age 65. Choosing a Medicare Supplement plan that fits your needs bears the same scrutiny you gave your health plan before reaching this stage in your life. Having a Medicare Supplement plan that allows you to go to any doctor, specialist or hospital in the country that is Medicare Approved - without having to worry about referrals is simply a matter of choice.
Information for Anthem Blue Cross for Californians, Blue Shield of California and Anthem Blue Cross Blue Shield of Nevada, Colorado, Kentucky, Indiana and Ohio can be found on our website. Remember, original Medicare does not cover all your healthcare needs. Many medical services and supplies are not covered. Medicare Supplement Plans help cover the gaps in Original Medicare, such as Parts A and B deductibles, copayments, coinsurance and more. As always if you have questions - give us a call.
Blue Shield of California's Plan F Most Popular...
Blue Shield of California's Plan F is one of the more popular choices for a Medicare Supplement for those living in California. Plan F offers comprehensive benefits which cover the Part A Deductible of $1,100.00 and it covers the entire Part B Deductible of $155.00 plus the 20% coinsurance required plus excess charges that are above the Medicare approved amounts.
New Medicare Supplement Plans to Start June 1st of 2010
Beginning June 1st, 2010 Medicare Supplement Plans (Medigap) will include two new choices for consumers - Medicare Supplement Plan M and Medicare Supplement Plan N. At that time Medicare Supplement (Medigap) plans E, H, I and J will be eliminated as the "Preventive Care Benefit" and the "At Home-Recovery" benefits are removed and these plans become indetical to other lettered Medicare Supplement Plans. Medicare has deemed these two benefits unnecessary in the current Medicare structure. In addition to these changes, a hospice care benefit co-insurance coverage will be added to all new Medicare Supplement Plans. |
Blue Shield of California, Anthem Blue Cross, Blue Cross Blue Shield of Arizona, Assurant Health, Tonik,
Anthem Blue Cross Blue Shield of Colorado, Nevada, Indiana, Kentucky, Nevada, Ohio, Sound, Seven Corners
MultiNational Underwriters, International Medical Group, HTH Worldwide, Travel Guard |
Arizona, California, Colorado, Indiana, Kentucky, Nevada, North Carolina,
Ohio, South Carolina, Texas, Utah, Virginia, Wyoming |
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Aetna
