Active Start Plans 25 & 35 from Blue Shield of California

Blue Shield of California
Active Start Plans

Blue Shield of California introduces the Active Start Plans

The Active Start Plans provides protection in case of expensive medical events, while also covering your individual dad-to-day healthcare needs. Active Start Plans combines no medical deductibles and low premiums into an affordable PPO health plan for individual subscribers.

The value offered by Blue Shield of California's Active Start Plans should appeal to a variety of people, all of whom may be at different stages in their lives. The Active Start Plans should be particularly attractive to people who are considering health coverage for the first time. With no medical deductible, your health care coverage can begin working for you at the very start. Low copayments for office visits and preventive care mean you can seek medical attention before a small concern grows into a large problem.

The low copayments for generic drugs encourages you to take control of your care while underscoring the economic advantage of generic medicines. Chemically equivalent to their brand-name versions, generic drugs enable patients to receive the proper treatment while cutting their pharmacy expenses. Please note that to help keep premiums low, this plan does not include maternity benefits.

Blue Shield of California has expanded thier Active Start^SM plan portfolio to include two new Individual plans: Active Start Plan 25 Generic Rx and Active Start Plan 35 Generic Rx. These new Active Start plans combine flexibility with affordability. They offer the same benefits as the Active Start plans you’re familiar with, but without brand-name prescription drug coverage. This single difference in benefits reduces premiums approximately 8 percent over those of our traditional Active Start plans

Plan Highlights Include:

No medical deductible
$25 or $35 physician office visit copayments (plan specific)
$25 or $35 plus 40 percent coinsurance emergency room copayment (plan specific)
Limited alternative care and therapy benefits
$10 copayment for generic prescription drugs
24-hour, toll-free access to LifepathSM nurse support phone consultations
Maternity coverage is NOT included. Should an Active Start Generic Rx plan member become pregnant, she may transfer to an eligible plan that includes maternity benefits without underwriting.

The Active Start Generic Rx plans are a great option and they may be ideal plan transfer options if you are an existing Active Start subscriber looking to reduce your premium. Most Active Start members only use generic drugs, so a plan limited to generic prescription drug coverage may help you retain the benefits you need, and save on your monthly premium.

Comparable Plan Option: Blue Cross of California RightPlan PPO40

Four Active Start Plans to Choose from

Active Start 25 Monthly Rates
Active Start 25 Generic Rx Rates
Active Start 35 Monthly Rates
Active Start 35 Generic Rx Rates

Active Start Plan 25 Monthly Rates

Blue Shield Rate Guarantee

Blue Shield's rate guarantee program now offers new IFP members a rate guarantee for the first consecutive six (6) months of coverage from the member's original effective date (OED)

To find the rates that apply to you:

1 Locate your county of residence in one of the Blue Shield Rating Regions, then find the column for your region.

2 On the chart you'll see that rates are listed separately for single and YouthCare^SM coverage. Locate the category that applies to you.

3 Under the type of coverage you've selected (individual or YouthCare), find the age range of the person who will be the applicant. The rates that apply for the plan are in this row.

Active Start Plan Rating Regions

Region 1: Alpine, Butte, Del Norte, Imperial, Inyo, Kern, Plumas, San Luis Obispo, Sonoma, Stanislaus, Trinity, Yolo and the following Santa Barbara ZIP codes: 93254, 93427, 93429, 93434, 93436-38, 93440-41, 93454-58, 93460, 93463-64

Region 2: Colusa, Kings, Madera, Mendocino, Merced, San Benito, San Joaquin, Siskiyou, Tulare

Region 3: Amador, Calaveras, Glenn, Modoc, Nevada, Placer, Sacramento, Shasta, Sierra, Tuolumne

Region 4: Alameda, Contra Costa, Santa Clara

Region 5: Marin, San Francisco, San Mateo

Region 6: El Dorado, Fresno, Humboldt, Lake, Lassen, Mariposa, Mono, Monterey, Napa, Santa Cruz, Solano, Sutter, Tehama, Yuba

Region 7: San Bernardino, San Diego, Santa Barbara except the ZIP codes listed in Rating Region 1

Region 8: Orange, Riverside, Ventura and the following Los Angeles ZIP codes: 91023, 91301, 91310, 91321-22, 91350-51, 91354-55, 91376-77, 91380-87, 91390, 91711, 91750, 91765-69, 91773, 91788-89, 91795, 91797, 91799, 93510, 93532, 93534-36, 93539, 93543-44, 93550-53, 93563, 93584, 93586, 93590-91, 93599

Region 9: Los Angeles except the ZIP codes listed in Rating Region 8

Please Note: the rating regions are subject to change.

