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Shield Secure Plus from Blue Shield of California
 For more than 70 years Blue Shield of California has provided Californians with quality health insurance plans for their families. Today the tradition continues with the new Shield Complete Portfolio of plans. The Shield Secure Plus plans provide physician office visits for a low copayment, allow brand-name prescription drug deductible options to meet your needs.
You Can't Afford to be Without Health Coverage...
Health coverage helps protect you physically and financially. With Blue Shield health coverage you'll have access to their extensive network of doctors and hospitals if you need medical care.
When you choose any Blue Shield of California plan, you can rely on quality benefits, friendly customer service, and peace of mind that comes with a long-time leader in the health care industry. |
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Blue Shield offers Optional Coverage's such as Term Life Insurance and two dental plans to choose from. If you are the primary applicant and are approved for health coverage, then you also qualify for CPIC Life's Individual Term Life Insurance plan at an additional charge. You may also add optional dental coverage and you have a choice of either the Blue Shield Dental PPO or the Blue Shield Dental HMO.
Shield Secure Plus PPO Benefit Summaries
Click to View Plan Summaries |
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Shield Secure Plus
Broad Coverage and Low Out-of-pocket Costs
 You value a health plan that covers what's important to you like being able to visit your physician for a low copayment and the added security of brand-name prescription drugs with a low deductible. Shield Secure Plus plans offer you the peace of mind knowing that you have both the generous benefits you want and a choice of plan deductibles to meet your needs. Shield Secure Plus gives you everything you expect and more from a health plan. Shield Secure Plus plans provide physician office visits for a low copayment of $30, a low brand-name prescription drug deductible of $500, and a choice of three medical deductible options to meet your needs - $2,000, $4,000 and $6,000 dollars
Plan Features
- Physician office visits for allow copayment before meeting the annual deductible
- Preventive care services without a copayment
- Several plan deductible options to choose from
- Generic and brand-name prescription drug coverage
- Chiropractic and acupuncture coverage
Prescription drugs - are covered in these plans for both Generic and Brand-name drugs. Any expenses for brand-name prescription drugs are subject to a separate brand-name prescription deductible of $500 then you will pay a $35 copay for Brand formulary Rx drugs. The copayment for Generic Rx is $10 per prescription prior to meeting any deductible. It is important to note that these copayments DO NOT count toward the medical deductible or copayment/coinsurance maximum. The will continue to be charged one the copayment/coinsurance maximum is reached. |
HOW THIS PLAN WORKS |
| Shield Secure Plus plans are great for individuals and families. To help you understand how Shield Secure Plus works, meet Anne: |
| With the Shield Secure Plus 2000 plan, Anne has an annual deductible of $2,000. |
| Before Anne meets her deductible, she can access preventive care services at no charge, can see her doctor as many times as she needs for a $30 copayment, and can purchase generic prescription drugs for a $10 copayment. |
| When Anne uses her plan benefits throughout the year, the amount she pays for many of these services will count toward her deductible. Also, She'll pay the reduced fee Blue Shield negotiated with participating providers until she has reached her annual deductible amount. |
| Once she meets her $2,000 deductible, she pays the 30% coinsurance amount for most services until she reaches her annual copayment maximum. Then Blue Shield pays 100% for most covered services for the remainder of the year. |
| There's also a separate annual brand Rx deductible of $500. Once she meets this deductible, she pays only $35 the next time she fills her formulary brand-name prescription for the remainder of the year. |
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 Extra Services at No Cost - Shield Secure Plus offers access to a variety of valuable programs, tools, and services that can help you get and stay health - all at no additional charge.
NurseHelp 24/7 - When you have a sick child, you can turn to a registered nurse for help no matter what time it is. With Blue Shield's NurseHelp 24/7 program, you can talk to a nurse anytime, day or night, when you or your family members have a health concern. Call NurseHelp 24/7 to learn about a condition, evaluate treatment options, develop a healthier lifestyle, and more
Healthy Lifestyle Rewards - Blue Shield offers an interactive online program that helps motivate and support you in reducing certain risk factors and changing your behavior in key areas, such as fitness, nutrition, stress management, smoking cessation, and emotional wellness. Take a Wellness Assessment and be directed to recommended programs. Health Lifestyle Rewards is a great way to set a goal and get support to stay on track to meet it.
Wellness Discounts - Blue Shield's discount programs can help you save money and achieve a healthier lifestyle. For no additional cost with your Blue Shield coverage, you get access to:
- 24 Hour Fitness discounts, including waived enrollment and processing fees, and discounted initiation fees and monthly dues.
- ClubSport and Renaissance ClubSport discounts.
- Weight Watchers discounts on online subscriptions, meeting vouchers, and more.
- Drugstore.com discounts on health products, excluding prescription drugs.
- Alternative Care Discount Program offers acupuncture, chiropractic examinations and manipulative treatment, and massage therapy discounted at 25% or more.
- The Blue Shield Discount Vision Program offers vision-care discounts of 20% off published retail prices for routine eye examinations, frames, lenses, photochromatic lenses, tints and coatings, extra pair of glasses, and non-prescription sunglasses.
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Visit the Other Plans In The Shield Complete Portfolio
 Blue Shield of California's streamlined portfolio of Individual & Family Plans at a glance.
