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Blue Shield of California
Vital Shield and Vital Plus Plans
Blue Shield of California's lowest priced PPO Plans
Vital Shield Plus plans provide you with the coverage you need at the price you want. Vital Shield plans offer you valuable health coverage at an affordable price. You choose the benefits you consider important, without having to pay for those you don't. Vital Shield Plans are a great option for those who rarely go to the doctos, but want to know they're covered when they do.
Vital Shield and Vital Shield Plus advantages...
- Low monthly rates
- Office visits and generic prescription benefits prior to meeting a deductible
- A range of deductible options to fit your specific needs
- 100% coverage for most services after meeting the out-of-pocket maximum
With Vital Shield Plus, you also get...
- 5 office visits at a low copayment
- Optional brand-name prescription coverage
- Low out-of-pocket maximum
- Fourth-quarter deductible carryover. If you don't meet your annual deductible, any charges applied to your deductible in October through December will cary over toward next year's deductible.
- 12 month rate guarantee
- 20% vision discounts for eye exams, frames and lenses, and other products
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Is a Vital Shield Plus plan right for you? You want the same coverage as the Vital Shield plans PLUS a lower deductible option, PLUS brand or generic prescription drug options, PLUS lower office visits and preventive care copayments. Vital Shield Plus plans offer you and your family the vital health coverage you need to protect yourself against the high costs of hospitalization, surgery, andn other major medical events. And with NO maternity coverage and generic prescription drug coverage options, you aren't paying for services you don't expect to use.
Tips for Families... Families can save money with Vital Shield Plus by enrolling as a family (versus enrolling individually).
- Rates are often lower
- If you have 3 or more family members, total family deductibles and out-of-pocket maximum would be lower on a family plan versus individual plans
- Benefits are per member, so you don't have to share office visits
- These plans DO NOT include Maternity
The NEW Stand Alone Dental Plans now available...
 Blue Shield of California now offers a range of affordable and comprehensive dental plans available to residents of California with or without a Blue Shield health plan. With Blue Shield's broad dental network including nearly 20,000 dental PPO providers and more than 8,600 HMO providers in California it is easy to access one of the largest networks in California.
Blue Shield offers two new PPO dental plans to choose from. The new Smile PPO and the Value Smile PPO dental plans both provide you affordable options to help you stay healthy now and avoid costly dental expenses in the future. The savings you will receive with the Smile PPO plan keep the cost of dental work from taking a deep bite our of your wallet later. The Value Smile PPO plan provides preventive, diagnostic, and some minor restorative services designed to aid in reduction of future costly services. Find out more on these two new plans and how to enroll by clicking here.....
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How to Enroll
Enrolling is easy. Submit your application online by clicking the "APPLY NOW" link below. If you have questions and would like an agent to contact you prior to applying then click on the Agent Assist link to the right or call us at 619.435.6700. |
To enroll, you must be:
- Age 64 3/4 or younger
- A permanent legal resident of California
- A U.S. resident for at least the lst 3 months
- The applicant's spouse or domestic partner, age 64 3/4 or younger
- The applicant's children (under 19 years of age), or the children (under 19 years of age) of the applicant's enrolling spouse or qualified partner or qualified domestic partner;
- The applicant's unmarried dependent children between the ages of 19 through 22 ("dependent" as defined by the Internal Revenue Service)
- Have questions? Then give us a call or complete the SALES ASSISTANCE form to the right. We will call you.
- Applying is easy - simply complete the application process online from the comfort of your home or office. Ready to Apply? Click Here...
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Comparing benefits of Vital Shield and Vital Shield Plus Plans... |
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Vital Shield |
Vital Shield Plus |
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| Available for |
Individuals |
Individuals or Families |
Office visits and preventive exams |
First 2: $40 (deductible n/a), then $0 after out-of-pocket maximum |
First 5: $30 (deductible n/a), then $0 after out-of-pocket maximum |
Brand Rx |
Not Covered |
$45 after $500 brand Rx deductible (optional) |
Generic Rx |
$10 (deductible n/a) |
Gynecological |
40% (deductible n/a) + preventive exam copayment |
Lab and E-ray |
$0 after out-of-pocket maximum |
Emergency Room |
$100 + 40% after deductible |
Ambulance |
40% after deductible |
Hospitalization |
40% after deductible |
Maternity |
Not Covered |
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Deductible and out-of-Pocket Maximum options... |
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Vital Shield |
Vital Shield Plus |
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| Available for |
Vital Shield
900 |
Vital Shield
2900 |
Vital Shield
400 Plus |
Vital Shield
900 Plus |
Vital Shield 2900 Plus |
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Deductible |
$900 |
$2,900 |
$400
($800 family) |
$900
($1,800 family) |
$2,900
($5,800 family) |
Out-of-Pocket Maximum |
$4,900 |
$5,900 |
$3,900
($5,800 family) |
$3,900
($7,800 family) |
$4,900
($9,800 family) |
Lifetime Maximum |
$3,000,000 |
$3,000,000 |
$3,000,000 |
$3,000,000 |
$3,000,000 |
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Vital Shield and Vital Shield Plus Plan Options
(Click the link below for more specific plan information) |
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