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Assurant Health ACA Compliant Health Insurance

Assurant Health files in 16 states for the Federal Marketplace
AZ, FL, GA, IL, MI, MT, NE, NV, OH, OK, PA, SC, TN, & TX
CoreMed Available Off-Exchange Sales in 41 States
Beginning November 15th you can enroll from this page in an ACA Compliant CoreMed plan and receive
the advanced tax payer credit if you qualify and you can still utilize the Aetna Signature Network
25 Days to Open Enrollment - Qualified Life Events Enroll Now
 
Assurant Health CoreMed ACA Compliant Plans...

Important Note: If you live in one of the 16 states listed below and you are seeking the Advanced Tax Payor Credit you will need to call (619) 435-6700. The quote information and your application will be taken over the phone and based on your individual situation we will verify with HealthCare.gov if you qualify for the subsidy. If you choose to apply for the insurance with the subsidy we will email you your application confirmation once completed and then you will need to verify your infomration via the link provided in your email.

Market Place States: AZ, FL, GA, IL, MI, MT, NE, NV, OH, OK, PA, SC, TN, & TX

Assurant Health Coremed Plan QuoteAssurant Health CoreMed BrochureCoreMed offers broad coverage and great value. When protecting your family and yourself is a priority, health insurance isn't optional - it's an essential part of your financial plan. In fact because of the Affordable Care Act all American's are now required to apply for a Affordable Care Act health plan or face a financial penalty. Don't settle for less than the optimum blend of broad coverage and great value.

Protection for your peace of mind...

Assurant Health's CoreMed plans deliver strong financial protection you and your family need, and now they provide benefits set forth in the new Patient Protection and Affordable Care Act (PPACA). Now you can count on broad major medical coverage with no maximums on hospitalization, emergency outpatient care, prescription and doctor visits.

CoreMed from Assurant Health is a cost effective plan option that provides protection for both everyday and catastrophic needs. CoreMed offers you many options for controlling your premiums - without giving up benefits. With CoreMed, you have the freedom to use any doctor or hospital - and when you use PPO network providers, including the new Aetna Signature Network, you get advantages like discounts on covered services, no claim forms and fewer out-of-pocket expenses while maintaining your access to care via a broader Provider Network.

Assurant Health ACA Preventive Benefits brochureUnderstanding Preventive/Wellness Care with ACA - paid at 100%

Assurant Health plans pay benefits that help customers proactively maintain their health. To help you prevent illness and diagnose any existing conditions as early as possible, we encourage you to use your preventive care benefits such as routine exams, mammograms and child immunizations.  Your Assurant Health plan pays 100% of preventive services recommended under the Affordable Care Act when you use in-network doctors.  That means you won’t pay any deductible, copay or coinsurance for covered preventive services like these:

  • Women’s health
  • Annual Eye exams and dental checkups for children under age 19.
  • Flu immunizations for children and adults.
  • Many cancer screenings
  • Well Child visits from birth to age 21
  • Click Here for complete brochure for Preventive Benefits or click image to the right

CoreMed Starts with a quality framework...

  • Speedy Plan Enrollments
  • Freedom to choose your own doctors and hospitals, with discounts for using PPO network providers
  • Immediate coverage for preventive care, even before you meet your deductible
  • Worldwide coverage, 24 hours a day
  • Independent advocates provided by Patient Care help you navigate the health care system and compare costs among providers
  • Medical treatment by phone 24/7 through TelaDoc Medical Services
  • Customize a plan from CoreMed's wide array of benefit options
  • Control your premiums by adjusting benefit levels
  • Protect yourself from the unexpected and provide for your everyday health care needs

CoreMed Built-In Features (subject to deductible and coinsurance, unless otherwise noted):

  • Coverage for preventive care, everyday care and unexpected illness and accidents
  • Plans in all metal levels, with a wide range of deductibles, coinsurance and out-of-pocket limits
  • Plans with office visit copays and prescription drug copays available
  • Health Savings Account (HSA) compatible plans available.
  • Broad networks of doctors and hospitals
  • Specially trained health care advocate to help you save time and money
  • Opportunities to enhance your coverage with supplemental plans
  • Preventive Care paid at 100%
  • Pediatric Dental Benefits
  • Pediatric Vision Benefits
  • Maternity and newborn care
  • and much more...

Health Care Reform Provisions

  • Guaranteed Issue
  • Elimination of pre-existing condition coverage restrictions
  • Elimination of rating for health status and gender
  • Dependents covered up to age 26, regardless of school enrollment
  • Preventive services, including women's health
  • Unlimited lifetime maximum

Off Exchange Plans

Currently Assurant Health offers their portfolio of Metal Affordable Care Act Compliant CoreMed plans for "Off-Exchange" sales only. Providing one of the largest PPO doctor and hospital networks in the U.S., Assurant is fast becoming the “goto” company in many states.  What this means is if your income exceeds the 400% of the Federal Poverty level you do not qualify for the Advanced Tax Payer Credit that is offered to American's whose income falls below this level. Enroll directly with Assurant Health and bypass all the confusion that the Federal and State run exchanges offer. Simply generate your quote from the blue button above and find a plan that meets your family's needs and enroll. It is that simple. Assurant offers some of the most comprehensive Network of Providers in the country and in most states you can select the Aetna Signature Network increasing your choices when access to care is needed.

