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Active Start PlansBlue Shield of California Active Start Individual Plans

Quick QuoteThe Active Start Plans provides protection in case of expensive medical events, while also covering your individual day-to-day healthcare needs.  Active Start Plans combine no medical deductibles and low premiums into an affordable PPO health plan for individual subscribers.

The value offered by Blue Shield of California's Active Start Plans should appeal to a variety of people, all of whom may be at different stages in their lives.  The Active Start Plans should be particularly attractive to people who are considering health coverage for the first time.  With no medical deductible, your health care coverage can begin working for you at the very start.  Low copayments for office visits and preventive care mean you can seek medical attention before a small concern grows into a large problem.

The low copayments for generic drugs encourages you to take control of your care while underscoring the economic advantage of generic medicines.  Chemically equivalent to their brand-name versions, generic drugs enable patients to receive the proper treatment while cutting their pharmacy expenses.  Please note that to help keep premiums low, this plan does not include maternity benefits.

Blue Shield of California has expanded their Active StartSM plan portfolio to include two new Individual plans: Active Start Plan 25 Generic Rx and Active Start Plan 35 Generic Rx.  These new Active Start plans combine flexibility with affordability. They offer the same benefits as the Active Start plans you’re familiar with, but without brand-name prescription drug coverage. This single difference in benefits reduces premiums approximately 8 percent over those of their traditional Active Start plans.

Active Start Plans are ideal for...

  • Younger Individuals
  • Individuals who are in a stage in their lives where a subscriber-only plan makes sense for them
  • Individuals who are looking for affordable healthcare coverage
  • Indivdiuals who are interested in a low-price plan with a simple plan desig

Comparable Plan Option: Blue Cross of California RightPlan PPO40

Humana One Vision Care Insurance

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Active Start plan advantages

  • Anthem Medicare SupplementsTwo plans with generic-only prescription coverage options help save costs
  • $10 copayments for generic drugs at participating pharmacies with all plans
  • Affordable coverage for individuals
  • One of California's largest PPO providers networks
  • No medical deductible to meet, so your coverage starts immediately
  • Low copayments for preventive care office visits ($25 / $35)
  • Benefits for alternative care such as chiropractic and accupunture

The Active Start Generic Rx Plans

The Generic Rx plans are a great option and they may be ideal plan transfer options if you are an existing Active Start subscriber looking to reduce your premium. Most Active Start members only use generic drugs, so a plan limited to generic prescription drug coverage may help you retain the benefits you need, and save on your monthly premium.

Stand Alone Dental Plans now available...

Blue Shield Dental PlanBlue Shield Dental PlansBlue Shield of California now offers a range of affordable and comprehensive dental plans available to residents of California with or without a Blue Shield health plan. With Blue Shield's broad dental network including nearly 20,000 dental PPO providers and more than 8,600 HMO providers in California it is easy to access one of the largest networks in California.

Blue Shield offers two new PPO dental plans to choose from. The new Smile PPO and the Value Smile PPO dental plans both provide you affordable options to help you stay healthy now and avoid costly dental expenses in the future. The savings you will receive with the Smile PPO plan keep the cost of dental work from taking a deep bite our of your wallet later. The Value Smile PPO plan provides preventive, diagnostic, and some minor restorative services designed to aid in reduction of future costly services. Find out more on these two new plans and how to enroll by clicking here...

 
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Other Supplemental Plan Options
 
Temporary Insurance
     
Short Term Medical

For strong Temporary financial protection, choose Short Term Medical from Assurant Health

  • 30 - 180 Days of coverage
  • Inpatient and Outpatient coverage
  • Four deductible options to choose from
  • Choose your co-insurance percentages
  • Lifetime Maximum of $2 million

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Dental Insurance
     
Anthem Dental Blue

Anthem Blue Cross offers a stand alone dental insurance for individuals, families and seniors.

  • Includes cleanings, exams, X-rays at 100%
  • No waiting period for checkups
  • $1,250 Annual Maximum
  • Freedom to go outside PPO network if desired
  • Network with over 19,000 providers

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Dental Insurance

Assurant Health Dental insurance helps pay for dental checkups and treatment. Available as a stand alone plan for individuals and families.

  • Cash benefits help pay for checkups and treatment
  • No waiting period for checkups
  • Visit any dentist - non network restrictions
  • Three dental plans to choose from
  • Pays benefits in first policy year even though waiting period has not been met

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Humana One Dental Preventive Plus

HumanaOne offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health.

  • 100%, no deductible preventive care
  • No waiting period for checkups
  • Pays 50% for all Basic Services inside network
  • Enjoy pre-negotiated discounts at network providers

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Anthem Blue Cross Premium Plus Dental

SENIOR DENTAL Premium Plus offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health.

  • 100%, no deductible preventive care
  • No waiting period for checkups
  • Pays 80% for all Basic Services inside network
  • $1,250 Annual Benefit per member
  • Enjoy pre-negotiated discounts at network providers

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Accident Insurance
     
Accident Insurance

Accidental injuries catch you off guard, not to mention the costs associated with an accidental injury. But the expense is less of a concern if you have Accident Coverage for Assurant Health.

  • Benefits are paid immediately - no waiting period
  • Over and above any benefits you receive from any other plan
  • No overall annual or lifetime limit - no matter how many accidents you have

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Vision Care
     
HumanaOne Vision Care

HumanaOne offers Vision Care Insurance for individuals that can be added to any insurance plan. Affordable premiums, simple enrollment and no deductible coverage.

  • Low exam co-payments
  • Eyeglass lenses covered 100% after copay
  • $40 wholesale allowance for frames
  • One eye exam per year

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