Blue Shield of California
Active Start, Balance, Essential, Spectrum PPO, Vital Shield Plus 400, 900, 2900,
Access+ HMO & Spectrum Savings Plans

Health Insurance Plans for Individuals & Families

For more than 60 years Blue Shield of California has provided Californians with quality health insurance plans for their families.  Today the tradition continues.  Blue Shield of California currently offers a wide selection of health plans to choose from.  Five PPO Plans called Shield Spectrum PPO, the Active Start Plans, the Active Start 25 and the Active Start 35, Access+ HMO, the Shield Savings Plans (HSA eligible) and the all new Vital Shield and Vital Shield Plus Plans.  All Blue Shield of California plans are structured to include more cost effective sharing with their members.  In short this means that members who use more services or more expensive healthcare providers will be responsible for a larger portion of the costs.

Today, you can't afford to be without health coverage. Health coverage helps protect you physically and financially. Having Blue Shield of California health coverage means you'll have access to over 45,000 doctors and more than 350 hospitals if you need medical care, and it also means you will only have to pay a small fraction of the total cost of your care. Since the doctors and hospitals in their networks have agreed to bill specific fees for their services (called "Allowable Amounts"), Blue Shield can further protect you from the high costs you would be subject to without coverage.

The Vital Shield Plus Plans...

Blue Shield of California introduced two new plans recently, the Vital Shield Plans and the Vital Shield Plus Plans. The Vital Shield plans provide basic benefits and a low or moderate deductible in case of hospitalization, surgery or other major medical events. These lower priced PPO Plans cover two - five office visits depending on the product you choose. And with the Plus plans you can increase your prescription drug benefit to include Brand Name drugs. To find out more about the new Vital Shield Plus plans click here for more information.

A Variety of plans to choose from...

Blue Shield has a variety of plans to fit you unique needs, and Blue Shield of California understands a health plan may seem complicated, but is doesn't need to be. Here are just some of the benefits of choosing a plan with Blue Shield:

Blue Shield offers you:

• A wide range of plans that fit your unique needs and budget
• Dental and term life insurance to complete your total health package
• A broad choice of providers so you can find a doctor nearby
• NurseHelp 24/7^SM which can help ease your health concerns, anytime day or night
• A wealth of online tools to manage your well-being
• Avariety of wellness programs to help you take charge of your health
• Knowledgeable customer service representatives to answer all you questions

You Can't Afford to be Without Health Coverage...

Health coverage helps protect you physically and financially. With Blue Shield health coverage you'll have access to their extensive network of doctors and hospitals if you need medical care.

When you choose any Blue Shield of California plan, you can rely on quality benefits, friendly customer service, and

peace of mind that comes with a long-time leader in the health care industry.  To view outlines of the Blue Shield of California plans simply click on one of the links below.

Blue Shield offers Optional Coverage's such as Term Life Insurance and two dental plans to choose from.  If you are the primary applicant and are approved for health coverage, then you also qualify for CPIC Life's Individual Term Life Insurance plan at an additional charge.  You may also add optional dental coverage and you have a choice of either the Blue Shield Dental PPO or the Blue Shield Dental HMO.

Stand Alone Dental Plans now available...

Blue Shield of California now offers a range of affordable and comprehensive dental plans available to residents of California with or without a Blue Shield health plan. With Blue Shield's broad dental network including nearly 20,000 dental PPO providers and more than 8,600 HMO providers in California it is easy to access one of the largest networks in California.

Blue Shield offers two new PPO dental plans to choose from. The new Smile PPO and the Value Smile PPO dental plans both provide you affordable options to help you stay healthy now and avoid costly dental expenses in the future. The savings you will receive with the Smile PPO plan keep the cost of dental work from taking a deep bite our of your wallet later. The Value Smile PPO plan provides preventive, diagnostic, and some minor restorative services designed to aid in reduction of future costly services. Find out more on these two new plans and how to enroll by clicking here......