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Blue Shield of California Health Insurance for Individuals
 For more than 70 years Blue Shield of California has provided Californians with quality health insurance plans for their families. Today the tradition continues with the new portfolio of Shield Complete plans.
Today, you can't afford to be without health coverage. Health coverage helps protect you physically and financially. Having Blue Shield of California health coverage means you'll have access to over 65,000 PPO doctors, 34,000 HMO physicians and more than 350 hospitals if you need medical care, and it also means you will only have to pay a small fraction of the total cost of your care. Since the doctors and hospitals in their networks have agreed to bill specific fees for their services (called "Allowable Amounts"), Blue Shield can further protect you from the high costs you would be subject to without coverage.
You Can't Afford to be Without Health Coverage...
Health coverage helps protect you physically and financially. With Blue Shield health coverage you'll have access to their extensive network of doctors and hospitals if you need medical care. When you choose any Blue Shield of California plan, you can rely on quality benefits, friendly customer service, and peace of mind that comes with a long-time leader in the health care industry. To view outlines of the Blue Shield of California plans simply click on one of the links below.
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Blue Shield offers Optional Coverage's such as Term Life Insurance and two dental plans to choose from. If you are the primary applicant and are approved for health coverage, then you also qualify for CPIC Life's Individual Term Life Insurance plan at an additional charge. You may also add optional dental coverage and you have a choice of either the Blue Shield Dental PPO or the Blue Shield Dental HMO.
Blue Shield of California Shield Complete Portfolio
 Blue Shield of California introduces streamlined portfolio
Blue Shield of California has just announced the closure of most of their Individual and Family plans effective July 2, 2012. With the exception of four plans all other Blue Shield health plans will no longer be for sale. Beginning with effective dates of July 1st (subject to regulatory approval) Blue Shield will start with their new portfolio of plans call Shield Complete. Blue Shield is offering 11 clearly-designed plans in four distinct plan families. Shield Secure Plus, Shield Secure, Shield Wise, Shield Saver and Access Plus HMO.
All of the new Shield Complete Plans offer:
- Preventive care services without a copayment
- Brand-name and generic prescription drug coverage
- Acupuncture, chiropractic care, physical therapy and more.
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 Shield Secure Plus - The Shield Secure Plus plans provide physician office visits for a low copayment, a low brand-name prescription drug deductible, and a choice of several medical deductible options to meet your needs. Shield Secure Plus provides physician office visits for a fixed copay of $30 before meeting the deductible and multiple medical deductible options, some of Blue  Shield of California's lowest out-of-pocket maximums. The three deductible options for Shield Secure Plus are $2,000, $4,000 and $6,000 dollars. CLICK HERE FOR MORE...
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 Shield Secure - These Blue Shield plans offer the same physician office visits and medical deductible options as Shield Secure Plus plans, but at a lower monthly rate. The lower costs come from members sharing more of the costs such as higher coinsurance and higher out-of-pocket maximums. These plans also cover generic prescription drugs, along with higher brand-name drug deductible for the security of brand-name drugs. The three deductible options for Shield Secure Plus are $2,000, $4,000 and $6,000 dollars. CLICK HERE FOR MORE... |
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 Shield Wise - Shield Wise plans provide the right amount of benefits to keep your clients healthy and the protection they need in case of an unforeseen illness or emergency. This plan family offers multiple levels of cost-sharing for greater financial flexibility, two physician office visits for a fixed copay of $30 prior to meeting the annual deductible, preventive care for $0 copay, and a high brand-name drug deductible for those who prefer to keep their monthly rates low but want to know they have coverage for brand-name drugs if they need it. CLICK HERE FOR MORE... |
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 Shield Saver - Shield Saver* plans are high-deductible health plans (HDHPs) that are compatible with a Health Savings Account (HSA). The deductible is equal to the copayment maximum, so once your client meets their deductible Blue Shield will pay 100% of covered services when using Preferred Providers. Low out-of-pocket costs make Shield Saver plans ideal for clients who are looking to protect their finances in the event of a medical emergency. Shield Saver plans allow your clients to lower their rates without losing the coverage they need to protect their health and finances. CLICK HERE FOR MORE... |
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 Access+ HMO - The Access Plus HMO plans provide you with predictable out-of-pocket expenses and minimal paperwork. Before meeting a deductible they will have easy access to a wide range of services for a small copayment, like physician office visits and generic drugs. The Access+ HMO® package also includes basic dental benefits, including coverage for oral exams, teeth cleanings, and restorative services. CLICK HERE FOR MORE... |
 A Variety of plans to choose from...