Click Here to View List of Qualifying Events

IMPORTANT NOTICE FOR 2015: Federal Marketplace Plan (On-exchange)

Beginning November 15, 2014 all Americans and non U.S. Citizens that qualify will be able to enroll into any ACA qualified health plan for the 2015 policy year. This years Open Enrollment will run from November 15, 2014 - February 15, 2015. It is important to note that this year we have 2 full month less time to complete your enrollments so do not miss this enrollment period. New this year is Assurant Health's participation in the Federal Marketplace as well as Off Exchange sales. Assurant has filed in 16 states where there are no state exchanges. For people who life in one of the 16 states and qualify for the Advanced Tax Payer Credit subsidies you will now be able to apply for the CoreMed Metal plans and apply the qualified subsidies to your monthly premiums. This can be confusing so please call or email us for help. Call (619) 435-6700 or email us at "Sales@Individualhealth.com".

Click Here to View List of Qualifying Events

Access to Care Concerns

One of the emerging concerns millions of American's are facing is the issue of "Access to Care". This new crisis is being created by many of the major insurers cutting back on their network providers. In many states the provider networks that used to be within the normal PPO plan structures has been drastically reduced in order to provider coverage to their policy holders. No longer can the insurance company denigh coverage based on a persons health status. This one major change alone has compelled insurers to negotiate new provider contracts with fewer providers in order to keep premiums at an acceptable level.

GOOD NEWS! Assurant Health's CoreMed Metal Plans offer their policy holders access the the Aetna Signature Network which is one of the largest in the United States. In places like Los Angeles major hospitals are no longer part of the accepted provider networks forcing people to choose between their current provider and a new one. Aetna's Signature Network offers the largest selection of Providers and in cities like Los Angeles most of the major providers are part of this network. If you do not qualify of a tax payer subsidy or you are close the the 400% mark above the Federal Poverty Level you now have a choice if Access to Care is a major concern.

All Four Metal Plans Offered

Assurant CoreMed offers variations to choose from of all four Metal Plans. All Assurant Health CoreMed plans include the required Minimum Essential Coverage under the Affordable Care Act. The Metal Plans are called "Platinum, Gold, Silver and Bronze". A full portfolio is offered to help meet the needs of Individuals and Families and price points that are structured to be as affordable as possible. CoreMed plans are state specific so we are providing you with links below for the CoreMed brochure that is unique to your state.

Assurant Health Coremed PPO Health Insurance Plans

CoreMed Bronze Major Medical Plans
Bronze Level
CoreMed Plans
Deductible
Coinsurance
Out of
Pocket Max
Office Copay
RX Drugs
HSA
Bronze 1
$6,000
100%
$6,000
Subject to
deductible
Subject to
deductible
Yes
Bronze 2
$5,000
75%
$6,350
$35 copay
4 visits
Subject to
deductible
No
Bronze 3
$2,500
50%
$6,350
Subject to
deductible
Subject to
deductible
No
Bronze 4
$5,000
75%
$6,350
Subject to
deductible
$25 / $50 / $75
No
Bronze 5
$3,500
50%
$6,350
Subject to
deductible
$25 / $50 / $75
No
Assurant Health CoreMed Quote

 

CoreMed Silver Major Medical Plans
Silver Level
CoreMed Plans
Deductible
Coinsurance
Out of
Pocket Max
Office Copay
RX Drugs
HSA
Silver 1
$3,500
100%
$3,500
Subject to
deductible
Subject to
deductible
Yes
Silver 2
$2,000
75%
$6,350
$30 copay
10 visits
$15 / $35 / $60
No
Silver 3
$1,250
50%
$5,000
Subject to
deductible
Subject to
deductible
No
Silver 4
$1,850
75%
$6,350
$30 copay
10 visits
$15 / $35 / $60
No
Assurant Health CoreMed Quote

 

CoreMed Gold Major Medical Plans
Gold Level
CoreMed Plans
Deductible
Coinsurance
Out of
Pocket Max
Office Copay
RX Drugs
HSA
Gold 1
$2,000
100%
$2,000
Subject to
deductible
Subject to
deductible
Yes
Gold 2
$0
75%
$6,350
$25 copay
$10 / $35 / $60
No
Assurant Health CoreMed Quote

 

