Drug Formulary: This is a special list of prescription drugs the SmartSense Plus plan covers. Anthem Blue Cross has negotiated lower priceson these formulary drugs, so you'll save when your doctor prescribes from the Plan Formulary.
- Tier 1: These drugs have the lowest copay and include generic medications
- Tier 2: These drugs have a higher copay thatn thos in Tier 1 and include formulary brand name medications
- Tier 3: These drugs have a higher copay than those in Tier 2 and include non-formulary brand name medications
- Specialty: These are typically high-cost, scientifically engineered drugs and are paid at a coinsurance level instead of copay
How to Customize your SmartSense Plus Plan...
With SmartSense Plus, you have some choice and flexibility to change the plan to better meet your needs. SmartSense Plus offers a choice of:
- Deductible: You can usually lower your premium by choosing a higher deductible. Simply choose the deductible and premium combination that works best for you.
- Upgrade Drug Coverage: By choosing the Upgrade Drug Coverage option (for an additional cost) you can lower your prescription drug deductible to $500, instead of the $7,500 prescription drug deductible (for Tier 2, 3 and Specialty) included in the plan.
- Other Otpional Coverage: You can add more protection for you and your family by purchasing optional dental or life insurance.
Save Additional Money with Special Offers from Anthem
Saving money is good. Saving money on things that are good for you - that's even better. With Special Offers from Anthem you can access discounts on products and services that help promote better health and well-being. It;s just one of the perks of being a member. Finding out the discounts that are available to you once you are a member is easy. Go to anthem.com/ca and simply register for access to personalized service and resources. It's fast, easy and secure.
CLICK HERE for more about Special Offers from Anthem...
Preventive Care Benefits
Now all of the Individual Plans from Anthem Blue Cross Blue Shield of Virginia include 100% coverage for Preventive Services when you utilize a network provider. This follows the health care reform law and state regulations. When you get these services from providers in the network, you don't have to worry about paying anything out of your pocket for covered preventive care such as screenings, immunizations and exams. You may have to pay part of the costs if you use a provider outside the network Preventive versus Diagnostic Care
Preventive care is precautionary. Diagnostic care us used to find the cause of existing symptoms. For example, if your doctor suggest you have a colonoscopy because of your age, that's preventitive care. But, if you doctor suggests a colonoscopy to see what's causing your symptoms. that's diagnostic care and you may need to pay part of the cost. Click on the brochure to see full coverage details for preventive care.
CLICK HERE to view Preventive Care Brochure Services...
Optional Coverages
Add Affordable Dental Blue PPO to you HMO Plan
Anthem Blue Cross offers two affordable ppo dental plan options. Dental Blue Basic and Dental Blue Enhanced. As a Dental Blue member, you can see any dentist you want; however, you do have the potential for lower costs when you choose a dentist in the Dental Blue 100 Network. You have the freedom to elect services from a provider outside the provider network but your savings are substantially higher when use one of more than 19,000 California Providers. You can even apply for Dental Blue as a stand alone dental plan regardless of what insurance plan you now have.
CLICK HERE FOR MORE INFORMATION ON DENTAL
Term Life Insurance
Loosing a loved one is painful enough without having to worry about finances. So why not give your family the extra support they'll need with term life insurance from Anthem Life. It is inexpensive and just pennies a day. It is easy to add - simply complete the term life section on your application. Help secure your family's future by considering the following coverage options:
Term Life Insurance Monthly rates
Monthly premiums are per person and subject to change |
AGE |
$15,000 |
$30,000 |
$50,000 |
$75,000 |
$100,000 |
1-18 |
$1.50 |
$3.00 |
N/A |
N/A |
N/A |
19-29 |
$2.80 |
$5.60 |
$9.30 |
$11.25 |
$13.00 |
30-39 |
$3.25 |
$6.50 |
$10.80 |
$13.50 |
$16.00 |
40-49 |
$7.50 |
$15.00 |
$25.00 |
$33.75 |
$42.00 |
50-59 |
$20.90 |
$41.80 |
$69.60 |
$97.50 |
$125.00 |
60-64 |
$29.40 |
$58.80 |
$98.00 |
$142.50 |
$185.00 |
|
Anthem California
