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Shield Savings Plan Portfolio Options |
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Blue Shield of California Shield Savings Plans Make Sense
  The Shield Savings Plans from Blue Shield of California help protect you against major health expenses. If you want protection against major healthcare expenses with possible additional tax-savings when you set up a Health Savings Account (HSA), then the Shield Savings Plans may be what you are looking for.
Blue Shield of California's Shield Savings Plans provide basic healthcare coverage at their most affordable monthly rates. Now you can meet your essential healthcare needs at lower monthly dues than you might expect.
You'll receive full plan benefits and discounted provider charges nationwide when you travel in the United States. Plus, worldwide emergency coverage protects you from financial risk.
Put yourself in control, and save money while doing so
Shield Savings plans are Blue Shield high-deductible health plans (HDHP) that are compatible with Health Savings Accounts (HSAs), offering you lower premiums/dues than most other Blue Shield PPO Plans. Plus, when paired with an HSA, you gain control over how to spend your healthcare dollars. With a variety of rates, plans and deductibles to choose from, the Shield Savings portfolio has the coverage you want.
Bridge Plan brings peace of mind
If you're concerned about saving up enough money to pay for your medical deductible, there's no need to worry. By buying the hospital indemnity rider, Bridge Plan, you get the security of supplementing your health coverage if you are hospitalized during the first 12 months of coverage.
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 Shield Savings Advantages
- $0 copayments for preventive care to help you stay healthy with certain Shield Savings plans
- Worry-free optional Bridge Plan rider to help protect you against hospitalization expenses during your first year of coverage
- One of California's largest PPO provider networks
- Worldwide emergency coverage
- You see the provider of your choice each time you seek care
- Relief for families of three or more through the family deductible - only two family members need to meet their individual deductibles, and then there are no copayments for most services for the entire family
- Comprehensive prescription drug benefit - including brand-name - ensures you have coverage for a wide range of prescription drugs
- Tax Savings opportunity through tax exempt HSA - Health Savings Account Compatible
Why choose a Blue Shield HSA-compatible health plan
- Affordable rates: Blue Shield HSA-compatible health plans offer lower rates than most other Blue Shield PPO plans
- No-worry option: New Bridge Plan rider provides supplemental coverage if you are hospitalized before building up enough money in your HSA account
- Manage your budget: With rates guaranteed for 12 months, it makes managing your home budget a little easier
- Choice of Providers: Access to some of the largest PPO networks in the state
- Wellness programs: As with all Blue Shield plans you have access to tools and resources focusing on overall wellness and support, including personal assistance on a variety of health topics and conditions
- Stability: Blue Shield of California has been providing health coverage for Californians for 70+ years
The NEW Stand Alone Dental Plans now available...
  Blue Shield of California now offers a range of affordable and comprehensive dental plans available to residents of California with or without a Blue Shield health plan. With Blue Shield's broad dental network including nearly 20,000 dental PPO providers and more than 8,600 HMO providers in California it is easy to access one of the largest networks in California.
Blue Shield offers two new PPO dental plans to choose from. The new Smile PPO and the Value Smile PPO dental plans both provide you affordable options to help you stay healthy now and avoid costly dental expenses in the future. The savings you will receive with the Smile PPO plan keep the cost of dental work from taking a deep bite our of your wallet later. The Value Smile PPO plan provides preventive, diagnostic, and some minor restorative services designed to aid in reduction of future costly services. Find out more on these two new plans and how to enroll by clicking here... |
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| Benefit |
Shield Savings
1800/3600 |
Shield Savings
3500 |
Shield Savings
4000/8000 |
Shield Savings
5200 |
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| Office Visits |
$35** |
$0** |
$0** |
$0** |
| Preventive Care |
$35 |
$0 |
$0 |
$0 |
Calendar year medical deductible
(Individual / Family) |
$1,800/$3,600 |
$3,500/$7,000 |
$4,000/$8,000 |
$5,200/$10,400 |
Annual out-of-pocket maximum
(Individual/Family) |
$5,800/$11,600 |
$5,000/$10,000 |
$4,000/$8,000 |
$5,200/$10,400 |
| Maternity benefits |
No |
No |
No |
No |
| Prescription Drugs |
Comprehensive brand & generic** |
Comprehensive brand & generic** |
Comprehensive brand & generic** |
Comprehensive brand & generic** |
| HSA Compatible |
Yes |
Yes |
Yes |
Yes |
| Bridge Plan (optional rider) |
n/a |
$1,500 per member ($3,000 maximum per family) |
** Subject to Deductible
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Blue Shield of California Health Plans
FINDING THE RIGHT PLAN |
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Other Supplemental Plan Options |
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For strong Temporary financial protection, choose Short Term Medical from Assurant Health
- 30 - 180 Days of coverage
- Inpatient and Outpatient coverage
- Four deductible options to choose from
- Choose your co-insurance percentages
- Lifetime Maximum of $2 million
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Anthem Blue Cross offers a stand alone dental insurance for individuals, families and seniors.
- Includes cleanings, exams, X-rays at 100%
- No waiting period for checkups
- $1,250 Annual Maximum
- Freedom to go outside PPO network if desired
- Network with over 19,000 providers
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Assurant Health Dental insurance helps pay for dental checkups and treatment. Available as a stand alone plan for individuals and families.
- Cash benefits help pay for checkups and treatment
- No waiting period for checkups
- Visit any dentist - non network restrictions
- Three dental plans to choose from
- Pays benefits in first policy year even though waiting period has not been met
View details |
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HumanaOne offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health.
- 100%, no deductible preventive care
- No waiting period for checkups
- Pays 50% for all Basic Services inside network
- Enjoy pre-negotiated discounts at network providers
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SENIOR DENTAL Premium Plus offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health.
- 100%, no deductible preventive care
- No waiting period for checkups
- Pays 80% for all Basic Services inside network
- $1,250 Annual Benefit per member
- Enjoy pre-negotiated discounts at network providers
View details |
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Accidental injuries catch you off guard, not to mention the costs associated with an accidental injury. But the expense is less of a concern if you have Accident Coverage for Assurant Health.
- Benefits are paid immediately - no waiting period
- Over and above any benefits you receive from any other plan
- No overall annual or lifetime limit - no matter how many accidents you have
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HumanaOne offers Vision Care Insurance for individuals that can be added to any insurance plan. Affordable premiums, simple enrollment and no deductible coverage.
- Low exam co-payments
- Eyeglass lenses covered 100% after copay
- $40 wholesale allowance for frames
- One eye exam per year
View details |
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Aetna