Age	Region 1	Region 2	Region 3	Region 4	Region 5	Region 6	Region 7	Region 8	Region 9
YouthCare - Monthly Dues for Blue Shield
Under 1	196	205	204	183	195	229	143	150	185
1 -18	110	115	116	106	115	128	100	103	121
Single - Monthly Dues for Blue Shield
19 - 29	120	123	123	115	123	138	108	110	129
30 - 34	149	153	151	143	153	173	133	139	163
35 - 39	166	173	173	161	173	195	150	156	185
40 - 44	231	241	243	226	241	270	210	220	260
45 - 49	296	305	306	286	308	341	263	280	330
50 - 54	379	393	393	368	393	441	340	359	430
55 - 59	568	590	590	550	589	661	511	541	648
60 - 64	726	751	754	699	749	844	650	688	811

Active Start Plan 25 Generic Rx Monthly Rates

Blue Shield Rate Guarantee

Blue Shield's rate guarantee program now offers new IFP members a rate guarantee for the first consecutive six (6) months of coverage from the member's original effective date (OED)

To find the rates that apply to you:

1 Locate your county of residence in one of the Blue Shield Rating Regions, then find the column for your region.

2 On the chart you'll see that rates are listed separately for single and YouthCare^SM coverage. Locate the category that applies to you.

3 Under the type of coverage you've selected (individual or YouthCare), find the age range of the person who will be the applicant. The rates that apply for the plan are in this row.

Active Start Plan Rating Regions

Region 2: Colusa, Kings, Madera, Mendocino, Merced, San Benito, San Joaquin, Siskiyou, Tulare

Region 3: Amador, Calaveras, Glenn, Modoc, Nevada, Placer, Sacramento, Shasta, Sierra, Tuolumne

Region 4: Alameda, Contra Costa, Santa Clara

Region 5: Marin, San Francisco, San Mateo

Region 6: El Dorado, Fresno, Humboldt, Lake, Lassen, Mariposa, Mono, Monterey, Napa, Santa Cruz, Solano, Sutter, Tehama, Yuba

Region 7: San Bernardino, San Diego, Santa Barbara except the ZIP codes listed in Rating Region 1

Region 9: Los Angeles except the ZIP codes listed in Rating Region 8

Please Note: the rating regions are subject to change.

Age	Region 1	Region 2	Region 3	Region 4	Region 5	Region 6	Region 7	Region 8	Region 9
YouthCare - Monthly Dues for Blue Shield
Under 1	180	188	187	168	179	210	131	138	170
1 -18	101	106	107	97	106	118	92	95	111
Single - Monthly Dues for Blue Shield
19 - 29	110	113	113	106	113	127	99	101	118
30 - 34	137	141	139	131	141	159	122	128	150
35 - 39	152	159	159	148	159	179	138	143	170
40 - 44	212	221	223	208	221	248	193	202	239
45 - 49	272	280	281	263	283	313	242	257	303
50 - 54	348	361	361	338	361	405	312	330	395
55 - 59	522	542	542	505	541	607	469	497	595
60 - 64	667	690	693	642	688	775	597	632	745

Active Start Plan 35 Monthly Rates

Blue Shield Rate Guarantee

Blue Shield's rate guarantee program now offers new IFP members a rate guarantee for the first consecutive six (6) months of coverage from the member's original effective date (OED)

To find the rates that apply to you:

1 Locate your county of residence in one of the Blue Shield Rating Regions, then find the column for your region.

2 On the chart you'll see that rates are listed separately for single and YouthCare^SM coverage. Locate the category that applies to you.

