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Anthem Blue Cross of California

Anthem Blue Cross Dental Plan for Individuals and Families

Quick QuoteBC Life Dental Blue BrochureThe mouth and eyes are important parts of your body, and your health. Regular dental and vision checkups can help find early warning signs of disease. Complete health coverage is kore than just medical coverage, it also includes dental and vision coverage. Taking care of your teeth and making regular visits to your dentist can help you stay healthy. An unhealthy mouth can actually affect the rest of your body. It is important that you take good care of your teeth and gums.

Eye exams cab provide you with a glimpse into major health problems like diabetes, high blood pressure and heart disease. Eye diseases often have no warnign signs. So many people don’t realize that they might have a chance of their vision getting worse or losing their sight all together.

Anthem Blue Cross can help you get the dental and vision care you need – which can help you get a better handle on your total health. that’s why many of Anthem’s dental plans include exams, cleanings and X-rays covered at 100% and all of their vision plans cover you for yearly vision exams.

Anthem Blue Cross offers a variety of individual and family dental plans options to fit your needs and budget.

These plans include:

  • Anthem Dental Prime for Individuals and Families
  • Anthem Dental Adult and Family Plans
  • Dental Blue PPO Plans

The Dental Blue PPO Plans from Anthem Blue Cross offer you an affordable PPO solution to meet your dental needs – all designed to give you the power to choose. The Dental Blue PPO Network of providers allows access to more than 19,000 participating providers in California and more than 49,000 Dental Blue providers nationwide.

Dental Prime Plans

With Anthem’s Dental Prime plans routine care (like exams, cleaning and X-rays) are covered with no waiting periods, so you can use those benefits right away.  Choose from 3 Prime plan designs to better fit your needs and budget.  Traditional dental insurance plans that cover a percentage of the cost of treatments and services

  • Three plan choices. Choose a plan that cover only the basic diagnostic and preventive services (like cleanings, exams and x-rays) or a plan that covers more services (such as fillings, root canals, crowns and implants).
  • Enroll in coverage for yourself, you and a dependent, or your entire family.
  • Exams, cleanings, and X-rays are covered at 100%.
  • An extra cleaning or periodontal maintenance procedure is available each year for those who are pregnant or living with diabetes.
  • No waiting period for diagnostic and preventive services. (Waiting periods may apply for certain other coverage.)
  • A benefit for a brush biopsy which, together with a surgical biopsy, helps detect oral cancer.
  • You can go to any dentist, but you’ll save money by choosing one from our network of participating dentists.

Optional vision coverage with our Blue View Vision plan.

Blue View Vision features:

  • A broad, convenient, national network – The Blue View Vision network has over 30,000 private practice doctors and more than 25,000 locations, including the nation’s leading retail stores such as LensCrafters®, Sears OpticalSM, Target Optical®, JCPenney® Optical, and select Pearle Vision locations. These retail locations offer convenient evening and weekend hours. You can also use your benefits online with 1800 CONTACTS®.

Dental Blue Plans

Dental Blue Basic - Offers essential coverage at a value price:

  • Diagnostic and preventive coverage for services like cleanings, exams and X-rays
  • Basic coverage for fillings
  • Benefits for stainless steel crowns and pulpotomies (removing infected portions of pulp tissue) on primary (baby) teeth
  • An annual maximum of $500
There is a six-month waiting period for restorative services. Anthem pays out-of-network services based on the Dental Blue 100 fee schedule.

Dental Blue Enhanced - offers more coverage

  • Diagnostic and preventive services
  • Benefits for basic services
  • Major services like crowns, periodontal procedures, oral surgery, and root canals
  • Orthodontic coverage for children after a 12-month waiting period, with a separate lifetime maximum of $1,000 ($500 per year)
  • An annual maximum of $1,250
  • There is a six-month waiting period for basic services (such as fillings) and a 12 month waiting period for major services.

Savings beyond your plan benefits...

