International Medical Insurance Plans are critical component for the Global Citizen . . . . .

When residing and traveling outside the United States or your country of citizenship, you may be faced with challenges that can create problems with your current medical insurance program.

Once you leave your country's borders you can be exposed to risks which may not be covered by your current medical plan be it either private insurance or government sponsored.  Knowing the limitations and scope of coverage of your current health plan is of utmost importance before you travel.

Issues related to foreign healthcare polices, languages, currencies, cultures, location and access to quality healthcare are seldom met by domestic medical plans and in fact are frequently misunderstood by international companies.

Why Do I Need International Coverage?

• Residency Clause with your primary plan - Your existing group or individual U.S. health insurance plan is likely to have a disclaimer stating that coverage is no longer valid after six months residency outside the U.S. 
• Health and Financial Security - If you leave home for six months or more, your health and financial security are at serious risk because of significant gaps in most available insurance coverage. If you leave home for six months or more, your health and financial security are at serious risk because of significant gaps in most available insurance coverage. 
• Health and Safety Hazards - This risk is only heightened by limited knowledge of health and safety hazards around the world, including medical treatment from unfamiliar providers. 
• Specialized Coverage Abroad - Many International health plans combine comprehensive worldwide benefits with a new generation of medical assistance services that include an impressive array of online tools used to identify, access and pay for quality healthcare all around the world. Most International health plans are designed to support the international lifestyles of those who travel to or from their home countries, including the United States for extended periods of business, leisure and study.

Are you looking for Travel Insurance?

Travel Insurance is primarily designed to insure against a loss during your planned trip due to cancellations, interruptions, or delays for unforeseen reasons.  Many people prepay some or all of their travel and accommodations prior to departure.  Travel Insurance provides the vehicle to protect your investment in your planned vacation or business trip by providing you protection from unforeseen events such as cancellations, interruptions, delays, some health issues, emergency evacuations, baggage loss and more.

How Do I Apply for International Coverage

Applying is easy to do and the entire application process can be done from your home or office using your computer. All of the international plans we represent allow you to submit your application via state of the art web based applications. In many cases a decision is made within 24 hours. For more permanent coverages you need to allow 10-12 business days. Whether you are shopping for Short Term Coverage or a more permanent option we can help guide you through the maze.