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Anthem Blue Cross of California
Individuals and Families |
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Health Plans for Individuals & Families
 For more than 65 years Anthem Blue Cross, formally Blue Cross of California, has provided Californians with quality health plans for their families. From Product innovation to pricing affordability, from customer service to financial fitness and corporate character, Anthem Blue Cross and BC Life & Health Insurance Company distinguishes themselves from their competition.
Anthem Blue Cross has been an industry leader in California for almost seven decades and has the experience Californian's look for in a health care partner. Today the tradition continues. Anthem Blue Cross offers a broad range of health plans, varying costs, level of health coverage, and accessibility to health care. Keys points are:
Quality plans - Their plans feature popular benefits in a wide range of price options to help you find the right fit. And, their medical plans come with programs to help you maintain a healthy way of life.
Cost savings - Anthem Blue Cross can save you money by negotiating the best prices for services from one of the largest networks of doctors and hospitals in the state, with savings of up to 30-40 percent of providers' regular fees
No Obligation Review Period...
After you enroll in a plan offered by Anthem Blue Cross or Anthem Blue Cross Life and Health Insurance Company, you will receive a Policy/EOC booklet that explains the exact terms and conditions of coverage, including the plan's exclusions and limitations. You will have 10 days to examine your plan's features. During that time, if you are not fully satisfied, you may decline by returning your Policy/EOC booket along with a letter notifying anthem Blue Cross that you wish to discontinue coverage. |
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 Provider Network
Anthem Blue Cross provider network is among the largest in the state, consisting of more than 42,000 Preferred Provider (PPO) Physicians, 27,000 Health Maintenance (HMO) physicians and 440 hospitals. Anthem Blue Cross has negotiated discounts for you when you use a doctor or facility from their vast network. By using a participating Blue Cross doctor, your costs will be substantially lower and you will save mon
BlueCard When Traveling
The BlueCard program provides coverage for PPO plan members who suddenly become sick or have a medical emergency outside California. The BlueCard gives you access to doctors and hospitals in participating local Blue plan networks throughout the nation at negotiated rates. Your PPO member ID Card will have the toll-free BlueCard number printed on the back so that you always have the number with you when travel.
When you choose any Anthem Blue Cross, you can rely on quality benefits, friendly service, and peace of mind that comes with a long-time leader in the health care industry. To view outlines of the Anthem Blue Cross plans simply click on one of the links below. |
  Anthem Blue Cross now offers a selection of Stand Alone dental plans for individuals, families and for Seniors too. Dental Blue and Anthem Senior Dental PPO and HMO plans can be applied for as stand alone plans. With three Dental Blue plans to choose from, Anthem Blue Cross if confident you'll find the one that's right for you. Applying for coverage is easy and fast. Anthem allows you to request any effective date to better meet your needs. Find out more about the new Dental Blue plans from Anthem Blue Cross Click here for more information.
 Assurant Health Dental Plans are now available to individuals and families as a stand alone plan. With three dental plans to choose from and no networks to deal with the dental plans from Assurant Health pay CASH to you when you need it most. Use the money to pay for dental checkups and treaments. With no waiting period for checkups, and 50% coverage in the first year for Basic and Major Services and 100% coverage from years 1 on. Click here for more information on the dental plans from Assurant Health.
 HumanaOne - New LOW COST PPO Dental Plan from HumanaOne is called "Dental Preventive Plus". If you are looking for a solid PPO dental plan and you generally have good oral health then this may be the right plan for you and your family. With monthly premiums as low as $16.00 per month, Dental Preventive Plus is worth your consideration. Click here for more information from HumanaOne.
