I am an "Authorized Independent Agent" for Blue Cross of California, Blue Shield of California, Tonik Health Plans, UniCare, Celtic, American National Life and an Authorized Broker for Blue Cross Blue Shield of Arizona. I recognize that you have a choice when you shop for insurance. I will work hard to earn your business. Everything needed to research health insurance plans both domestic and international, short term or long term can be found on this site.

For those with true global needs I can help you find a Private International Medical Plan that will fit your needs and life style. If you are planning to travel or live outside the United States, traditional sources of US private insurance may not meet your needs.  Geographical exclusions and provider limitations common to these policies may restrict or even eliminate the coverage available to you while you are outside the US.

Choosing a health plan can be a daunting task, Individualhealth.com was designed to help make this somewhat difficult task easier. Complete brochure, rates and application materials are available for viewing and printing.  In most cases you can apply directly online. Should you have questions feel free to contact me or send me an email.

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