Blue Shield of California Access+ and Access+ Value HMO
 Do you or your dependents go to the doctor often? If your answer is "yes" Access+ HMO might be the right plan for you: You'll have access to a wide range of routine and preventive care services, prescription drug coverage and mental healthcare visits for a small copayment or for no out-of-pocket charge at all, without having to meet a deductible.
Blue Shield of California HMO Plans offer a predictable, cost efficient way to manage your health care, expecially if you are or your dependents visit the doctor often. Access+ Value and Access+ HMO plans may help you to navigate the healthcare system. Blue Shield's HMO plans are perfect if you like predictable out-of-pocket costs with minimal paperwork. Before having to meet a deductible, you'll have easy access to a wide range of services for a small copayment, like doctor office visits and generic prescription drugs. |
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Blue Shield of California Access+ HMO plan advantages
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Affordable $20/$35 office visit copayments
- $10 copayments for generic drug prescriptions; $35 for brand-name drugs
- Direct access to a specialists
- $2,000/$4,000 hospital deductible
- Preventive Care provided at no extra charge
- Blue Shield's HMO network has more than 34,000 doctors and 280 hospitals thoughout California
- Basic dental services with Access+ HMO
- No lifetime maximum on plan benefits
- Virtually no claim forms
Personal Care from your Personal Physician
Your relationship with the Personal Physician you choose is the key to your Access+ HMO Plan:
- Provide or coordinate your necessary medical services
- Arrange for referrals to specialists and hospitals and other covered non-physician healthcare practitioners
- Authorize medically necessary Emergency Services. (Your Personal Physician or his or her designee will be available 24 hours a day, seven days a week.)
Access+ HMO Benefit Summaries
Click to View Plan Summaries |
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 Special Features of the Access+ HMO Plan...
 Self-Referral to Specialist - With Access+ Specialist you can go directly to a specialist or other physician in the same medical group or IPA as your Personal Physician, without a referral. When you self-refer, your copayment will be $35/$50 per covered office visit (depending on which plan option you select). To use the Access+ Specialist option, you must belong to a medical group or IPA that is an Access+ Specialist provider group.
Self-referrals to Gynecological Exams and OB/GYN Visits - Women may go to directly to an OB/GYN or family preactice physician in the same medical group or IPA as their Personal Physician for obstetrical/gynecological services - including annual gynecological exams - without a referral.
Money-back Guarantee -
Blue Shield's member feedback program, Access+ Satisfaction, will refund your usual office visit copayment and provide a postage-paid postcard for your comments if you are ever dissatisfied with the service you receive during a covered office visit with an HMO network physician. |
Visit the Other Plans In The Shield Complete Portfolio
 Blue Shield of California's streamlined portfolio of Individual & Family Plans at a glance.
Blue Shield of California has just announced the closure of most of their Individual and Family plans effective July 2, 2012. With the exception of four plans all other Blue Shield health plans will no longer be for sale. Beginning with effective dates of July 1st (subject to regulatory approval) Blue Shield will start with their new portfolio of plans call Shield Complete. Blue Shield is offering 11 clearly-designed plans in four distinct plan families. Shield Secure Plus, Shield Secure, Shield Wise and Shield Saver.
Below is a brief outline of the other Shield Complete plans available beginning July 1, 2012. Each of these plans offer a different benefit level and price point to consider. Including |
 Shield Secure Plus - The Shield Secure Plus plans provide physician office visits for a low copayment, a low brand-name prescription drug deductible, and a choice of several medical deductible options to meet your needs. Shield Secure Plus provides physician office visits for a fixed copay of $30 before meeting the deductible and multiple medical deductible options, some of Blue  Shield of California's lowest out-of-pocket maximums. The three deductible options for Shield Secure Plus are $2,000, $4,000 and $6,000 dollars. CLICK HERE FOR MORE... |
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 Shield Secure - These Blue Shield plans offer the same physician office visits and medical deductible options as Shield Secure Plus plans, but at a lower monthly rate. The lower costs come from members sharing more of the costs such as higher coinsurance and higher out-of-pocket maximums. These plans also cover generic prescription drugs, along with higher brand-name drug deductible for the security of brand-name drugs. The three deductible options for Shield Secure Plus are $2,000, $4,000 and $6,000 dollars. CLICK HERE FOR MORE... |
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 Shield Wise - Shield Wise plans provide the right amount of benefits to keep your clients healthy and the protection they need in case of an unforeseen illness or emergency. This plan family offers multiple levels of cost-sharing for greater financial flexibility, two physician office visits for a fixed copay of $30 prior to meeting the annual deductible, preventive care for $0 copay, and a high brand-name drug deductible for those who prefer to keep their monthly rates low but want to know they have coverage for brand-name drugs if they need it. CLICK HERE FOR MORE... |
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 Shield Saver - Shield Saver* plans are high-deductible health plans (HDHPs) that are compatible with a Health Savings Account (HSA). The deductible is equal to the copayment maximum, so once your client meets their deductible Blue Shield will pay 100% of covered services when using Preferred Providers. Low out-of-pocket costs make Shield Saver plans ideal for clients who are looking to protect their finances in the event of a medical emergency. Shield Saver plans allow your clients to lower their rates without losing the coverage they need to protect their health and finances. CLICK HERE FOR MORE... |
 The NEW Stand Alone Dental & Visions Plans now available...
Blue Shield of California now offers a range of affordable and comprehensive dental plans available to residents of California with or without a Blue Shield health plan. With Blue Shield's broad dental network including nearly 21,000 dental PPO providers and more than9,000 HMO providers in California it is easy to access one of the largest networks in California.
Blue Shield offers two new PPO dental plans to choose from. The Dental PPO and the Value Smile PPO dental plans both provide you affordable options to help you stay healthy now and avoid costly dental expenses in the future. The savings you will receive with the Dental PPO plan keep the cost of dental work from taking a deep bite our of your wallet later. The Value Smile PPO plan provides preventive, diagnostic, and some minor restorative services designed to aid in reduction of future costly services. And finally the Dental HMO is also available. New to the line up is the Specialty Duo Dental PPO and Vision.
CLICK HERE FOR MORE INFORMATION... |
GEOBlue International Travel Medical & International Health Insurance
 Go with a name and brand you can trust. GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue International health plans are offered in cooperation with certain local Blue Cross and Blue Shield companies, with a network that includes more than 90 percent of physicians and 80 percent of hospitals across the U.S. GeoBlue’s comprehensive portfolio of international health insurance plans demonstrates the commitment to covering members both at home and abroad.
Global travelers can leave home feeling confident that a trusted source of care is available at a moment’s notice—no matter what country, town or time zone. GeoBlue’s highly qualified doctors speak your language, treat you like a friend, and bill GeoBlue directly for their services. With instant access in the palm of your hand and twenty-four/seven concierge support, you’ll travel anywhere with the peace of mind that if your health is a concern, getting good care is not.
CLICK HERE FOR MORE INFORMATION |
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Blue Shield of California Health Plans
FINDING THE RIGHT PLAN |
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New Plans Effective July 1, 2012 |
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Anthem California
