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Cruise, Tour & Travel Protection Plan
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Cruise, Tour & Travel is Travel Guard's premier travel protection policy! You not only get valuable trip insurance, you also get a comprehensive package of travel assistance services - a 24-hour "911" hotline for all types of travel emergencies.

With Cruise, Tour & Travel you're protected against unforeseeable trip related expenses such as:

  • Trip cancellation, interruption and delay
  • Emergency medical treatment or evacuation
  • $25,000 Accidental Death and Dismemberment
  • Lost, stolen or damaged baggage or travel documents
  • Luggage delay
  • And more!

Additional insurance benefits available!
Purchase your Cruise, Tour & Travel policy within seven days of your initial trip deposit:

  • You'll receive protection against airline, cruise line or tour operator financial default.
  • We'll waive any pre-existing medical conditions that could eventually cause you to cancel or interrupt your trip.
  • They will also include a unique Change Your Mind coverage which reimburses you up to $250 when you are charged a penalty for canceling your trip simply because you change your mind.

No deductibles or copayments!
You won't be required to pay any out-of-pocket expenses for a covered loss with Travel Guard's Cruise, Tour & Travel insurance policy. Plus, all coverage's are primary which means they pay claims before any of your other insurance plans.

Description of Coverage

Because unforeseen circumstances arise, we strongly recommend you purchase Cruise Tour & Travel Protection Plan.  Coverage can be purchased any time up to 24 hours before departure.  The package includes the following benefits:

CHECK RATES & APPLY ONLINE HERE

  • Trip Cost: Trip Cancellation
    Protects your travel investment if you cancel your trip for a covered reason.
     
  • 125% Trip Cost: Trip Interruption
    Protects your travel investment if you interrupt your trip for a covered reason.
  • $1,000: Travel Delay
    Reimburses you up to $200 a day for additional accommodations or travel expenses if you are delayed for more than 6 hours.
  • $1,000: Lost, Stolen, or Damaged Baggage & Travel Documents
    reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.
  • $200: Baggage Delay
    Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.
  • $10,000: Medical Expenses
    Covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip.
  • $20,000: Emergency Medical Transportation
    Covers evacuation and transportation to the nearest adequate medical facility.
  • $25,000: Accidental Death & Dismemberment
    Coverage against unforeseen injury or loss of life while traveling.
  • FREE Lost Baggage Tracking
    Assists in locating lost or stolen possessions - free for one year! You receive: 2 ID Cards, 4 Luggage Tags, 5 Property ID Tags.
  • Travel Guard™ Assistance
    Offers emergency assistance for your peace of mind anywhere in the world.
  • Livetravel
    24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!
  • Live messaging
    Relay of any e-mail or phone message to family, friends or business associates.
  • Emergency Cash transfers
    Assistance in coordinating an emergency cash advance.
  • Pre-trip travel advisories
    Around-the-clock access to passport, visa, inoculation and vaccine requirements; travel advisories; embassy and consulate contacts; travel health advisories; weather and currency information – all for your planned destination.
You automatically get these additional benefits at no additional cost when you purchase your Cruise, Tour & Travel™ Plan within 7 days of making your initial trip payment:
  • Pre-Existing Condition Exclusion Waiver
    You don’t have to worry about Pre-Existing medical conditions.
  • Trip Cost Financial Default Protection
    Protects your travel investment if the tour operator, cruise line or airline declares bankruptcy more than fourteen days after the effective date.
    Policy must be purchased within seven days of initial trip deposit to receive this coverage - see description of coverage for complete details.
  • Change Your Mind Coverage
    Reimburses your penalty up to $250 if you cancel your trip simply because you change your mind!
Increase your protection with these valuable additions to any Cruise, Tour & Travel™ policies:
 
  • A total of $50,000 emergency medical transportation coverage
    For only $15 per person, you can increase your total emergency medical transportation coverage from $20,000 to $50,000. This is ideal for all travelers, especially those traveling to remote locations where adequate medical facilities are hundreds of miles away.
  • Rental Car Collision Damage Benefit
    $25,000 in coverage! Covers cost of repairs for collision or comprehensive damage to a rental car, up to the limit of coverage, for which the car rental contract holds you responsible.
  • Flight Accident Insurance
    This addition will protect you and your family against loss of life while you are traveling in the air. This may be purchased with coverage in increments of $100,000. Prices start at only $9.

CHECK RATES & APPLY ONLINE HERE

 

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