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Assurant Health
Short Term Health Insurance
for the State of California
Assurant Health Short Term Plans for California Residents
 There are times in ones life where the need for Short Term Coverage provides a perfect solution for those in between times. Are you changing jobs, graduating from school, waiting for permanent coverage to begin or traveling. These plans help fill gaps in coverage for individuals and their families in times of uncertainty.
It is important to note that Short Term Plans are not designed to replace permanent coverage. There are two types of short term plans now available from Assurant Health to California Residents. Assurant offers a 20% discount when you pay for your coverage in a single up front payment. Assurant also offers you a month to month option up to the full 6 months of coverage in case you are not certain of the number of days of coverage you need.
So until you are enrolled in permanent coverage, safeguard your financial future with Short Term Medical temporary insurance. For up to 180 days, it provides the peace of mind and health care access yo need at a price you can afford.
Single Pay Short Term Plans: (Assurant Health)
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Choose the duration of coverage from 30 - 185 days
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Choose deductible amount $1,000, $2,500 or $3,500 or $5,000
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Prescription drug coverage (after your deductible has been met)
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After you meet your deductible, the plan pays 50%, 80% or 100% percent of allowable amount of the first $10,000 of covered services, and 100 percent of allowable amount for covered services in excess of $10,000.
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Have the security of a high, $2 million maximum benfit per policy term
Monthly Payment Plan: (Assurant Health Month Plan)
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Continuous coverage from month to month up to 6 months, with monthly billing
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Coverage may begin the day after your application is submitted (when approved), or a future effective date specified within 45 days.
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Enjoy valuable prescription drug coverage (after your deductible has been met)
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Receive care from your choice of physicians
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Have coverage while you travel outside Wyoming, with reimbursement
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HOW TO APPLY?
In California you are no longer able to apply online. To apply for coverage you first need to download the application and fax it to us at (415) 651-8696. Simply click on the button below and  download and print the application for completion. The earliest effective date you can have is the day after your signature and receipt of your application in the home office. If you have questions please call us at (619) 435-6700. |
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 Choosing the right plan for those short term needs can be confusing. Everyone needs to be protected from those unexpected illnesses and accidents that can happen and the resulting medical bills that can be disastrous.
Assurant Health Short Term Plans offer you the ability to talyor their plan to fit your needs. If you would like to learn more about what Assurant Health has to offer click on the Temporary Health Insurance image to the right.
Sit back and watch the interactive video that can help you better understand what a short term plan is all about. When you are ready to get a quote or apply simply click the blue QuickQuote button at the top of this page or the text link just below. |
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Supplemental Plans you can add to your Medical Plan |
 Stand Alone Accident - CASH benefits to help pay the unpredictable costs that come with accidental injuries. Whether an injury is yours, your spouse's or your child's, it can mean spending money you didn't plan to, worrying about where you'll get the cash for medical costs or worse yet, lost income. With Assurant Accident Coverage, you get cash benefits for treatment of injuries and they're benefits paid in addition to any other coverage you may have. Best of all, it's cash in hand you can us any way you choose, which helps you and your family focus on healing.
- Cash benefits add up - you get multiple cash benefits, paid for each covered injury or service - even for the same accident
- Benefits while you recover - including follow-up treatment, physical therapy and prosthetics
- No overall annual or lifetime limits - benefits available no matter how many times you need them
- Benefits begin immediately - no waiting period
- Choose any doctor or hospital for services - no netwrok restrictions
- No preauthorization required
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Why Accident Coverage?
Assurant Health's Accident Coverage pays cash benefits right to you, in addition to any benefit you may receive from any other coverage. This is especially important if your medical coverage has limited benefits or a high deductible, which leaves you with medical expenses that, which leads to extra costs your accident benfits can help you cover.
For any accident after your coverage begins, you get beneftis for each covered injury and service, multiple benefits that you can receive again and again.
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Other Assurant Health Plans Available in California |
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 One Decreasing Deductible Plan - Imagine a health insurance plan that earns credits to reduce the amount you pay of your deductible. The One Decreasing Deductible is your plan deductible reduced by the credits that accumulate. Twice a year, Assurant Health applies 10% credit that reduces the amount you pay of the plan deductible, until the deductible is met. The more credits you accumulate, the less you pay.
Click for more info.... |
 CoreMedSM Plan - If you want broad coverage at the best value, CoreMed is for you. It;s the most cost-effective plan for both everyday and catastrophic needs. You'll be able to control your premiums without giving up benefits, and you can still choose to add optional features, like an office visit copay, for more protection and convenience. Providing $2 million in lifetime benefits - with the option to buy up to $6 million - CoreMed offers quality and flexibility.
Click for more info.... |
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Anthem California
