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ClearProtection from Anthem Blue Cross...

Quick QuoteClearProtection PPO PlansAnthem Blue Cross brings to market a new plan that fits the way you live. Whether you're self-employed, need coverage for your family, just left group coverage, or your job doesn't provide it, Anthem Blue Cross offers dependable individual health care plans that save you time and make sense for the way you live.

Why do you need health coverage?

These days, a single day in the hospital can cost thousands of dollars. The financial risk you take without health coverage just isn't worth it. Not only does health coverage help you stay healthy, it also gives you added security, because you know you're protected against the high cost of unexpected medical bills.

Why ClearProtection makes sense...

If you're looking for a lower-cost plan with immediate coverage for some doctors visits and long-term coverage for other benefits you may need, Clear Protection offers three deductibles ($1,000, $3,300 and $5,000) and moderate cost-sharing helps lower your monthly premiums. ClearProtection offers up to $4 million per member in lifetime benefits.

ClearProtection Preventive Care...

With ClearProtection certain basic preventive care and immunizations for adults and children are covered (40% member cost share), after you've been on the plan for six months. You also have the option of going to a HealthCheckSM Center which provides immediate coverage for annual preventive screenings. For more information about HealthCheckSM, go to anthem.com/healthcheck.

Humana One Vision Care Insurance

Network Coverage...

With Anthem's extensive network of providers, chances are that your doctor is already part of their network. And all network providers have lower rates for their members. You'll have access to these lower rates (discounts) before and after meeting your deductible. The plans from Anthem Blue Cross also offer out-of-network coverage but you'll pay less when you choose an in-network provider. To view the list of network providers Click Here

Prescription Drug Coverage...

The cost of prescription drugs can be staggering so CoreGuard includes prescription drug coverage to help you manage those costs:

bulletDrug Formulary: This is a special list of prescription drugs the CoreGuard plan covers. Anthem has negotiated lower prices on these formulary drugs, so you'll save when your doctor prescribes from the Plan Formulary posted at www.wellpointnextrx.com/Formulary1.

bulletTier 1:These drugs have the lowest copay and include low-cost or preferred medications. This tier includes lower cost generic and brand-name drugs.

bulletTier 2: These drugs have a higher copay than those in Tier 1 and include preferred medications that are generally moderate in cost. They include higher cost generic and brand-name drugs.

bulletSpecialty: These are typically high-cost, scientifically engineered drugs and are paid at a coinsurance level instead of copay.
ClearProtection Plan Highlights
This plan offers a valuable combination of affordable coverage with some immediate benefits, plus a broad range of benefits once the out-of-pocket maximum is met.

Features:

Some of Anthem's lowest monthly rates plus 2-year rate guarantees with $3,300 and $5,000 deductible plans.
arrow Immediate coverage for first two office visits; Basic preventive services and childhood immunizations covered after 6 months on the plan.
arrow Broad range of coverage once the ou-of-pocket maximum is met.
arrow Coverage for prescription drugs

Things you should know:

1) Only inpatient services, outpatient surgery and emergency room services apply to the deductible; all covered medical services apply to the out-of-pocket maximum.
2) This plan has its own Drug Formulary
3) Maternity benefits are not included with this plan

Anthem Special OffersCustomize your ClearProtection Plan...

With ClearProtection, you have some choice and flexibility to change the plan to better meet your needs. ClearProtection offers a choice of:

Deductible: ClearProtection deductibles range from $1,000 to $5,000. You can usually lower your premium by choosing a higher deductible. Simply choose the deductible and premium combination that works best for you.

Other Optional Coverage: You can add more protection for you and your family by purchasing optional dental or life insurance.

Save Additional Money with Special Offers from Anthem

Saving money is good. Saving money on things that are good for you - that's even better. With Special Offers from Anthem you can access discounts on products and services that help promote better health and well-being. It;s just one of the perks of being a member.

Click here for more about Special Offers from Anthem...

Preventive Care BrochurePreventive Care Benefits

Now all of the Individual Plans from Anthem Blue Cross Blue Shield of Virginia include 100% coverage for Preventive Services when you utilize a network provider. This follows the health care reform law and state regulations. When you get these services from providers in the network, you don't have to worry about paying anything out of your pocket for covered preventive care such as screenings, immunizations and exams. You may have to pay part of the costs if you use a provider outside the network.

Preventive versus Diagnostic Care

Preventive care is precautionary. Diagnostic care us used to find the cause of existing symptoms. For example, if your doctor suggest you have a colonoscopy because of your age, that's preventitive care. But, if you doctor suggests a colonoscopy to see what's causing your symptoms. that's diagnostic care and you may need to pay part of the cost. Click on the brochure to see full coverage details for preventive care.

Click Here to view Preventive Care Brochure Services...
Anthem Blue Cross Health Plan Links
 
Other Supplemental Plan Options
 
Temporary Insurance
     
Short Term Medical

For strong Temporary financial protection, choose Short Term Medical from Assurant Health

  • 30 - 180 Days of coverage
  • Inpatient and Outpatient coverage
  • Four deductible options to choose from
  • Choose your co-insurance percentages
  • Lifetime Maximum of $2 million

View details

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Dental Insurance
     
Anthem Dental Blue

Anthem Blue Cross offers a stand alone dental insurance for individuals, families and seniors.

  • Includes cleanings, exams, X-rays at 100%
  • No waiting period for checkups
  • $1,250 Annual Maximum
  • Freedom to go outside PPO network if desired
  • Network with over 19,000 providers

View details

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Dental Insurance

Assurant Health Dental insurance helps pay for dental checkups and treatment. Available as a stand alone plan for individuals and families.

  • Cash benefits help pay for checkups and treatment
  • No waiting period for checkups
  • Visit any dentist - non network restrictions
  • Three dental plans to choose from
  • Pays benefits in first policy year even though waiting period has not been met

View details

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Humana One Dental Preventive Plus

HumanaOne offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health.

  • 100%, no deductible preventive care
  • No waiting period for checkups
  • Pays 50% for all Basic Services inside network
  • Enjoy pre-negotiated discounts at network providers

View details

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Anthem Blue Cross Premium Plus Dental

SENIOR DENTAL Premium Plus offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health.

  • 100%, no deductible preventive care
  • No waiting period for checkups
  • Pays 80% for all Basic Services inside network
  • $1,250 Annual Benefit per member
  • Enjoy pre-negotiated discounts at network providers

View details

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Accident Insurance
     
Accident Insurance

Accidental injuries catch you off guard, not to mention the costs associated with an accidental injury. But the expense is less of a concern if you have Accident Coverage for Assurant Health.

  • Benefits are paid immediately - no waiting period
  • Over and above any benefits you receive from any other plan
  • No overall annual or lifetime limit - no matter how many accidents you have

View details

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Vision Care
     
HumanaOne Vision Care

HumanaOne offers Vision Care Insurance for individuals that can be added to any insurance plan. Affordable premiums, simple enrollment and no deductible coverage.

  • Low exam co-payments
  • Eyeglass lenses covered 100% after copay
  • $40 wholesale allowance for frames
  • One eye exam per year

View details

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Consider Other Anthem Blue Cross PPO Plan Links
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