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Blue Shield of California Vital Shield Plus 900 PPO ...
  Vital Shield Plus plans provide you with the coverage you need at the price you want. Vital Shield plans offer you valuable health coverage at an affordable price. You choose the benefits you consider important, without having to pay for those you don't. Vital Shield Plans are a great option for those who rarely go to the doctos, but want to know they're covered when they do.
Is Vital Shield plan right for you?
Vital ShieldSM plans cover you with basic benefits and a low or moderate deductible in case of hospitalization, surger or other major medical events. These lower-priced PPO options cover two office visits and generic drugs, before you have to meet a deductible. they are available for individuals only and offer many popular benefits, so you don't pay for services you don't expect to use, such as maternity care or brand-name drug benefits.
Vital Shield advantages...
- Low monthly rates
- First two office visits and generic prescription benefits prior to meeting a deductible
- A range of deductible options to fit your specific needs
- 100% coverage for most services after meeting the out-of-pocket maximum
Or is Vital Shield Plus plan a better option...
You want the same coverage as the Vital Shield plans, plus more covered office visits in a calendar year, plus a lower deductible option, plus brand or generic prescription drug options, plus lower office visit and preventive care exam copayments. Vital ShieldSM Plus plan offers you and your family the vital health coverage you need to protect yourself against the high costs of hospitalization, surgery, and other major medical events. And with no maternity coverage and generic prescription drug coverage options, you are'nt paying for services you don't expect to use.
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 Vital Shield 900 Plus advantages...
- Control your monthly rate by choosing a low deductible of $400, a moderate deductible of $900, or a higher deductible of $2,900
- 5 calendar year office visits for preventive care, before you have to meet the deductible, so you will get the care you need in case of injury
- Generic prescription drug coverage right away, before you have to meet a deductible, for only $10 at network pharmacies
- You are covered at 100% after you meet the coinsurance maximum, so you're protected when you need it most
- If you do not meet your annual medical deductible in a calendar year, you can "carry-over" the amount accrued, from October to December of that year, and apply it towards your annual medical deductible for the following yea
Tips for Families... Families can save money with Vital Shield Plus by enrolling as a family (versus enrolling individually).
- Rates are often lower
- If you have 3 or more family members, total family deductibles and out-of-pocket maximum would be lower on a family plan versus individual plans
- Benefits are per member, so you don't have to share office visits
- These plans DO NOT include Maternity
The NEW Stand Alone Dental Plans now available...
  Blue Shield of California now offers a range of affordable and comprehensive dental plans available to residents of California with or without a Blue Shield health plan. With Blue Shield's broad dental network including nearly 20,000 dental PPO providers and more than 8,600 HMO providers in California it is easy to access one of the largest networks in California.
Blue Shield offers two new PPO dental plans to choose from. The new Smile PPO and the Value Smile PPO dental plans both provide you affordable options to help you stay healthy now and avoid costly dental expenses in the future. The savings you will receive with the Smile PPO plan keep the cost of dental work from taking a deep bite our of your wallet later. The Value Smile PPO plan provides preventive, diagnostic, and some minor restorative services designed to aid in reduction of future costly services. Find out more on these two new plans and how to enroll by clicking here..... |
Comparing benefits of Vital Shield and Vital Shield Plus Plans... |
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Vital Shield |
Vital Shield Plus |
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| Available for |
Individuals |
Individuals or Families |
Office visits and preventive exams |
First 2: $40 (deductible n/a), then $0 after out-of-pocket maximum |
First 5: $30 (deductible n/a), then $0 after out-of-pocket maximum |
Brand Rx |
Not Covered |
$45 after $500 brand Rx deductible (optional) |
Generic Rx |
$10 (deductible n/a) |
Gynecological |
40% (deductible n/a) + preventive exam copayment |
Lab and E-ray |
$0 after out-of-pocket maximum |
Emergency Room |
$100 + 40% after deductible |
Ambulance |
40% after deductible |
Hospitalization |
40% after deductible |
Maternity |
Not Covered |
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Deductible and out-of-Pocket Maximum options... |
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Vital Shield |
Vital Shield Plus |
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| Available for |
Vital Shield
900 |
Vital Shield
2900 |
Vital Shield
400 Plus |
Vital Shield
900 Plus |
Vital Shield 2900 Plus |
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Deductible |
$900 |
$2,900 |
$400
($800 family) |
$900
($1,800 family) |
$2,900
($5,800 family) |
Out-of-Pocket Maximum |
$4,900 |
$5,900 |
$3,900
($5,800 family) |
$3,900
($7,800 family) |
$4,900
($9,800 family) |
Lifetime Maximum |
$3,000,000 |
$3,000,000 |
$3,000,000 |
$3,000,000 |
$3,000,000 |
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Vital Shield and Vital Shield Plus Plan Options
(Click the link below for more specific plan information) |
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Other Supplemental Plan Options |
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For strong Temporary financial protection, choose Short Term Medical from Assurant Health
- 30 - 180 Days of coverage
- Inpatient and Outpatient coverage
- Four deductible options to choose from
- Choose your co-insurance percentages
- Lifetime Maximum of $2 million
View details  |
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Anthem Blue Cross offers a stand alone dental insurance for individuals, families and seniors.
- Includes cleanings, exams, X-rays at 100%
- No waiting period for checkups
- $1,250 Annual Maximum
- Freedom to go outside PPO network if desired
- Network with over 19,000 providers
View details |
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Assurant Health Dental insurance helps pay for dental checkups and treatment. Available as a stand alone plan for individuals and families.
- Cash benefits help pay for checkups and treatment
- No waiting period for checkups
- Visit any dentist - non network restrictions
- Three dental plans to choose from
- Pays benefits in first policy year even though waiting period has not been met
View details |
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HumanaOne offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health.
- 100%, no deductible preventive care
- No waiting period for checkups
- Pays 50% for all Basic Services inside network
- Enjoy pre-negotiated discounts at network providers
View details |
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SENIOR DENTAL Premium Plus offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health.
- 100%, no deductible preventive care
- No waiting period for checkups
- Pays 80% for all Basic Services inside network
- $1,250 Annual Benefit per member
- Enjoy pre-negotiated discounts at network providers
View details |
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Accidental injuries catch you off guard, not to mention the costs associated with an accidental injury. But the expense is less of a concern if you have Accident Coverage for Assurant Health.
- Benefits are paid immediately - no waiting period
- Over and above any benefits you receive from any other plan
- No overall annual or lifetime limit - no matter how many accidents you have
View details |
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HumanaOne offers Vision Care Insurance for individuals that can be added to any insurance plan. Affordable premiums, simple enrollment and no deductible coverage.
- Low exam co-payments
- Eyeglass lenses covered 100% after copay
- $40 wholesale allowance for frames
- One eye exam per year
View details |
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Aetna
