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Blue Shield of California Spectrum PPO 5500 Health Plan...

Quick QuoteBlue Shield of California Color BrochureFor more than 60 years Blue Shield of California has provided Californians with quality health insurance plans for their families.  Blue Shield of California provides a series of plans they call the Shield Spectrum PPO Plans.  Choose from two deductible options based on your needs.

Today, you can't afford to be without health coverage. Health insurance helps protect you physically and financially. Having Blue Shield of California health insurance coverage means you'll have access to over 45,000 doctors and more than 350 hospitals if you need medical care, and it also means you will only have to pay a small fraction of the total cost of your care. Since the doctors and hospitals in their networks have agreed to bill specific fees for their services (called "Allowable Amounts"), Blue Shield can further protect you from the high costs you would be subject to without coverage.

Is a Shield Spectrum PPO Plan right for you?

Whether you are single or have a family, Shield Spectrum PPO plans will provide you with comprehensive coverage for doctor visits, prescription drugs, and hospital care. Shield Spectrum PPOs make it easy to visit the doctors and specialists you want with their larger provider network. Keep in mind, when you receive care from the Blue Shield PPO network providers, your out-of-pocket costs are lower.

Shield Spectrum PPO Plan Advantages

  • One of California's largest PPO Provider networks, so it's easy to find a doctor or hospital you want
  • Many services are covered before you meet the annual deductible
  • Two deductible amounts to choose from: $5,000 or $5,500
  • Copayment/coinsurance maximums help contain costs, because your family copayment maximums are only twice the individual amount, no matter how many people are covered.
  • Preventive care at no additional cost
  • When two or more family members are on one plan, each covered individual has his or her own individual deductible, in case only one person needs expensive medical care.
  • Knowledgeable customer service representatives who can assist you and quickly answer your questions.

Humana One Vision Care Insurance

Stand Alone Dental Plans now available...

Blue Shield of California Dental & Vision BrochureBlue Shield Dental PlansBlue Shield of California now offers a range of affordable and comprehensive dental plans available to residents of California with or without a Blue Shield health plan. With Blue Shield's broad dental network including nearly 20,000+ dental PPO providers and more than 8,600 HMO providers in California it is easy to access one of the largest networks in California.

Blue Shield offers two new PPO dental plans to choose from and their new Specialty Duo Option. The new Smile PPO and the Value Smile PPO dental plans both provide you affordable options to help you stay healthy now and avoid costly dental expenses in the future. The savings you will receive with the Smile PPO plan keep the cost of dental work from taking a deep bite our of your wallet later. The Value Smile PPO plan provides preventive, diagnostic, and some minor restorative services designed to aid in reduction of future costly services. Find out more on these two new plans and how to enroll by clicking here...

Did you know? - Eye exams can often detect serious chronic conditions such as diabetes, hypertension, and high cholesterol. Routine eye exams can help detect both eye and systemic health problems. When detected early, many serious health conditions can be managed more effectively - with less costly treatments and a better change for a healthy outcome.

Whether you need treatment or just want preventive care, it's never too late to get dental or combined dental + vision coverage to help maintain your overall health.

Specialty Duo Dental + Vision Package - From cavities to contact lenses, the Blue Shield Specialty Duo dental + vision package can save you money on a wide range of care with Blue Shield's network providers. Blue Shield has combined the benefits of the Dental PPO plan with Download Enrollment FormComprehensive vision benefits into a single package. You've also got the freedom to choose the providers of your choice, with access to one of the state's largest dental networks and one of the state's largest vision networks. CLICK HERE FOR MORE INFORMATION

Life Insurance...

Blue Shield Life can help you prepare for the unexpected. Blue Shield Life offers the financial protection and security of $10,000, $30,000, $60,000 or $100,000 in term life insurance. In addition, life insurance can be continued beyond the termination of your health plan.

 
Blue Shield of California Health Plans
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International Insurance
     
Short Term Medical

International Medical Insurance, Visitor, Trip & Student Insurance

  • Coverage from 5 days up to 187 Days
  • Coverage from 5 Days up to 12 months - renewable for 3 years
  • Inbound Immigrants
  • US Citizens Traveling Abroad
  • US Citizens Living Abroad
  • Global Students

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Temporary Insurance
     
Short Term Medical

For strong Temporary financial protection, choose Short Term Medical from Assurant Health

  • 30 - 180 Days of coverage
  • Inpatient and Outpatient coverage
  • Four deductible options to choose from
  • Choose your co-insurance percentages
  • Lifetime Maximum of $2 million

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Dental Insurance
     
Anthem Dental Blue

Anthem Blue Cross offers a stand alone dental insurance for individuals, families and seniors.

  • Includes cleanings, exams, X-rays at 100%
  • No waiting period for checkups
  • $1,250 Annual Maximum
  • Freedom to go outside PPO network if desired
  • Network with over 19,000 providers

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Dental Insurance

Assurant Health Dental insurance helps pay for dental checkups and treatment. Available as a stand alone plan for individuals and families.

  • Cash benefits help pay for checkups and treatment
  • No waiting period for checkups
  • Visit any dentist - non network restrictions
  • Three dental plans to choose from
  • Pays benefits in first policy year even though waiting period has not been met

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Humana One Dental Preventive Plus

HumanaOne offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health.

  • 100%, no deductible preventive care
  • No waiting period for checkups
  • Pays 50% for all Basic Services inside network
  • Enjoy pre-negotiated discounts at network providers

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Anthem Blue Cross Premium Plus Dental

SENIOR DENTAL Premium Plus offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health.

  • 100%, no deductible preventive care
  • No waiting period for checkups
  • Pays 80% for all Basic Services inside network
  • $1,250 Annual Benefit per member
  • Enjoy pre-negotiated discounts at network providers

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Accident Insurance
     
Accident Insurance

Accidental injuries catch you off guard, not to mention the costs associated with an accidental injury. But the expense is less of a concern if you have Accident Coverage for Assurant Health.

  • Benefits are paid immediately - no waiting period
  • Over and above any benefits you receive from any other plan
  • No overall annual or lifetime limit - no matter how many accidents you have

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Vision Care
     
HumanaOne Vision Care

HumanaOne offers Vision Care Insurance for individuals that can be added to any insurance plan. Affordable premiums, simple enrollment and no deductible coverage.

  • Low exam co-payments
  • Eyeglass lenses covered 100% after copay
  • $40 wholesale allowance for frames
  • One eye exam per year

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