Blue Cross of California
Individual & Family Health Plans
The RightPlan PPO 40
The RightPlan PPO 40
From BC Life & Health Insurance Company (Blue Cross) has the right benefits and premium pricing for you.
Protect Your Health & Financial Future
Even if you're young, active and healthy, you could be caught off guard by an unexpected illness or injury. Medical care can quickly add up to a staggering financial loss. The RightPlan PPO can help limit your out-of-pocket costs, protect your assets and even safeguard your future earnings. The RightPlan PPO covers more than just an injury or illness. It offers preventive care and access to a variety of programs that help to maintain your health.
Why Pay for Benefits You May Never Use?
Now you can get the affordable health care coverage and financial security you need without the cost of added-on benefits, such as maternity, that you may never use. The RightPlan PPO provides key benefits designed for specific stages of your life. With the RightPlan PPO, you'll enjoy:
First-dollar coverage with no medical deductible
More cost predictability with a low $40 office visit copay
Choice of three levels of prescription drug options
Lower premiums, because the plan doesn't include benefits you're less likley to use
Save as a Single Policyholder
The RightPlan PPO is designed and priced for single policyholders. This rating structure focuses on the more predictable needs of each individual and is based on the options each individual chooses. The RightPlan's single policyholder pricing structure could result in substantial premium savings.
Save Even More with Prescription Drug Options
You can reduce your premium even further by choosing the Generic Only or No Prescription Drug options with your plan. For a list of generic drugs on the RightPlan Generic Prescription Drug Formulary, click here.
When you enroll in the RightPlan, you directly benefits from:
Low, negotiated provider fees that substantially reduce your out-of-pocket cost
Access to over 42,000 network providers
Out-of-state and out-of-country emergency coverage
A variety of additional services to enhance your life, including health management programs and discounts on health care-related products and services
How to Enroll
Enrolling is easy. Submit your application online by clicking the "APPLY NOW" link below. If you have questions and would like an agent to contact you prior to applying then click on the Agent Assist link to the right or give me a call.
Sales Assistance
To enroll, you must be:
Age 64 3/4 or younger
A permanent legal resident of California
A U.S. resident for at least the lst 3 months
The applicant's spouse or domestic partner, age 64 3/4 or younger
The applicant's children (under 19 years of age), or the children (under 19 years of age) of the applicant's enrolling spouse or qualified partner or qualified domestic partner;
The applicant's unmarried dependent children between the ages of 19 through 22 ("dependent" as defined by the Internal Revenue Service)
Accupunture/Accupressure (Combined for In-Network and Out-of-Network)
All charges except $25 per visit, up to 24 visits per year
All charges except $25 per visit, up to 24 visits per year
Prescription Drugs
In-Network
Out-of-Network
RightPlan PPO 40 with No Prescription Drug Coverage (P958)
No Prescription Drug Coverage
No Prescription Drug Coverage
RightPlan PPO 40 with Generic Prescription Drug Coverage (PE48) (30-day supply, retail & mail order)
$10 copay generic
(Drugs on Genreic Rx Formulary only)
50% of drug limited fee schedule and all excess charges plus the copay/coinsurance as stated for in-network benefits
(Drugs on Generic Rx Formulary only)
RightPlan PPO 40 with Comprehensive Prescription Drug Coverage (PE49) (30-day supply, retail & mail order)
Blue Cross Formulary Drugs
$10 copay generic; $20 copay brand-name after annual $500 brand-name prescription drug deductible; 30% of negotiated fee for self administered injectables, except insulin
50% of drug limited fee schedule and all excess charges plus the copay/coinsurance as stated for in-network benefits; subject to the annual $500 brand-name prescription drug deductible
Consider Other Blue Cross of California PPO Plan Links