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| Anthem Blue Cross Health Plan Links |
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Anthem Blue Cross
California Health Plan Options |
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  ClearProtection Plus Plans - ClearProtection Plus is one of Anthem's lower-priced plans with an innovative plan design that helps limit your share of the costs for major medical expenses, such as surgery and hospitalizations. In addition you'll have immediate benefits for your first two doctors office visits. There are two deductibles that work together to help you meet your out-of-pocket maximum. Once your out-of-pocket maximum is met, the plan pays 100% of the costs fo most network covered services. Click here for more information. |
| CoreGuard Plus Plans - If you're looking for a simple plan design with some of Anthem's lowest rates, CoreGuard Plus, from Anthem Blue Cross Life and Health Insurance Company, could be the plan that's right for you. CoreGuard Plus offers a wide range of deductibles )from $750 - $10,000) and higher cost-sharing helps lower your monthly premiums. The CoreGuard Plus plan can be ideal for individuals who want affordable protection against significant medical expenses. Click here for more information. |
 PPO Share Plans - The PPO Share Plans are structured to provide a more comprehensive list of benefits while providing the most flexibility in your choice of doctors and hospitals. The difference is in the deductibles, coinsurance amounts and annual out-of-pocket maximums. Anthem Blue Cross offers a variety of PPO Share Plans so that you can more precisely choose the best pricing options for you. Maternity is included in all of the PPO Share Plan Options. Click here for more information. |
 HMO Plans - Anthem Blue Cross offers three HMO Plans to choose from. The Select HMO, HMO Saver and Individual HMO Plans. If your doctor dosen't participate in the Select HMO Network then consider the HMO Saver or Individual HMO plans. Both the HMO Saver and the Individual HMO offer rich benefits. Choose the HMO Saver if you want lower monthly premiums and don't mind meeting a $1,500 deductible. Choose the Individual HMO if you want immediate, no-deductible benefits. Click here for more information. |
 Lumenos HSA Plans - Lumenos HSA health plans were designed to give you more control over your health care costs. They help you focus on getting health and staying healthy. The Lumenos HSA plan offers traditional health care benefits that can be paired with a Health Savings Account (HSA) for more flexibility and potential tax advantages. Simple plan designs make using them that much easier. Click here for more information. |
 Premier Plus PPO Plans bring to market a new plan design that first the way you live. Whether you are self employed, need coverage for your family, just left group coverage, on your job doesn't provide it, Anthem Blue Cross offers dependable individual health care plans that save you time ad make sense for the way you live. The Premier PPO Plan is a great choice for families or for individuals looking for robust benefits for both routine and unexpected medical care. Click here for more information. |
| SmartSense Plus Plan - SmartSense Plus, from Anthem Blue Cross Life and Health Insurance Company, was designed to offer affordable, solid protection without a lot of bells and whistles that may not be important to you. SmartSense Plus offers affordable price options, solid protection that covers essential and even some immediate benefits before the deductible. With SmartSense the first three Doctors' Office Visits have a $30 copay, per plan member, each calander year before having to meet your deductible. Click here for more information. |
 Tonik 5000 Plan - Are you between the age of 19 and 29 and looking for something really different? Then consider a straight-up affordable health insurance plans designed just for you. The new plan from Anthem Blue Cross offered by Anthem Blue Cross Life & Health may be just what you need. Tonik offers one simple plan that offers immediate coverage (no deductible) for the benfits you are most likely to use. Getting hurt without coverage. It's pain you will feel all the way to your wallet. Click here for more information. |
 Dental Blue Dental Plans - Anthem Blue Cross offers two Dental Blue plans to choose from. Dental Blue Basic and Dental Blue Enhanced. Both of these dental plans are available to add to new and existing coverage or your can apply for them by themselves. As a stand alone dental plan, Dental Blue offers some of the most comprehensive benefits found in individual dental plans. A unique feature of Dental Blue is that members have access to the rates Anthem has negotiated with providers during any applicable waiting periods and after the annual maximum is met. These discounts are only available at in-network providers. Click here for more information. |
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 Stand Alone Accident - CASH benefits to help pay the unpredictable costs that come with accidental injuries. Whether an injury is yours, your spouse's or your child's, it can mean spending money you didn't plan to, worrying about where you'll get the cash for medical costs or worse yet, lost income. With Assurant Accident Coverage, you get cash benefits for treatment of injuries and they're benefits paid in addition to any other coverage you may have. Best of all, it's cash in hand you can us any way you choose, which helps you and your family focus on healing.
- Cash benefits add up - you get multiple cash benefits, paid for each covered injury or service - even for the same accident
- Benefits while you recover - including follow-up treatment, physical therapy and prosthetics
- No overall annual or lifetime limits - benefits available no matter how many times you need them
- Benefits begin immediately - no waiting period
- Choose any doctor or hospital for services - no netwrok restrictions
- No preauthorization required
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Why Accident Coverage?
Assurant Health's Accident Coverage pays cash benefits right to you, in addition to any benefit you may receive from any other coverage. This is especially important if your medical coverage has limited benefits or a high deductible, which leaves you with medical expenses that, which leads to extra costs your accident benfits can help you cover.
For any accident after your coverage begins, you get beneftis for each covered injury and service, multiple benefits that you can receive again and again.
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Anthem California
