|
Health Access from Assurant Health...
 Health Access from Assurant Health is designed for individuals and families looking for a new option to access affordable health care that delivers real value.
The increasing high cost of major medical insurance is driving people to look for alternatives they can afford. Although Health Access is not a major medical plan it does provide benefits to you in the form of a cash payment.
Health Access has no deductibles or copays. Benefits start right away, with the plan paying a set cash amount when you receive services like doctor office visits, prescriptions and hospital stays. Health Access gives you convenient access to health care, help finding affordable providers, network discounts on a wide variety of health care expenses and assistance in negotiating medical bill.
Get more for your money with Health Access...
In addition to cash payments that help you pay for medical services, Health Access brings you savings on out-of-pocket expenses and more value for your money. These savings apply even if you exceed your plan limits.
Network Discounts
- Save an average of 40% at more than 600,000 health professionals (and an average of 25% on all eligible services) when you use MultiPlan, the largest network in tyhe country, and have Assurant Health pay your providers
- Save on office visits at real health clinics - as low as $65 per visit, including lab work
- Save an average of 30-40% on prescriptions with your Medco® card
- Save up to 60% on outpatuent lab services
- Savings on vision care, chiropractic care, alternative health and wellness, vitamins and more through your plan's discount card
- Unlimited access or Patient Care independent advocates who can help you find the lowest priced doctors and hospitals
- Help negotiating reductions on medical bills through Health Payement Advocates
- Dedicated Service Term to bring quick resolutions to any questions or issued and suggest ways for your to save money
|
|
Here's how your Health Access plan works...
- When you need routine or non-emergency care you can schedule in advance, you can ask Patient Care your independent health care advocacy service, to recommend a high-quality, lower cost doctor and facility in your network.
- When you go in for your appointment, you'll receive Assurant Health's negotiated network discounts ifyou have Assurant Health pay your providers directly.
- Your Health Access plan will pay benefits when you receive eligible services.
- After you take advantage of your plan's network discounts and payments, there still may be an amount for your to pay. You can ask your professional negotiators at Health Payment Advocates for help reducing your outstanding bills or setting up a payment plan.
|
|
Assurant Health offer a comprehensive portfolio of Individual Medical Plans and Supplemental plans to choose from. Selecting the right plan for yourself or family can be a daunting task. Where do you start?
Well start right here. Click on the Health Access Plan Overview image to the right and view a video that you control. Sit back and see what Assurant's Health Access has to offer. When you are finished and if you wish to see more about specific plan options then scroll up the page a bit and click on the Health Access Attachements link and view additional brochure information available.

|
 |
|
|
Other Assurant Health Plan Options |
| |
 |
| |
|
|
 |
International Medical Insurance, Visitor, Trip & Student Insurance
- Coverage from 5 days up to 187 Days
- Coverage from 5 Days up to 12 months - renewable for 3 years
- Inbound Immigrants
- US Citizens Traveling Abroad
- US Citizens Living Abroad
- Global Students
View details  |
|
|
 |
| |
|
|
 |
For strong financial protection, choose major medical for individuals and families
- No lifetime benefit limits
- Many Wellness benefits paid at 100%
- HSA options to customize coverage
- Two plan designs to choose from
- Add supplemental option to your policy
View details  |
|
|
| |
 |
| |
|
|
 |
For strong Temporary financial protection, choose Short Term Medical from Assurant Health
- 30 - 180 Days of coverage
- Inpatient and Outpatient coverage
- Four deductible options to choose from
- Choose your co-insurance percentages
- Lifetime Maximum of $2 million
View details  |
|
|
| |
 |
| |
| |
|
|
 |
Dental Insurance from Assurant Health helps pay for dental checkups and treatment. Available as a stand alone plan for individuals and families.
- Cash benefits help pay for checkups and treatment
- No waiting period for checkups
- Visit any dentist - non network restrictions
- Three dental plans to choose from
View details  |
|
|
| |
 |
| |
|
|
 |
Acccident Fixed-Benefit Coverage
Accidental injuries catch you off guard, not to mention the costs associated with an accidental injury. But the expense is less of a concern if you have Accident Coverage for Assurant Health.
- Benefits are paid immediately - no waiting period
- Over and above any benefits you receive from any other plan
- No overall annual or lifetime limit - no matter how many accidents you have
View details  |
|
 |
Accidental Medical Expense Coverage (not available in all states)
Accidental injuries catch you off guard and happen and when they do they can leave you with medical bills your weren't expecting. But the expense is less of a concern if you have Accident Coverage for Assurant Health.
- Benefits levels (max paid per accident) $2,500, $5,000, $7,500 or $10,000
- No waiting period
- Over and above any benefits you receive from any other plan
- No overall annual or lifetime limits, no matter how many accidents you have
View details  |
 |
|
| |
 |
| |
|
|
 |
Supplemental Critical Illness insurance provides you a lump-sum cash payment at the first diagnosis of a critical illness
- Covers 15 life-threatening illnesses such as cancer, heart attack and stroke
- Your choice of $5,000 to $100,000 in critical illness benefits
- Visit any doctor or hospital - no network restrictions
- Includes term life insurance with choices from $3,500 - $200,000 in benefits
View details  |
|
|
|
|
|