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HTH Worldwide Travel Insurance
TripProtector
SM

HTH TravelGap BrochureWhat is TripProtector?

Atlas Travel Series Quick QuoteTripProtector from HTH Worldwide is a comprehensive plan that offers travel protection PLUS travel medical insurance. TripProtector includes medical protection, trip cancellation, trip interruption, baggage protection and more. TripProtector offers a complete set of services to help you identify, access and pay for healthcare in over 180 countries.

Why purchase TripProtector?

Your vacation may be at risk to illness, injury, terrorism, financial default by your tour or cruise operator, dangerous weather conditions and more. TripProtector covers certain non-refundable expenses should covered circumstances force you to cancel or interrupt your vacation.

During your trip you may need to see a doctor, have a prescription filled, receive care at a hospital, or deal with an unexpected medical emergency. TripProtector also provides sickness, accident and medical evacuation benefits.

Pre-existing Conditions for Travel Protection Benefits

The Pre-Existing Condition Exclusion is waived provided you meet all of the following requirements.

1. The payment for this plan is received prior to/or within 24 hours of your final payment for your Covered Trip; and

2. You are not disabled from travel at the time you make your plan payment; and

3. The booking for the Covered Trip must be the first and only booking for this travel period and destination.

Ten Day Free Look Period - If you are not completely satisfied with TripProtector, simply call HTH Worldwide at (888) 243-2358 within 10 days of receipt of your certificate and indicate your desire to cancel. If you have not already left on your trip, you will receive a full refund.

 

Pre-existing Conditions for Travel Medical Benefits

Pre-existing conditions are covered on the medical portion of this program. Participants must be enrolled in a primary health plan to be eligible for medical benefits.

Three Plans to Choose From...

TripProtect - e-Saver

  • Trip Cancellation, lost baggage
  • $100,000 Air Flight Accident
  • Does Not require a primary health plan enrollment
  • Get a quote

Trip Protector

  • Trip cancelation / interruption, lost baggage
  • $500,000 medical / $1,000,000 medical evacuation
  • Layoff, bankruptcy, terrorism coverage and more...
  • REQUIRES enrollment in a primary health plan
  • Get a quote

Trip Protector Preferred

  • $1,000,000 medical
  • Higher trip interruption and baggage limits
  • More covered reasons under trip cancellation
  • REQUIRES enrollment in a primary health plan
  • Get a quote
HTH TravelGap Plans
 

Why Choose HTH Worldwide?

Stength of a U.S. Insurer - TravelGap Single Trip is insured by member companies of HM Insuarnce Group: HM Life Insurance Company and HM Life Insurance Company of New York are rated A-(Excellent) by AM Best Company. The Excellent ratings reflect the organization's ability to meet the financial obligations of its policy holders.

Better Coverage - HTH Worldwide plans have met the standards of state regulators and feature coverage more generous than plans sold as "surplus coverage" by foreign,nonadmitted insurers. For example, the HTH Worldwide plans do not restrict illnesses or injuries resulting from a terrorist act. In additiona, they do not impose precertification penalties for hospitalization. Lastly, HTH Worldwide provides coverage for preexisting conditions for medical evacuation. Preexisting conditions are also covered in other instances by selecting the Excursion plan.

Highest Standards of Service - HTH Worldwide is a leader in international health insurance and assitance. Every aspect of HTH insurance programs are designed to meet the highest expectation for quality and service.

 

HTH Worldwide Trip Protection Plans

 
Product Features
TripProtector
e-Saver
TripProtector
Trip Protector
Preferred
Get a quote
Get a quote
Get a quote
Duration of Plan Benefits
Single Trip
Single Trip
Single Trip
Trip Cancellation
100% Trip Cost
100% Trip Cost
100% Trip Cost
Trip Interruption
N/A
100% Trip Cost
150% Trip Cost
Medical Coverage Max Limits
N/A
$500,000
(per person max)
$1,000,000
(per person max)
Maximum Emergency Medical
Evacuation Coverage
N/A
$1,000,000
per person
$1,000,000
per person
Baggage Loss/Damage
Up to $500
Up to $1,000
Up to $1,500
Baggage Delay
N/A
Up to $200
Up to $200
Travel Delay
N/A
Up to $1,000
Up to $1,000
Air Flight Accident
$100,000
$100,000
$200,000
Rental Car Damage
(not available to residents of Texas, New York, or Oregon)
N/A
N/A
$50,000 per
policy maximum
Identity Theft Protection
N/A
N/A
Covered
Global Health and Safety Resources
Online Doctor Search
Yes
Yes
Yes
Destination Health & Security Info
Yes
Yes
Yes
HTH Drug Translation Guide
Yes
Yes
Yes
Medical Term & Phrase
Translation Databases
Yes
Yes
Yes
Health & Security News Alerts
Yes
Yes
Yes
24 Hour Emergency Hotline Service
Included
Included
Indluded
 
Seven Corners Travel Guide  
 
 
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