Blue Shield has a variety of plans to fit you unique needs, and Blue Shield of California understands a health plan may seem complicated, but is doesn't need to be. Here are just some of the benefits of choosing a plan with Blue Shield
Blue Shield offers you:
- A wide range of plans that fit your unique needs and budget
- Dental and term life insurance to complete your total health package
- A new Duo Plan Option for Dental and Vision now available
- A broad choice of providers so you can find a doctor nearby
- NurseHelp 24/7SM which can help ease your health concerns, anytime day or night
- A wealth of online tools to manage your well-being
- Avariety of wellness programs to help you take charge of your health
- Knowledgeable customer service representatives to answer all you questions
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Stand Alone Dental Plans now available...
 Blue Shield of California now offers a range of affordable and comprehensive dental plans available to residents of California with or without a Blue Shield health plan. With Blue Shield's broad dental network including nearly 20,000+ dental PPO providers and more than 8,600 HMO providers in California it is easy to access one of the largest networks in California.
Blue Shield offers two new PPO dental plans to choose from and their new Specialty Duo Option. The new Smile PPO and the Value Smile PPO dental plans both provide you affordable options to help you stay healthy now and avoid costly dental expenses in the future. The savings you will receive with the Smile PPO plan keep the cost of dental work from taking a deep bite our of your wallet later. The Value Smile PPO plan provides preventive, diagnostic, and some minor restorative services designed to aid in reduction of future costly services. Find out more on these two new plans and how to enroll by clicking here...
Did you know? - Eye exams can often detect serious chronic conditions such as diabetes, hypertension, and high cholesterol. Routine eye exams can help detect both eye and systemic health problems. When detected early, many serious health conditions can be managed more effectively - with less costly treatments and a better change for a healthy outcome.
Whether you need treatment or just want preventive care, it's never too late to get dental or combined dental + vision coverage to help maintain your overall health.
Specialty Duo Dental + Vision Package - From cavities to contact lenses, the Blue Shield Specialty Duo dental + vision package can save you money on a wide range of care with Blue Shield's network providers. Blue Shield has combined the benefits of the Dental PPO plan with  Comprehensive vision benefits into a single package. You've also got the freedom to choose the providers of your choice, with access to one of the state's largest dental networks and one of the state's largest vision networks. CLICK HERE FOR MORE INFORMATION |
GEOBlue International Travel Medical & International Health Insurance
 Go with a name and brand you can trust. GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue International health plans are offered in cooperation with certain local Blue Cross and Blue Shield companies, with a network that includes more than 90 percent of physicians and 80 percent of hospitals across the U.S. GeoBlue’s comprehensive portfolio of international health insurance plans demonstrates the commitment to covering members both at home and abroad.
Global travelers can leave home feeling confident that a trusted source of care is available at a moment’s notice—no matter what country, town or time zone. GeoBlue’s highly qualified doctors speak your language, treat you like a friend, and bill GeoBlue directly for their services. With instant access in the palm of your hand and twenty-four/seven concierge support, you’ll travel anywhere with the peace of mind that if your health is a concern, getting good care is not.
CLICK HERE FOR MORE INFORMATION |
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Blue Shield of California Health Plans
FINDING THE RIGHT PLAN |
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New Plans Effective July 1, 2012 |
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Don't Live in California? |
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Anthem California
