The Lumenos health plans
Offered by Anthem BC Life & Health Insurance Company, help consumers play a bigger role in improving their own health. The Lumenose Consumer Driven plans empower consumers to be more informed about their health and their health care options, and help them to save money for future health expenses.
Want to get more out of your health plan?
Anthem BC Life & Health Insurance Company (Blue Cross) an affiliate of Blue Cross of California, believes health plans should do more than pay for care when you are sick. Good health is something to work on all the time. Whether you've got a long-term condition, a temporary illness, or even if you're currently in good health, there are things you should be doing to maintain or improve your health. Do you want a health plan that helps you do those things?
BC Life & Health Insurance Company has developed a family of health plans whose goal is to give people information, services and incentives to maintain and improve their health. These consumer-driven plans - which they call Lumenos® plans - offer the kinds of things that help you reach your health potential, plus a whole lot more.
It's your health, and your money
With all of Anthem Blue Cross Lumenos plans, you can control a portion of the dollars you spend on your health. And if you don't spend then all this year, you can save them for future years
No one should get between you and your doctor
Health care is personal, and there's nothing more basic that the patient-physician relationship. So with the Lumenos plans, you choose your doctor and there are no referrals needed. Plus, you have access to thousands of providers and hospitals that participate in the BlueCard® PPO nationwide network.