3 Under the type of coverage you've selected (individual or YouthCare), find the age range of the person who will be the applicant. The rates that apply for the plan are in this row.

Active Start Plan Rating Regions

Region 2: Colusa, Kings, Madera, Mendocino, Merced, San Benito, San Joaquin, Siskiyou, Tulare

Region 3: Amador, Calaveras, Glenn, Modoc, Nevada, Placer, Sacramento, Shasta, Sierra, Tuolumne

Region 4: Alameda, Contra Costa, Santa Clara

Region 5: Marin, San Francisco, San Mateo

Region 6: El Dorado, Fresno, Humboldt, Lake, Lassen, Mariposa, Mono, Monterey, Napa, Santa Cruz, Solano, Sutter, Tehama, Yuba

Region 7: San Bernardino, San Diego, Santa Barbara except the ZIP codes listed in Rating Region 1

Region 9: Los Angeles except the ZIP codes listed in Rating Region 8

Please Note: the rating regions are subject to change.

Age	Region 1	Region 2	Region 3	Region 4	Region 5	Region 6	Region 7	Region 8	Region 9
YouthCare - Monthly Dues for Blue Shield
Under 1	174	181	180	161	173	203	126	133	164
1 -18	98	101	103	94	101	113	89	91	108
Single - Monthly Dues for Blue Shield
19 - 29	106	109	109	101	109	121	95	98	114
30 - 34	131	135	134	126	135	153	118	123	144
35 - 39	148	153	153	143	153	173	133	139	164
40 - 44	205	214	215	200	214	0239	186	195	230
45 - 49	263	270	271	254	273	303	233	248	293
50 - 54	335	348	348	325	348	390	301	318	380
55 - 59	503	523	523	486	521	585	453	479	573
60 - 64	643	665	668	619	663	746	575	609	718

Active Start Plan 35 Generic Rx Monthly Rates

Blue Shield Rate Guarantee

Blue Shield's rate guarantee program now offers new IFP members a rate guarantee for the first consecutive six (6) months of coverage from the member's original effective date (OED)

To find the rates that apply to you:

1 Locate your county of residence in one of the Blue Shield Rating Regions, then find the column for your region.

2 On the chart you'll see that rates are listed separately for single and YouthCare^SM coverage. Locate the category that applies to you.

3 Under the type of coverage you've selected (individual or YouthCare), find the age range of the person who will be the applicant. The rates that apply for the plan are in this row.

Active Start Plan Rating Regions

Region 2: Colusa, Kings, Madera, Mendocino, Merced, San Benito, San Joaquin, Siskiyou, Tulare

Region 3: Amador, Calaveras, Glenn, Modoc, Nevada, Placer, Sacramento, Shasta, Sierra, Tuolumne

Region 4: Alameda, Contra Costa, Santa Clara

Region 5: Marin, San Francisco, San Mateo

Region 6: El Dorado, Fresno, Humboldt, Lake, Lassen, Mariposa, Mono, Monterey, Napa, Santa Cruz, Solano, Sutter, Tehama, Yuba

Region 7: San Bernardino, San Diego, Santa Barbara except the ZIP codes listed in Rating Region 1

Region 9: Los Angeles except the ZIP codes listed in Rating Region 8

Please Note: the rating regions are subject to change.

Age	Region 1	Region 2	Region 3	Region 4	Region 5	Region 6	Region 7	Region 8	Region 9
YouthCare - Monthly Dues for Blue Shield
Under 1	160	166	165	148	159	186	116	122	150
1 -18	90	93	94	86	93	104	82	83	99
Single - Monthly Dues for Blue Shield
19 - 29	97	100	100	93	100	111	87	90	105
30 - 34	120	124	123	116	124	140	108	113	132
35 - 39	136	140	140	131	140	159	122	127	150
40 - 44	188	196	197	183	196	219	171	179	211
45 - 49	241	248	248	233	250	278	214	227	269
50 - 54	307	319	319	298	319	358	276	292	348
55 - 59	461	479	479	446	478	536	415	439	525
60 - 64	589	610	612	567	608	684	527	558	658

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