With Anthem Blue Cross dental plans, members get more for their money. For example, members pay Anthem's negotiated rates for covered services from in-network dentists:

  • During waiting periods
  • When they've exceeded their annual maximums
  • When they've exceeded contract limits like coinsurance and deductibles, and frequency ,imitations. (For example, if a plan covers two cleanings each year and a member goes for a third cleaning, the member would pay Anthem's negotiated rate for that third cleanings)

GEOBlue International Travel Medical & International Health Insurance

GEO Blue International Health InsuranceGo with a name and brand you can trust. GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue International health plans are offered in cooperation with certain local Blue Cross and Blue Shield companies, with a network that includes more than 90 percent of physicians and 80 percent of hospitals across the U.S. GeoBlue’s comprehensive portfolio of international health insurance plans demonstrates the commitment to covering members both at home and abroad. Global travelers can leave home feeling confident that a trusted source of care is available at a moment’s notice—no matter what country, town or time zone. GeoBlue’s highly qualified doctors speak your language, treat you like a friend, and bill GeoBlue directly for their services. With instant access in the palm of your hand and twenty-four/seven concierge support, you’ll travel anywhere with the peace of mind that if your health is a concern, getting good care is not.

CLICK HERE FOR MORE INFORMATION

Insurance Simplified BlogYou might pay more when you visit an out-of-network dentist...

While your dental plan lets you choose your dentist, you may end up paying more for a service if you visit an out-of-network dentist. Here's why: In-network dentists have agreed to payment rates for various services and cannot charge you more. On the other hand, out-of-network dentists don't have a contract with Anthem and are able to bill you for the difference between the total amount Anthem allows to be paid for a service - called the "maximum allowed amount" - an the amount they usually charge for a service. When they bill you for this difference, it's called "balance billing"

Who’s Eligible for Blue Cross Dental Plans

You and your dependents must be California residents. If you enroll in one of the Anthem Blue Cross Dental SelectHMO plans, you and your dependents must select the same participating dental office. Dental providers and locations are different for the Dental Blue plan.  Eligible dependents include:

  • Your lawful spouse
  • Any unmarried child under age 19 of you or your enrolled spouse
  • Any unmarried child, age 19 to 23, of you or your enrolled spouse, who qualifies as a dependent  for federal income tax purposes
  • A child of you or your enrolled spouse, who continues to be both incapable of self- support, due to  continuing mental retardation or physical handicap, and who is at least one-half dependent on you or your spouse for support.

Something to smile about...

With two Dental Blue Individual and Family plans for you to choose from, Anthem Blue Cross is confident you'll find the one that's right for you. Plan benefits, premiums and coinsurance amounts vary, however all offer:

  • Three dental networks, with more than 21,000 participating locations in California to choose from
  • Dental specialists within all networks
  • Deductibles that are waived for covered in-network cleanings, exams and X-rays & sealants
  • No claim forms or paperwork to deal with when visiting an in-network dentist
  • The choice of seeing dentists outside of the Dental Blue network, however you may save more money when you visit a dentist within the Dental Blue network
  • Savings on popular non-covered services such as porcelain veneers, dental implants, TMJ and orthodontics when visiting an in-network dentist

Apply Now for Dental

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Anthem Blue Cross Premium Plus Dental
Anthem Blue Cross SENIOR Premium Plus Dental

Download Senior Dental PPO applicationPart of the Anthem Extras Package for Seniors. Available as a "Stand Alone" dental plan...

  • Three straight forward plans from which to choose
  • No Waiting periods for preventive care
  • $1,250 Annual Maximum Benefit per Member
  • $50 per member per year deductible
  • 100% Preventive and Diagnostic Services at participating dentists
  • Affordable premiums
  • Save money with Anthem's Allowed Amounts
  • More than 20,000 dentists in California Network
  • Download Anthem Blue Cross Senior Dental PPO Brochure Here
  • Download Anthem Blue Cross Senior Dental PPO Application Here
 
 
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