Blue Shield of California
Spectrum PPO Health Plans

For more than 60 years Blue Shield of California has provided Californians with quality health insurance plans for their families.  Today the tradition continues.  Blue Shield of California provides a series of plan they call the Shield Spectrum PPO Plans.  Choose from a wide range of monthly rates, calandar-year deductible, and benefits, including PPO plans that are HSA - compatible.

Today, you can't afford to be without health coverage. Health coverage helps protect you physically and financially. Having Blue Shield of California health coverage means you'll have access to over 45,000 doctors and more than 350 hospitals if you need medical care, and it also means you will only have to pay a small fraction of the total cost of your care. Since the doctors and hospitals in their networks have agreed to bill specific fees for their services (called "Allowable Amounts"), Blue Shield can further protect you from the high costs you would be subject to without coverage.

Shield Spectrum PPO Plans...

These convenient pans make it easy to visit the doctors and specialists you want to see, and offer a wide variety of deductible options to meet your needs. When you receive care from Blue Shield PPO Network providers, your out-of-pocket costs are less.

Shield Spectrum PPO Plan Advantages

• One of California's largest PPO Provider networks, so it's easy to find a doctor or hospital you want
• Many services are covered before you meet the annual deductible
• Wide range of annual deductibles, and when two or more family members are on one plan, each covered individual has his or her own individual deductible, In case only one person needs expensive medical care. The family deductible can be met by any family member or combination of family members.
• Copayment/coinsurance maximims help contain costs, because your family copayment maximums are only twice the individual amount, no matter how many people are covered.
• Added protection of $10,000 in Critical Condition Protection (CCP) with the PPO Plan 5000
• Knowledgeable customer service representatives who can assist you and quickly answer your questions.

Shield Spectrum PPO Savings Plans

There are four high-deductible health plans are compatible with a Health Savings Account (HSA). They offer easy access to quality care and protection against major healthcare expenses, with the potential for tax savings.

The NEW Stand Alone Dental Plans now available...

Blue Shield of California now offers a range of affordable and comprehensive dental plans available to residents of California with or without a Blue Shield health plan. With Blue Shield's broad dental network including nearly 20,000 dental PPO providers and more than 8,600 HMO providers in California it is easy to access one of the largest networks in California.

Blue Shield offers two new PPO dental plans to choose from. The new Smile PPO and the Value Smile PPO dental plans both provide you affordable options to help you stay healthy now and avoid costly dental expenses in the future. The savings you will receive with the Smile PPO plan keep the cost of dental work from taking a deep bite our of your wallet later. The Value Smile PPO plan provides preventive, diagnostic, and some minor restorative services designed to aid in reduction of future costly services. Find out more on these two new plans and how to enroll by clicking here...