Prescription Drug Coverage...

The cost of prescription drugs can be overwhelming so Premier Plus includes prescription drug coverage to help you manage those costs. Premier Plus prescription drug coverage includes the following tiers which represent a cost level within the generic and brand name prescription drug categories.

Tier 1:These drugs have the lowest copay and include lower generic medications.

Tier 2: These drugs have a higher copay than those in Tier 1 and includeformulary brand name medications

Tier 3: These drugs have a higher copay than those in Tier 2 and include non-formulary brand name medications.

Specialty: These are typically high-cost, scientifically engineered drugs and are paid at a coinsurance level instead of copay.

Customize your Premier Plan - With Premier, you have some choice and flexibility to change the plan to better meet your needs. Premier offers a choice of:

Deductible: Premier Plan deductibles range from $1,000 to $6,000. You can usually lower your premium by choosing a higher deductible. Simply choose the deductible and premium combination that works best for you.

Other Optional Coverage: You can add more protection for you and your family by purchasing optional dental or life insurance.

Save Additional Money with Special Offers from Anthem

Saving money is good. Saving money on things that are good for you - that's even better. With Special Offers from Anthem you can access discounts on products and services that help promote better health and well-being. It;s just one of the perks of being a member. Finding out the discounts that are available to you once you are a member is easy. Go to anthem.com/ca and simply register for access to personalized service and resources. It's fast, easy and secure.

CLICK HERE for more about Special Offers from Anthem...

Optional Coverages

Add Affordable Dental Blue PPO to you HMO Plan

Anthem Blue Cross offers two affordable ppo dental plan options. Dental Blue Basic and Dental Blue Enhanced. As a Dental Blue member, you can see any dentist you want; however, you do have the potential for lower costs when you choose a dentist in the Dental Blue 100 Network. You have the freedom to elect services from a provider outside the provider network but your savings are substantially higher when use one of more than 19,000 California Providers. You can even apply for Dental Blue as a stand alone dental plan regardless of what insurance plan you now have.

CLICK HERE FOR MORE INFORMATION ON DENTAL

Term Life Insurance

Loosing a loved one is painful enough without having to worry about finances. So why not give your family the extra support they'll need with term life insurance from Anthem Life. It is inexpensive and just pennies a day. It is easy to add - simply complete the term life section on your application. Help secure your family's future by considering the following coverage options:

Plans For Seniors

Medicare Supplement Plans for Californian's

A Medicare Supplement Plan is a health benefit coverage plan that complements (or supplements) your regular Medicare coverage. Although Medicare pays for many health care services and supplies, it doesn't pay for all of them. A Medicare Supplement Plan will help pay for those costs which could include deductibles, coinsurance and copayments when visiting your doctor. An Anthem Medicare Supplement Plan is also a good idea if you prefer to keep your own doctor and hospital and choose your own specialist and other health care provider. You are eligible for a Medicare Supplement Plan if you are enrolled in Medicare Parts A and B and if your are age 65 or older or, in some states, under 65 with a disability and/or end stage renal disease (plan offerings and eligibility vary by state). You also must be a resident of the state where the policy is offered.

CLICK HERE FOR MORE INFORMATION

Anthem Extras Packages for Seniors

Benefits that complement your Medicare Supplement Plan...

CLICK HERE FOR INFORMATION ON MEDICARE SUPPLEMENTS

Healthy teeth and eyes help contribute to your overall well-being. That's why Anthem Blue Cross and Blue Shield (Anthem) created Anthem Extras Packages - with your overall health in mind. Anthem offers three packages to complement your Medicare Supplement plan - and help you reach for better health. Anthem's Standard, Premium and Premium Plus packages offer valuable benefits and services, such as:

• Packaged dental and vision coverage that offers extra preventive benefits
• Support services and tools to help you maintain good overall health and well-being

And best of all, these packages are available for a monthly plan premium ranging from $20 to $52. The benefits in each package will roll up to one overall premium, and you will receive one ID card for all of these services.

Interested in Dental Only Coverage?

Anthem Blue Cross Blue Shield of Kentucky offers a stand alone Dental Only option for seniors. The Anthem Extras Package contains the option for the Premium Plus package which part of this package is their PPO Dental Plan. As long as you have Medicare A & B you can choose to enroll in the Anthem Premium Plus Dental Plan on a Stand-Alone basis. The Premium Plus dental plan is part of the Premium Plus Package of the Anthem Extras program. To see if your dentist participates in the Anthem Dental Network click here. When prompted, choose the Dental Blue 200 network. To view the brochure. Look for the benefit schedule for the "Premium Plus Dental".

Premium Plus lets you choose any dentist whether or not that dentist is part of their network. But you may end up paying more for a service if you visit an out-of-network dentist. It is important to have dental benefits that can help impact your overall health. Anthem's Premium Plus Dental plan offer benefits such as:

• Coverage for diagnostic and preventive care - which can be key to good long-term oral health
• Third cleaning or periodontal maintenance procedures are covered for diabetic members on all of the Anthem Extras Packages plan
• Access to one of the largest dental provider networks in your state
• Freedom from paper work - network dentists file claims, and there are no referrals needed
• $1,250 per member per benefit year
• Dental Blue 200 Network
• 100% Diagnostic and Preventive Services when using a network provider

How to Enroll in the Premium Plus Dental for Seniors Only..

Simply download the enrollment form from the orange button below and complete the application selecting the "Premium Plus Dental" option and be sure to select an effective date for coverage to begin.Scan and email your completed application to "sales@individualhealth.com".

Or mail your application to:

Application Processing
Attn: Tim Jennings
P O Box 6374
Jackson, WY 83002-6374