Basic Benefits Included in All Plans
Need prescription drug coverage?
Medicare prescription drug coverage (Part D) is available to everyone with Medicare. To get Medicare drug coverage, you must join a Medicare drug plan. Plans vary in cost and drugs covered.
Two types of plans offer Medicare prescription drug coverage:
- Medicare Prescription Drug Plans - These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.
- Medicare Advantage Plans (like an HMO or PPO) or other Medicare health plans that offer Medicare prescription drug coverage. You get all of your Part A and Part B coverage, and prescription drug coverage (Part D), through these plans. Medicare Advantage Plans with prescription drug coverage are sometimes called "MA-PDs."
Who Can Get Medicare Drug Coverage?
To join a Medicare Prescription Drug Plan, you must have Medicare Part A and/or Part B. To get prescription drug coverage through a Medicare Advantage Plan, you must have Part A and Part B.
How to Join a Medicare drug plan
Once you choose a Medicare drug plan, you may be able to join by completing a paper application, calling the plan, enrolling on the plan's Web site, or through the MPDPF LINK. You can also enroll by calling 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048.
Contact the specific plan you're interested in to find out how to join. Medicare drug plans aren't allowed to call you to enroll you in a plan. Call 1-800-MEDICARE to report a plan that does this.
Visit the Official U.S. Government Site for the Medicare Prescription Drug Plan Finder for a list of Medicare drug plans in your area.
Supplement plans are standard, how do you choose
between the different companies?
Some companies offer
a wider range of plan choices or charge lower monthly
dues. Some companies, such as Blue Shield, work
hard to provide additional programs and service to prove that they
care about the health of California citizens.
Some plans have letters in their names, but are actually Medicare Select
Plans. The main difference between the two types
of "letter" plans is that Select Plans
require you to use a special network of providers
to receive full benefits. Standard Medicare Supplement
Plans give you unrestricted access to any provider
that accepts Medicare in the United States.
It's a good idea to consider things like monthly dues, customer service,
health resources and the company's experience,
reputation and stability. At Blue Shield of California
they have over 60 years of experience providing
the citizens of California with quality healthcare
that places you, the customer, at the center of
what they do.
Enrolling in a Blue Shield Medicare Supplement Plan
How do I know if I am eligible to apply for a Blue Shield
of California Medicare Supplement Plan?
You must be a California
resident and enrolled in Medicare Parts A and B
at the time you apply. If you are 64 or younger
and entitled to Medicare on the basis of a Social
Security disability, you are not eligible to apply
if you have end stage renal disease. You may be
required to complete a health statement.
Can I enroll in a Medicare Supplement Plan regardless of
my health statement?
Under certain circumstances you may qualify for Guaranteed
Issue, which means automatic acceptance
into a Blue Shield Medicare Supplement Plan whatever
your health status. The Guide will help you determine whether you qualify for guaranteed acceptance. If you are 64 or younger with End Stage Renal Disease you are not eligible to enroll.
What if my spouse or dependent is not eligible for Medicare, but I am?
Blue Shield offers a wide variety of healthcare plans to meet the
needs of Californians. To learn more about plans
for you or other members of your family that are 64 years of age or younger, check
out our Individual & Family plans.