Blue Shield of California
Access+ HMO and Value HMO
Do you or your dependents go to the doctor often?
If your answer is "yes" Access+ HMO might be the right plan for you: You'll have access to a wide range of routine and preventive care services, prescription drug coverage and mental healthcare visits for a small copayment or for no out-of-pocket charge at all, without having to meet a deductible.
Please see the following Uniform Plan Matrix for specific benefit details.
Blue Shield of California Access+ HMO plan advantages
- Affordable $20/$35 office visit copayments
- $10 copayments for generic drug prescriptions; $35 for brand-name drugs
- Direct access to a specialists
- $2,000/$4,000 hospital deductible
- Preventive Care provided at no extra charge
- Blue Shield's HMO network has more than 25,000 doctors and 280 hospitals thoughout California
- Basic dental services with Access+ HMO
- No lifetime maximum on plan benefits
- Virtually no claim forms
Personal Care from your Personal Physician
Your relationship with the Personal Physician you choose is the key to your Access+ HMO Plan:
- Provide or coordinate your necessary medical services
- Arrange for referrals to specialists and hospitals and other covered non-physician healthcare practitioners
- Authorize medically necessary Emergency Services. (Your Personal Physician or his or her designee will be available 24 hours a day, seven days a week.)
Special Features of the Access+ HMO Plan
Self-Referral to Specialist - With Access+ Specialist you can go directly to a specialist or other physician in the same medical group or IPA as your Personal Physician, without a referral. When you self-refer, your copayment will be $35/$50 per covered office visit (depending on which plan option you select). To use the Access+ Specialist option, you must belong to a medical group or IPA that is an Access+ Specialist provider group.
Self-referrals to Gynecological Exams and OB/GYN Visits - Women may go to directly to an OB/GYN or family preactice physician in the same medical group or IPA as their Personal Physician for obstetrical/gynecological services - including annual gynecological exams - without a referral. |