What is IndividualHealth.com? - The goal of Individualhealth.com's Internet Platform is to help bring the independent broker proven ideas and web based tools. Our tools can assist you in producing new business in the individual health plan markets both domestically and internationally via the web. We provide you with a set of web based tools that are ready to use without having the expense or learning curve of being a webmaster.
How does it work? - IndividualHealth.com provides agents with a content richweb site were each agent can semi-customize their web site based on selling style, providers, location, and areas of specialty. The web site is a fully funtional site that you can point your own domain name to or we can provide you with a URL is needed. You plug this web site into your current marketing program which allows your customers to gather needed information, rates and application materials.
Why would I use IndividualHealth.com instead of building my own web site?
- Cost- We offer a high-quality, low-cost website with your agency’s own branding on every page!
- Agent Branding- Each agent has a unique website that can be linked to an existing domain name or one provided by IndividualHealth.com.
- Freedom - Each agent can list any of their carriers with links from their home page.
- Efficient - All supported carrier forms are on-line and every page is tagged to your agent name and number.
- Time- A custom web site with comparable functionality to Individual Health will cost thousands more for set-up and maintenance while requiring months to develop.
- No Headaches- We handle all the updates anytime a provider changes or adds a plan at no extra charge.
Who are some of the carriers that you service?
- Blue Cross of California
- Blue Shield of California
- Blue Cross Blue Shield of Arizona
- Blue Shield Life & Health
- Unicare
- Care America Life
- MultiNational Underwriters (MNUI),
- International Medical Group (IMG)
- Specialty Risk International (SRI)
Won’t I lose customers to competing agents on IndividualHelalth.com?
- No hidden agenda - No one carrier has any interest in our platform
- No commission splitting - IndividualHealth.com does not act as a General Agent.
- No direct sales to carriers - No clients are ever taken direct to an agency.
- No competition - You can direct your customer to your own domain name so your customer only sees your branding!
What is included in my set up fee?
- A turn-key web site - complete with many customizable areas for text, links, photos, and branding icons.
- Quick site development - 1 week to complete your custom site using results proven page designs.
- No contract required - you can terminate your subscription at any time.
- No extra charges - normal web site changes for the life of your site!
What is included in my low monthly fee?
- Carrier forms and information is updated for you!
- All site maintenance
- e-mail accounts
- web hosting
Why not join a carrier provided site?
- No freedom - you can not display any other carriers even if they don’t compete.
- Poor Design - every agent has the same look.
- No Leads - or lack of, where do potential clients names and contact info go?
- Direct sales - carriers would like to take clients direct.
- Poor Navigation - difficult for clients to find their way and if they need help they are encouraged to call the carrier direct.
- No Links - no ability to link to other web sites or applications for better customer service.
What functions is the IndividualHealth.com site designed to do?
- Lead Management - Web based email campaign manager ("Touch") provides an automated mechanism to keep your name in front of potential clients. TOUCH can be integrated into your web site.
- Provide Information - Clients can view, print, or enroll in any supported carrier plan 24/7.
- Multi-carrier representation - Choose to present one or more carrier options to potential clients.
- A Neutral Website -Clients pick based on products, location, and service needs.
Why doesn’t IndividualHealth.com do online quoting?
- 50+ choices - Clients need to look through too many options they don’t understand or have time to read.
- Lowest Price Plans - The lowest price is presented first, not necessarily the best option for a client or broker.
- Lower Commissions - The lowest price plans pay brokers the lowest commissions.
- Misleading clients - Agents know what carriers and plans are best for any given client. They are rarely the low price leaders.
- Clients like privacy - Clients don’t like to give personal information before finding a plan. Some quoting engines require it causing potential clients to exit without finding any useful information.
Do people really buy health insurance over the internet?
- Yes - Would all the carriers that are building websites try to take clients direct if they weren’t writing business?
- No Hassle - More and more people want to find, look and buy without talking to someone.
- No Pressure - The internet is a safe place to buy without pressure.
- Fast - Our society is one of instant gratification. On-line application & sign-up is now, not 3 days from now when the mail delivers the application.
- It’s Easy - On-line forms are accessible 24/7. No need to wait and apply only M-F 8-5!
- It’s True - If people weren’t using the internet would IndividualHealth.com be getting over 125 potential customer visits a day, 7 days a week!
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