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Sound Health Plans
Offered by
UniCare Life & Health Insurance Company
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Straight -up Affordable Health Insurance Plans Designed to Cover Your A-Z |
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It's all about you.
You're young, You're healthy. You're in shape. But hey, life is unpredictable. All it takes is is one slip, one fall, one biff, and the financial pain can outweigh the physical. Whether you're laid out on the snow, sand or grass, you're going to wish you were covered with a Sound Health Plan.
UniCare Life & Health Insurance Company (UniCare) offers three straight-up affordable health insurance plans to cover your A-Z. Sound can help protect you from just about anything - even yourself. And, although Sound is young and fun, they are not a start-up by any means. It won't take long.
Sound covers you everyday, preventive stuff (like checkups) and the more dramatic encounters. You can sign up online in mere minuts, depending on how fast you can type.
Sound plans include coverage for:
- Seeing a doctor
- Getting generic prescription drugs
- Going to the emergency room
- Having surgery
- Seeing a dentist
- Getting eye exams, glasses or contacts ... and a whole lot more
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Sound. The big picture..... |
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These rates are painless
You'll find Sound plans to be affordable. If you're 19-29 years old, rates can be $68 -$147 per month, depending on the plan you pick, where you live, your age and your medical history. rates are subject to change. 3 simple plans 1 just your flavor. Here are just some of the Sound in-network benefits and what you'll pay: |
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 Gravity
Bender
(CR44) |
 Curb
Jumper
(CR43) |
 The
Cruiser
(CR42) |
Office Visits
(includes covered professional services like preventive care, lab work and X-rays that you receive in your doctor's office during the office visit ) |
$20
(4 visits/year) |
$30
(4 visits/year) |
$40
(unlimited visits) |
Deductible
(how much you'll pay each year before we start paying for services, like hospitalization) |
$5,000 |
$3,000 |
$1,500 |
Out-of-Pocket Maximum
(This is the max you'll pay each year before Sound starts paying for services, like hospitalization) |
$5,000 |
$3,000 |
$1,500 |
| Prescription Drugs (generic only) |
Generic: $10 for 30-day supply from retail pharmacy or
$20 for up to 60-day supply through mail order |
Emergency Room Care
(includes all covered services received in ER) |
$150 copay
Deductible Waived |
$150 copay
Deductible Waived |
$150 copay
Deductible Waived |
Overnight Hospital Stays
(surgery, lab work, doctor charges, anesthesia, and any other covered hospital charges) |
$0 after the
deductible is met |
$0 after the
deductible is met |
$0 after the
deductible is met |
If you Don't Stay Overnight
(fracture repairs, shoulder or knee arthroscopies, etc.) |
$0 after the
deductible is met |
$0 after the
deductible is met |
$0 after the
deductible is met |
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| Teeth |
You'll pay $0 for cleanings, exams and X-rays. After you pay your $35 deductible, you'll pay 20% for minor restorative procedures like fillings.
We'll pay up to $500/year for your dental benefits |
Eyes |
We'll pay $50 toward a routine eye exam, eyeglasses or contact lenses
and you'll pay the rest |
| The Sound plans do not include maternity benefits. |
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Definitions for the Insurance-Impaired (all of us)
Annual Deductible ...
This is the amount you'll have to pay before Sound starts paying. Of course, the deductible is waived in certain cases, such as doctors visits
Copay
This is what you pay when you see the doctor, go to the emergency room or get generic prescription drugs.
In-Network
You save money when you go to doctors and hospitals in the UniCare PPO network. Don't worry, their network is huge.
 So Get Amped and Apply!
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