Blue Shield of California has just announced the closure of most of their Individual and Family plans effective July 2, 2012. With the exception of four plans all other Blue Shield health plans will no longer be for sale. Beginning with effective dates of July 1st (subject to regulatory approval) Blue Shield will start with their new portfolio of plans call Shield Complete. Blue Shield is offering 11 clearly-designed plans in four distinct plan families. Shield Secure Plus, Shield Secure, Shield Wise and Shield Saver.
Below is a brief outline of the other Shield Complete plans available beginning July 1, 2012. Each of these plans offer a different benefit level and price point to consider. Including |
| Shield Secure Plus - The Shield Secure Plus plans provide physician office visits for a low copayment, a low brand-name prescription drug deductible, and a choice of several medical deductible options to meet your needs. Shield Secure Plus provides physician office visits for a fixed copay of $30 before meeting the deductible and multiple medical deductible options, some of Blue Shield of California's lowest out-of-pocket maximums. The three deductible options for Shield Secure Plus are $2,000, $4,000 and $6,000 dollars. CLICK HERE FOR MORE... |
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 Shield Secure - These Blue Shield plans offer the same physician office visits and medical deductible options as Shield Secure Plus plans, but at a lower monthly rate. The lower costs come from members sharing more of the costs such as higher coinsurance and higher out-of-pocket maximums. These plans also cover generic prescription drugs, along with higher brand-name drug deductible for the security of brand-name drugs. The three deductible options for Shield Secure Plus are $2,000, $4,000 and $6,000 dollars. CLICK HERE FOR MORE... |
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 Shield Wise - Shield Wise plans provide the right amount of benefits to keep your clients healthy and the protection they need in case of an unforeseen illness or emergency. This plan family offers multiple levels of cost-sharing for greater financial flexibility, two physician office visits for a fixed copay of $30 prior to meeting the annual deductible, preventive care for $0 copay, and a high brand-name drug deductible for those who prefer to keep their monthly rates low but want to know they have coverage for brand-name drugs if they need it. CLICK HERE FOR MORE... |
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 Shield Saver - Shield Saver* plans are high-deductible health plans (HDHPs) that are compatible with a Health Savings Account (HSA). The deductible is equal to the copayment maximum, so once your client meets their deductible Blue Shield will pay 100% of covered services when using Preferred Providers. Low out-of-pocket costs make Shield Saver plans ideal for clients who are looking to protect their finances in the event of a medical emergency. Shield Saver plans allow your clients to lower their rates without losing the coverage they need to protect their health and finances. CLICK HERE FOR MORE... |
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 Access+ HMO - The Access Plus HMO plans provide you with predictable out-of-pocket expenses and minimal paperwork. Before meeting a deductible they will have easy access to a wide range of services for a small copayment, like physician office visits and generic drugs. The Access+ HMO® package also includes basic dental benefits, including coverage for oral exams, teeth cleanings, and restorative services. CLICK HERE FOR MORE... |
Stand Alone Dental Plans now available...
 Blue Shield of California now offers a range of affordable and comprehensive dental plans available to residents of California with or without a Blue Shield health plan. With Blue Shield's broad dental network including nearly 20,000+ dental PPO providers and more than 8,600 HMO providers in California it is easy to access one of the largest networks in California.
Blue Shield offers two new PPO dental plans to choose from and their new Specialty Duo Option. The new Smile PPO and the Value Smile PPO dental plans both provide you affordable options to help you stay healthy now and avoid costly dental expenses in the future. The savings you will receive with the Smile PPO plan keep the cost of dental work from taking a deep bite our of your wallet later. The Value Smile PPO plan provides preventive, diagnostic, and some minor restorative services designed to aid in reduction of future costly services. Find out more on these two new plans and how to enroll by clicking here...
Did you know? - Eye exams can often detect serious chronic conditions such as diabetes, hypertension, and high cholesterol. Routine eye exams can help detect both eye and systemic health problems. When detected early, many serious health conditions can be managed more effectively - with less costly treatments and a better change for a healthy outcome.
Whether you need treatment or just want preventive care, it's never too late to get dental or combined dental + vision coverage to help maintain your overall health.
Specialty Duo Dental + Vision Package - From cavities to contact lenses, the Blue Shield Specialty Duo dental + vision package can save you money on a wide range of care with Blue Shield's network providers. Blue Shield has combined the benefits of the Dental PPO plan with  Comprehensive vision benefits into a single package. You've also got the freedom to choose the providers of your choice, with access to one of the state's largest dental networks and one of the state's largest vision networks. CLICK HERE FOR MORE INFORMATION |
GEOBlue International Travel Medical & International Health Insurance
 Go with a name and brand you can trust. GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue International health plans are offered in cooperation with certain local Blue Cross and Blue Shield companies, with a network that includes more than 90 percent of physicians and 80 percent of hospitals across the U.S. GeoBlue’s comprehensive portfolio of international health insurance plans demonstrates the commitment to covering members both at home and abroad.
Global travelers can leave home feeling confident that a trusted source of care is available at a moment’s notice—no matter what country, town or time zone. GeoBlue’s highly qualified doctors speak your language, treat you like a friend, and bill GeoBlue directly for their services. With instant access in the palm of your hand and twenty-four/seven concierge support, you’ll travel anywhere with the peace of mind that if your health is a concern, getting good care is not.
CLICK HERE FOR MORE INFORMATION |
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Blue Shield of California Health Plans
FINDING THE RIGHT PLAN |
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New Plans Effective July 1, 2012 |
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Don't Live in California? |
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Anthem California
