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Assurant Health
Short Term Health Insurance
for the State of South Carolina
Assurant Health Short Term Plans for South Carolina Residents
 There are times in ones life where the need for Short Term Coverage provides a perfect solution for those in between times. Are you changing jobs, graduating from school, waiting for permanent coverage to begin or traveling. These plans help fill gaps in coverage for individuals and their families in times of uncertainty. It is important to note that Short Term Plans are not designed to replace permanent coverage. There are two types of short term plans now available from Assurant Health to South Carolina Residents.
Single Pay Short Term Plans: (Assurant Health)
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Choose the duration of coverage from 30 - 185 days
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Choose deductible amount $250, $500, $1,000, $1,500 or $2,000
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Prescription drug coverage (after your deductible has been met)
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After you meet your deductible, the plan pays 80 percent of allowable amount of the first $5,000 of covered services, and 100 percent of allowable amount for covered services in excess of $5,000.
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Have the security of a high, $2 million maximum benfit per policy term
Monthly Payment Plan: (Assurant Health Twelve Month Plan)
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Continuous coverage from month to month up to 12 months, with monthly billing
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Coverage may begin the day after your application is submitted (when approved), or a future effective date specified within 45 days.
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Enjoy valuable prescription drug coverage (after your deductible has been met)
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Receive care from your choice of physicians
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Have coverage while you travel outside Wyoming, with reimbursement
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  Choosing the right plan for those short term needs can be confusing. Everyone needs to be protected from those unexpected illnesses and accidents that can happen and the resulting medical bills that can be disastrous.
Assurant Health Short Term Plans offer you the ability to talyor their plan to fit your needs. If you would like to learn more about what Assurant Health has to offer click on the Temporary Health Insurance image to the right.
Sit back and watch the interactive video that can help you better understand what a short term plan is all about. When you are ready to get a quote or apply simply click the blue QuickQuote button at the top of this page or the text link just below. |
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Other Assurant Health Plans Available in South Carolina |
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 One Decreasing Deductible Plan - Imagine a health insurance plan that earns credits to reduce the amount you pay of your deductible. The One Decreasing Deductible is your plan deductible reduced by the credits that accumulate. Twice a year, Assurant Health applies 10% credit that reduces the amount you pay of the plan deductible, until the deductible is met. The more credits you accumulate, the less you pay.
Click for more info.... |
 CoreMedSM Plan - If you want broad coverage at the best value, CoreMed is for you. It;s the most cost-effective plan for both everyday and catastrophic needs. You'll be able to control your premiums without giving up benefits, and you can still choose to add optional features, like an office visit copay, for more protection and convenience. Providing $2 million in lifetime benefits - with the option to buy up to $6 million - CoreMed offers quality and flexibility.
Click for more info.... |
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Can't Afford a Major Medical Plan?
Health Access from Assurant Health...
  Health Access from Assurant Health is designed for individuals and families looking for a new option to access affordable health care that delivers real value.
The increasing high cost of major medical insurance is driving people to look for alternatives they can afford. Although Health Access is not a major medical plan it does provide benefits to you in the form of a cash payment.
Health Access has no deductibles or copays. Benefits start right away, with the plan paying a set cash amount when you receive services like doctor office visits, prescriptions and hospital stays. Health Access gives you convenient access to health care, help finding affordable providers, network discounts on a wide variety of health care expenses and assistance in negotiating medical bill.
Get more for your money with Health Access...
In addition to cash payments that help you pay for medical services, Health Access brings you savings on out-of-pocket expenses and more value for your money. These savings apply even if you exceed your plan limits.
Network Discounts
- Save an average of 40% at more than 600,000 health professionals (and an average of 25% on all eligible services) when you use MultiPlan, the largest network in tyhe country, and have Assurant Health pay your providers
- Save on office visits at real health clinics - as low as $65 per visit, including lab work
- Save an average of 30-40% on prescriptions with your Medco® card
- Save up to 60% on outpatuent lab services
- Savings on vision care, chiropractic care, alternative health and wellness, vitamins and more through your plan's discount card
- Unlimited access or Patient Care independent advocates who can help you find the lowest priced doctors and hospitals
- Help negotiating reductions on medical bills through Health Payement Advocates
- Dedicated Service Term to bring quick resolutions to any questions or issued and suggest ways for your to save money
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How Health Access plan works...
