|
SmartSense Plus from Anthem Blue Cross of California...
  Anthem BC Life & Health Insurance Company brings you the new SmartSense Plus PPO plan for individuals and families. SmartSense Plus offers solid protection that covers the essentials of full medical at one of Anthem's lowest rates.
Members can choose dedictibles from as low as $1,000 and up to $6,000 with premium levels that work for you making it even more budget-friendly. SmartSense Plus was designed to offer affordable, solid protection without a lot of bells and whistles that may not be important to you.
SmartSense Plus is a smart choice for you if this is what they want:
- A wide range of annual deductible/monthly rate combinations
- Full medical benefits
- Four annual deductible options, ranging from $1,000 to $6,000
- Immediate benefits for first three visits to a doctor with predictable copays, per plan member, each calendar year before having to meet your deductible
- Choice of comprehensive or generic only prescription drug benefits
- Access to Anthem Blue Cross's existing California PPO network
- Preventive care benefits help focus on keeping you healthy
- Maternity benefits are not included with this plan
- Unlimited per member in lifetime benefits
|
|
|
Preventive Care...
In addition to the preventive care benefits described in the above brochure, you also have the option of going to a HealthyCheckSM Center. These centers provide fast, easy and convenient annual preventive screenings (for ages 7 and older) at no cost to you. For more information about HealthCheck, go to anthem.com/healthycheck.
Prescription Drug Coverage...
The cost of prescription drugs can be overwhelming, so SmartSense Plus includes prescription drug coverage to help you manage those costs. SmartSense Plus prescription drug coverage includes the following tiers which represent a cost level within the generic and brand name prescription drug categories.
 Drug Formulary: This is a special list of prescription drugs the SmartSense Plus plan covers. Anthem Blue Cross has negotiated lower priceson these formulary drugs, so you'll save when your doctor prescribes from the Plan Formulary.
- Tier 1: These drugs have the lowest copay and include generic medications
- Tier 2: These drugs have a higher copay thatn thos in Tier 1 and include formulary brand name medications
- Tier 3: These drugs have a higher copay than those in Tier 2 and include non-formulary brand name medications
- Specialty: These are typically high-cost, scientifically engineered drugs and are paid at a coinsurance level instead of copay
How to Customize your SmartSense Plus Plan...
With SmartSense Plus, you have some choice and flexibility to change the plan to better meet your needs. SmartSense Plus offers a choice of:
- Deductible: You can usually lower your premium by choosing a higher deductible. Simply choose the deductible and premium combination that works best for you.
- Upgrade Drug Coverage: By choosing the Upgrade Drug Coverage option (for an additional cost) you can lower your prescription drug deductible to $500, instead of the $7,500 prescription drug deductible (for Tier 2, 3 and Specialty) included in the plan.
- Other Otpional Coverage: You can add more protection for you and your family by purchasing optional dental or life insurance.
 |
 Save Additional Money with Special Offers from Anthem
Saving money is good. Saving money on things that are good for you - that's even better. With Special Offers from Anthem you can access discounts on products and services that help promote better health and well-being. It;s just one of the perks of being a member. Finding out the discounts that are available to you once you are a member is easy. Go to anthem.com/ca and simply register for access to personalized service and resources. It's fast, easy and secure.
Click here for more about Special Offers from Anthem...
Preventive Care Benefits
Now all of the Individual Plans from Anthem Blue Cross Blue Shield of Virginia include 100% coverage for Preventive Services when you utilize a network provider. This follows the health care reform law and state regulations. When you get these services from providers in the network, you don't have to worry about paying anything out of your pocket for covered preventive care such as screenings, immunizations and exams. You may have to pay part of the costs if you use a provider outside the network.
 Preventive versus Diagnostic Care
Preventive care is precautionary. Diagnostic care us used to find the cause of existing symptoms. For example, if your doctor suggest you have a colonoscopy because of your age, that's preventitive care. But, if you doctor suggests a colonoscopy to see what's causing your symptoms. that's diagnostic care and you may need to pay part of the cost. Click on the brochure to see full coverage details for preventive care.
Click Here to view Preventive Care Brochure Services...
|
| Anthem Blue Cross Health Plan Links |
|
|
|
|
Other Supplemental Plan Options |
| |
 |
| |
|
|
 |
For strong Temporary financial protection, choose Short Term Medical from Assurant Health
- 30 - 180 Days of coverage
- Inpatient and Outpatient coverage
- Four deductible options to choose from
- Choose your co-insurance percentages
- Lifetime Maximum of $2 million
View details  |
|
|
| |
 |
| |
|
|
 |
Anthem Blue Cross offers a stand alone dental insurance for individuals, families and seniors.
- Includes cleanings, exams, X-rays at 100%
- No waiting period for checkups
- $1,250 Annual Maximum
- Freedom to go outside PPO network if desired
- Network with over 19,000 providers
View details |
|
|
| |
|
|
 |
Assurant Health Dental insurance helps pay for dental checkups and treatment. Available as a stand alone plan for individuals and families.
- Cash benefits help pay for checkups and treatment
- No waiting period for checkups
- Visit any dentist - non network restrictions
- Three dental plans to choose from
- Pays benefits in first policy year even though waiting period has not been met
View details |
|
|
| |
|
|
 |
HumanaOne offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health.
- 100%, no deductible preventive care
- No waiting period for checkups
- Pays 50% for all Basic Services inside network
- Enjoy pre-negotiated discounts at network providers
View details |
|
|
| |
|
|
 |
SENIOR DENTAL Premium Plus offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health.
- 100%, no deductible preventive care
- No waiting period for checkups
- Pays 80% for all Basic Services inside network
- $1,250 Annual Benefit per member
- Enjoy pre-negotiated discounts at network providers
View details |
|
|
| |
 |
| |
|
|
 |
Accidental injuries catch you off guard, not to mention the costs associated with an accidental injury. But the expense is less of a concern if you have Accident Coverage for Assurant Health.
- Benefits are paid immediately - no waiting period
- Over and above any benefits you receive from any other plan
- No overall annual or lifetime limit - no matter how many accidents you have
View details |
|
|
 |
| |
|
|
 |
HumanaOne offers Vision Care Insurance for individuals that can be added to any insurance plan. Affordable premiums, simple enrollment and no deductible coverage.
- Low exam co-payments
- Eyeglass lenses covered 100% after copay
- $40 wholesale allowance for frames
- One eye exam per year
View details |
|
|
|
|
|
|
Anthem California
