 One Decreasing Deductible from Assurant Health.....
 One Decreasing Deductible from Assurant Health is a rewarding, valuable and smart option for you and your family. The One Decreasing Deductible health insurance plan earns credits to reduce the amount you pay of your deductible. You may never pay your full deductible again.
The One Decreasing Deductible is your plan deductible REDUCED by the credits that accumulate/ Twice a year, Assurant Health applies a 10% credit that reduces the amount you pay of the plan deductible, until the deductible is met. The more credits you accumulate the less you pay.
REWARDING...
10% credit available twice a year - You start accumulating credits on January 1 and July 1 after your plan has been in force for two months. Each credit is 10% of your plan deductible.
Each year starts out with a 10% credit on January 1 - Even if you meet your One Decreasing Deductible in the previous year, Assurant Health will start the next year with a 10% credit on January 1. And, they will apply another credit on July 1 if you haven't met your One Decreasing Deductible.
Credits Start over after you meet your deductible - After you meet your One Decreasing Deductible, Assurant Health will pay expenses at 100% - according to your plan. You won't collect any more credits for the calendar year because your deductible has been met and your accumulating credits have been used. But, the following January 1, the process starts over with your plan deductible and your first 10% credit for the new year.
VALUABLE...
 Credits accumulate over time - Credits accumulate, year after year, until your One Decreasing Deductible is met. The deductible is your insurance contract stays the same but, credit by credit, the deductible amount you have to pay is reduced.
Savings as much as 70% - As you accumulate credits, your One Decreasing Deductible can go as low as $1,500 for individual coverage or $3,000 for family coverage. With the highest deductible options, you may see deductible savings as much as 70%
SMART...
Easy for you - Assurant Health will track your credits and your One Decreasing Deductible amount. As long as you keep this coverage up-to-date, they will do the rest.
Automatic - The credits you accumulate are applied automatically when you meet or exceed your One Decreasing Deductible.
Options to Choose...
One Decreasing Deductible is available on 100% coinsurance plans with several different plan deductible options. Choose a deductible that fits your pocketbook and your lifestyle:
- Individual plan deductibles of $2,850, $2,750, or $5,000
- Family plan deductibles of $5,700, $7,500, or $10,000
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Today, many people are choosing major medical plans with higher deductibles to keep premiums at a level that fits their budgets. 
