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Blue Shield of California
Spectrum PPO Savings 2400/4800 Health Plan
Health Savings Account (HSA) Compatible |
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| Do you want protection against major healthcare expenses with the potential for tax savings? |
  The Blue Shield Spectrum PPO Savings Plan helps protect you against major health expenses. If you want protection against major healthcare expenses with possible additional tax-savings when you set up a Health Savings Account (HSA), then the Spectrum PPO Savings Plan from Blue Shield of California may be what you are looking for.
Blue Shield of California's Spectrum PPO Savings Plans provide basic healthcare coverage at their most affordable monthly rates. Now you can meet your essential healthcare needs at lower monthly dues than you might expect.
You'll receive full plan benefits and discounted provider charges nationwide when you travel in the United States. Plus, worldwide emergency coverage protects you from financial risk. The Shield Spectrum PPO Savings Plan 2400/4800 for individuals and families is Health Savings Account (HSA) compatible.
Preferred Savings Plan Advantages
- One of California's largest PPO provider networks with over 45,000 physicians & over 350 hospitals
- Worldwide emergency coverage
- You see the provider of your choice each time you seek care
- Your out-of-pocket maximum includes your plan deductible so you'll only pay up to $3,200 out-of-pocket for an individual or $5,800 total for two or more people (includes the plan deductible) in a calendar year.
- Preventive care on a fixed copayment basis before , meeting any deductible.
- Access to Blue Shield's Prescription Value Program, a mail-service pharmacy option, to help you save on prescription drugs that you buy at retail prices.
- 100% coverage for prescription drugs once the ou-of-pocket maximum for the plan is satisfied
- Tax Savings opportunity through tax exempt HSA - Health Savings Account Compatible
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Benefits Before You Meet Any Deductibles
- Annual Routine Physical Exam (age 3 and over)
- Annual gynecological exam
- Well-baby care office visits (through and including age two)
- Immunizations
 Annual Pap test or other approved cervical cancer screening tests and routine mammography
Who was this plan created for?
- Clients wanting to create an HSA for tax savings
- Clients who want low dues and are willing to pay higher out-of-pocket when they need care
- Clients who are health and primarily are concerned with protection against major healthcare expenses
- Peope who are more concerned with the annual out-of-pocket limits than the typlical cost of a office visit
Looking for a higher deductible than the 2,400/4,800 plan offers? Click here |
| Spectrum PPO Savings Plan Options at a Glance |
Individual Deductible |
Family Plans** |
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$2,400 Plan |
$4,800 Plan |
| Out-of-pocket maximum: (includes the plan deductible) |
$3,200 |
$5,800 |
| Annual physical office visit copayment: |
$35 |
$35 |
| Percentage Coinsurance |
30% |
30% |
| Lifetime Maximum |
$6,000,000 |
 ** Two or more people. Adds together all applicable expenses for covered familiy members. Does not include any individual deductibles. PLEASE NOTE: For the two party/family coverage: Only after family deductible is met, will any individual be eligible for benefits. Adds together applicable expenses accrued by all covered family members. |
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| P O Box 6374 Jackson Hole, WY 83002-6374 |
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