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CoreGuard Plus from Anthem Blue Cross of California...

Quick QuoteAnthem Blue Cross brings to market a new Smart Sense PPO Plansplan that fits the way you live. Whether you're self-employed, need coverage for your family, just left group coverage, or your job doesn't provide it, Anthem Blue Cross offers dependable individual health care plans that save you time and make sense for the way you live.

Why do you need health coverage?

These days, a single day in the hospital can cost thousands of dollars. The financial risk you take without health coverage just isn't worth it. Not only does health coverage help you stay healthy, it also gives you added security, because you know you're protected against the high cost of unexpected medical bills.

Why CoreGuard Plus makes sense...

If you're looking for a simple plan design with some fo Anthem's lowest rates, CoreGuard could be the plan that's right for you. CoreGuard offeres a wide range of deductibles (from $750 - $10,000) and higher cost-sharing helps lower your monthly premiums. CoreGuard offers up to $4 million per member in lifetime benefits.

CoreGuard Plus Preventive Care...

In addition to the preventive care benefits described in the brochure above, you also have the option of going to a HealthyCheckSM Center. These centers provide fast, easy and convenient annual preventive screenings (for ages 7 and older) at no cost to you. For more information about HealthCheck, go to anthem.com/healthycheck.

Network Coverage...

With Anthem's extensive network of providers, chances are that your doctor is already part of their network. And all network providers have lower rates for their members. You'll have access to these lower rates (discounts) before and after meeting your deductible. The plans from Anthem Blue Cross also offer out-of-network coverage but you'll pay less when you choose an in-network provider. To view the list of network providers Click Here

Humana One Vision Care Insurance

Prescription Drug Coverage...

The cost of prescription drugs can be staggering so CoreGuard includes prescription drug coverage to help you manage those costs:

bulletDrug Formulary: This is a special list of prescription drugs the CoreGuard plan covers. Anthem has negotiated lower prices on these formulary drugs, so you'll save when your doctor prescribes from the Plan Formulary posted at www.wellpointnextrx.com/Formulary1.

bulletTier 1:These drugs have the lowest copay and include low-cost or preferred medications. This tier includes lower cost generic and brand-name drugs.

bulletTier 2: These drugs have a higher copay than those in Tier 1 and include preferred medications that are generally moderate in cost. They include higher cost generic and brand-name drugs.

bulletSpecialty: These are typically high-cost, scientifically engineered drugs and are paid at a coinsurance level instead of copay.

CoreGuard Plus Plan Highlights
This plan can be ideal for individuals who want affordable protection against significant medical expenses.

Features:

A simple plan design with some of their lowest monthly rates
arrow Higher percentage of member cost sharing in exchange for lower premiums
arrow Once the deductible is met, Anthem shares 50% of the costs at their negotiated rates up to $3,500, then they cover the rest
arrow Coverage for prescription drugs

Things you should know:

1) This plan has its own Drug Formulary
2) Maternity benefits are not included with this plan

Anthem Special OffersSave Additional Money with Special Offers from Anthem

Saving money is good. Saving money on things that are good for you - that's even better. With Special Offers from Anthem you can access discounts on products and services that help promote better health and well-being. It;s just one of the perks of being a member. Finding out the discounts that are available to you once you are a member is easy. Go to anthem.com/ca and simply register for access to personalized service and resources. It's fast, easy and secure.

Click here for more about Special Offers from Anthem...

Preventive Care Benefits

Now all of the Individual Plans from Anthem Blue Cross Blue Shield of Virginia include 100% coverage for Preventive Services when you utilize a network provider. This follows the health care reform law and state regulations. When you get these services from providers in the network, you don't have to worry about paying anything out of your pocket for covered preventive care such as screenings, immunizations and exams. You may have to pay part of the costs if you use a provider outside the network.

Preventive Care BrochurePreventive versus Diagnostic Care

Preventive care is precautionary. Diagnostic care us used to find the cause of existing symptoms. For example, if your doctor suggest you have a colonoscopy because of your age, that's preventitive care. But, if you doctor suggests a colonoscopy to see what's causing your symptoms. that's diagnostic care and you may need to pay part of the cost. Click on the brochure to see full coverage details for preventive care.

Click Here to view Preventive Care Brochure Services...

 

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Vision Care
     
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