- When you need routine or non-emergency care you can schedule in advance, you can ask Patient Care your independent health care advocacy service, to recommend a high-quality, lower cost doctor and facility in your network.
- When you go in for your appointment, you'll receive Assurant Health's negotiated network discounts ifyou have Assurant Health pay your providers directly.
- Your Health Access plan will pay benefits when you receive eligible services.
- After you take advantage of your plan's network discounts and payments, there still may be an amount for your to pay. You can ask your professional negotiators at Health Payment Advocates for help reducing your outstanding bills or setting up a payment plan.
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Supplemental Plans you can add to your Medical Plan |
 Stand Alone Accident - CASH benefits to help pay the unpredictable costs that come with accidental injuries. Whether an injury is yours, your spouse's or your child's, it can mean spending money you didn't plan to, worrying about where you'll get the cash for medical costs or worse yet, lost income. With Assurant Accident Coverage, you get cash benefits for treatment of injuries and they're benefits paid in addition to any other coverage you may have. Best of all, it's cash in hand you can us any way you choose, which helps you and your family focus on healing.
- Cash benefits add up - you get multiple cash benefits, paid for each covered injury or service - even for the same accident
- Benefits while you recover - including follow-up treatment, physical therapy and prosthetics
- No overall annual or lifetime limits - benefits available no matter how many times you need them
- Benefits begin immediately - no waiting period
- Choose any doctor or hospital for services - no netwrok restrictions
- No preauthorization required
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Why Accident Coverage?
Assurant Health's Accident Coverage pays cash benefits right to you, in addition to any benefit you may receive from any other coverage. This is especially important if your medical coverage has limited benefits or a high deductible, which leaves you with medical expenses that, which leads to extra costs your accident benfits can help you cover.
For any accident after your coverage begins, you get beneftis for each covered injury and service, multiple benefits that you can receive again and again.
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 Critical Illness
Cash benefits to help pay the overwhelming costs that come with a critical illness. Critical Illness Coverage provides you a lump sum cash payment at the first diagnosis of a critical illness. The benefit can help you face out-of-pocket medical costs, unforseen additional expenses and everyday bills, and is especially reassuring if you're also impacted by lost income. You receive your cash benefit directly and can use it any way you choose, which helps you focus on your recovery.
Reduce the financial impact
When you choose Critical Illness Coverage, you reduce the potential financial impact of critical illness on your family and your future. Should you ever face a critical illness, you get:
- Lump sum cash benefits upon diagnosis or treatment over and above any benefits you receive from any other plan
- Freedom to visit any doctor or hospital you want and use the cash any way you need
- No need to worry about deductibles, coinsurance, copays or preauthorization
- Apply for Critical Illness as a stand alone plan and add it to any major medical product
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Cash Benefits to you...
- Covers 15 life threatening illness such as cancer, heart attack and stroke
- Your choice of $5,000 to $100,000 in critical illness benefits
- Critical illness benefit paid upon diagnosis regardless of the doctors, hospitals or treatment you choose
- Includes term life insurance with your choice of $2,500 to $200,000 in benefits
- Coverage for critical illness and life in one plan
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  Stand Alone Dental Coverage
Cash Benefits to help pay for dental check ups and treatment. Regular dental care can mean more than a brighter smile and a better quality of life it could also mean better overall health. Dental Coverage pays cash benefits when you or your family members receive dental check ups and treatment, making it easier to keep up with regular visits to the dentist, and lead a healthier life. Click here for more information. |
Cash Benefits
- Cash benefits healt pay for both preventive care and treatment
- Full preventive Benefits with no waiting period
- Preventive Services - two visits covered each year
- Dental treatment such as fillings and crowns
- Visit any dentist - no network restrictions
- Receive cash benefits directly, or have benefits paid to your dentist
- Affordable - your premium doesn't increase just because you use your benefits
- Portable - you can keep the coverage even if your other insurance coverage or job change
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Anthem California
