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Blue Shield of California
Active Start Plans

Active Start PlansBlue Shield of California introduces the Active Start Inidividual Plans

Quick QuoteThe Active Start Plans provides protection in case of expensive medical events, while also covering your individual day-to-day healthcare needs.  Active Start Plans combine no medical deductibles and low premiums into an affordable PPO health plan for individual subscribers.

The value offered by Blue Shield of California's Active Start Plans should appeal to a variety of people, all of whom may be at different stages in their lives.  The Active Start Plans should be particularly attractive to people who are considering health coverage for the first time.  With no medical deductible, your health care coverage can begin working for you at the very start.  Low copayments for office visits and preventive care mean you can seek medical attention before a small concern grows into a large problem.

The low copayments for generic drugs encourages you to take control of your care while underscoring the economic advantage of generic medicines.  Chemically equivalent to their brand-name versions, generic drugs enable patients to receive the proper treatment while cutting their pharmacy expenses.  Please note that to help keep premiums low, this plan does not include maternity benefits.

Blue Shield of California has expanded their Active StartSM plan portfolio to include two new Individual plans: Active Start Plan 25 Generic Rx and Active Start Plan 35 Generic Rx.  These new Active Start plans combine flexibility with affordability. They offer the same benefits as the Active Start plans you’re familiar with, but without brand-name prescription drug coverage. This single difference in benefits reduces premiums approximately 8 percent over those of their traditional Active Start plans.

Comparable Plan Option: Blue Cross of California RightPlan PPO40

Active Start plan advantages

  • Anthem Medicare SupplementsTwo plans with generic-only prescription drug coverage options to help save costs
  • $10 copayments for generic prescription drugs at participating pharmacies with all plans
  • Affordable coverage for individuals
  • One of California's largest PPO providers networks, so it's easy to find a doctor you want
  • No medical deductible to meet, so your coverage starts immediately
  • Low copayments for preventive care office visits ($25 / $35)
  • Benefits for alternative care such as chiropractic and accupunture

The Active Start Generic Rx Plans

The Generic Rx plans are a great option and they may be ideal plan transfer options if you are an existing Active Start subscriber looking to reduce your premium. Most Active Start members only use generic drugs, so a plan limited to generic prescription drug coverage may help you retain the benefits you need, and save on your monthly premium.

Active Start Plans are ideal for...

  • Younger Individuals
  • Individuals who are in a stage in their lives where a subscriber-only plan makes sense for them
  • Individuals who are looking for affordable healthcare coverage
  • Indivdiuals who are interested in a low-price plan with a simple plan design

The NEW Stand Alone Dental Plans now available...

Blue Shield Dental PlanBlue Shield Dental PlansBlue Shield of California now offers a range of affordable and comprehensive dental plans available to residents of California with or without a Blue Shield health plan. With Blue Shield's broad dental network including nearly 20,000 dental PPO providers and more than 8,600 HMO providers in California it is easy to access one of the largest networks in California.

Blue Shield offers two new PPO dental plans to choose from. The new Smile PPO and the Value Smile PPO dental plans both provide you affordable options to help you stay healthy now and avoid costly dental expenses in the future. The savings you will receive with the Smile PPO plan keep the cost of dental work from taking a deep bite our of your wallet later. The Value Smile PPO plan provides preventive, diagnostic, and some minor restorative services designed to aid in reduction of future costly services. Find out more on these two new plans and how to enroll by clicking here...

How to Enroll

Enrolling is easy. Submit your application online by clicking the "APPLY NOW" link below. If you have questions and would like an agent to contact you prior to applying then click on the Agent Assist link to the right or call us at 619.435.6700.

To enroll, you must be:

  • Age 64 3/4 or younger
  • A permanent legal resident of California
  • A U.S. resident for at least the last 3 months
  • The applicant's spouse or domestic partner, age 64 3/4 or younger
  • The applicant's children (under 19 years of age), or the children (under 19 years of age) of the applicant's enrolling spouse or qualified partner or qualified domestic partner;
  • The applicant's unmarried dependent children between the ages of 19 through 22 ("dependent" as defined by the Internal Revenue Service)
  • Have questions? Then give us a call or complete the SALES ASSISTANCE form to the right. We will call you.
  • Applying is easy - simply complete the application process online from the comfort of your home or office. Ready to Apply? Click Here...
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left corner Blue Shield of California Active Start Benefit Matrix right corner
Covered Services
Active Start 25,
Active Start 25 Generic Rx
Active Start 35,
Active Start 35 Generic Rx
Office Visits $25 $35
Preventive care exam $25 $35
Mammogram and Gyn Screenings
$0 + preventive care exam copayment $0 + preventive care exam copayment
Hospitalization $500/admit + 40% $500/admit + 40%
Lab and X-ray 40% 40%
Emergency Room $100 (waived if admitted) + 40% $100 (waived if admitted) + 40%
Maternity Not Covered Not Covered
Generic Rx $10 $10
Brand formulary Rx $35 after $500 Brand Rx deductible
(Blue Shield pays up to $2,000 per
member per year)
-OR-
Not covered on Generic Rx plan
$35 after 7500 Brand Rx deductible
(Blue Shield pays up to $2,000 per
member per year)
-OR-
Not covered on Generic Rx plan
Annual Deductible None None
Annual out-of-pocket maximum $6,000 per member $7,500 per member

* Amounts shown represent the member's financial responsibility when using Blue Shield network providers, unles otherwise indicated. For a detailed description of the plan benefits and exclusions, you can request a copy of the policy by calling Member Services at (800) 431-2809

 
Other Health Plan Options from Assurant Health
   

Assurant Health CoreMed BrochureOne Decreasing Deductible Plan - Imagine a health insurance plan that earns credits to reduce the amount you pay of your deductible. The One Decreasing Deductible is your plan deductible reduced by the credits that accumulate. Twice a year, Assurant Health applies 10% credit that reduces the amount you pay of the plan deductible, until the deductible is met. The more credits you accumulate, the less you pay.

Click for more info....

Assurant Health CoreMed BrochureCoreMedSM Plan - If you want broad coverage at the best value, CoreMed is for you. It;s the most cost-effective plan for both everyday and catastrophic needs. You'll be able to control your premiums without giving up benefits, and you can still choose to add optional features, like an office visit copay, for more protection and convenience. Providing $2 million in lifetime benefits - with the option to buy up to $6 million - CoreMed offers quality and flexibility.

Click for more info....

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