CoreMed Platinum Major Medical Plans
Platinum Level
CoreMed Plans
Deductible
Coinsurance
Out of
Pocket Max
Office Copay
RX Drugs
HSA
Platinum 1
$950
100%
$950
Subject to
deductible
Subject to
deductible
No
Platinum 2
$0
75%
$2,000
$25 copay
$10 / $30 / $50
No
Assurant Health CoreMed Quote

Download CoreMed Brochure by State:

Short Term Medical Plans

Assurant Health Short Term Medical Plan QuotesAssurant Health Short Term Medical BrochureThere are times in ones life where the need for Short Term Coverage provides a perfect solution for those in between times. Are you changing jobs, graduating from school, waiting for permanent coverage to begin or traveling. Or if you find yourself outside the Affordable Care Act Open Enrollment window these plans help fill gaps in coverage for individuals and their families in times of uncertainty. It is important to note that Short Term Plans are not designed to replace permanent coverage. There are two types of short term plans now available from Assurant Health to California Residents.

Single Pay Short Term Plans: (Assurant Health)

  • Choose the duration of coverage from 30 - 185 days
  • Choose deductible amount $250, $500, $1,000, $1,500 or $2,000
  • Prescription drug coverage (after your deductible has been met)
  • After you meet your deductible, the plan pays 80 percent of allowable amount of the first $5,000 of covered services, and 100 percent of allowable amount for covered services in excess of $5,000.
  • Have the security of a high, $2 million maximum benefit per policy term

Monthly Payment Plan: (Assurant Health Twelve Month Plan)

  • Continuous coverage from month to month up to 12 months, with monthly billing
  • Coverage may begin the day after your application is submitted (when approved), or a future effective date specified within 45 days.
  • Enjoy valuable prescription drug coverage (after your deductible has been met)
  • Receive care from your choice of physicians
  • Have coverage while you travel outside your home state, with reimbursement

Flexibility to Fit You Needs and Budget...

Assurant Health provides you with the choice of four deductibles and the ability to choose your Coinsurance percentages. With Coinsurance percentage options of 100/0%, 80/20%, and 50/50% you can tailor your short term plan to better suit your individual needs. Remember - Short Term Medical insurance is designed to protect you in the event of an unexpected illness or injury. Because of this, preventive care, physicals, immunizations, dental or eye care are not covered.

Assurant Short Term InsuranceChoose the protection of Short Term Major Medical for gaps in health insurance.

Unexpected illness and accidents happen every day, and the resulting medical bills can be disastrous.

Until you enroll in permanent coverage, safeguard your financial future with Short Term Medical temporary insurance. It provides the peace of mind and health care access you need at a price you can afford.

You can depend on Short Term Medical. Assurant Health remains a national leader in Short Term Insurance, in business since 1892 and providing Short Term Medical since 1973.

Short Term Insurance Quote

Optional Coverage

Dental Coverage...

Assurant Health Dental plans includes coverage for the basics, plus certain services like crowns, root canals and dentures. If you need a dental plan that offers important preventive services and a broad ranges of benefits, this might be a good choice for you. And, there are no networks required - go to any dental provider of your choice.

CLICK HERE FOR MORE INFORMATION ON DENTAL

Accident Insurance

CASH benefits to help pay the unpredictable costs that come with accidental injuries. Whether an injury is yours, your spouse's or your child's, it can mean spending money you didn't plan to, worrying about where you'll get the cash for medical costs or worse yet, lost income. With Assurant Accident Coverage, you get cash benefits for treatment of injuries and they're benefits paid in addition to any other coverage you may have. Best of all, it's cash in hand you can us any way you choose, which helps you and your family focus on healing.

CLICK HERE FOR MORE INFORMATION ON ACCIDENT COVERAGE

Critical Illness Plans

Critical illnesses no longer come with the assumption of a life shortened. Medical technology has dramatically increased the changes of surviving and living long beyond recovery. However, the costs of fighting and surviving a critical illness could be far beyond what you can imagine... and far beyond what other plans cover.

CLICK HERE FOR MORE INFORMATION ON ACCIDENT COVERAGE

GEOBlue International Travel Medical & International Health Insurance

GEO Blue International Health InsuranceGo with a name and brand you can trust. GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue International health plans are offered in cooperation with certain local Blue Cross and Blue Shield companies, with a network that includes more than 90 percent of physicians and 80 percent of hospitals across the U.S. GeoBlue’s comprehensive portfolio of international health insurance plans demonstrates the commitment to covering members both at home and abroad. Global travelers can leave home feeling confident that a trusted source of care is available at a moment’s notice—no matter what country, town or time zone. GeoBlue’s highly qualified doctors speak your language, treat you like a friend, and bill GeoBlue directly for their services. With instant access in the palm of your hand and twenty-four/seven concierge support, you’ll travel anywhere with the peace of mind that if your health is a concern, getting good care is not.

CLICK HERE FOR MORE INFORMATION

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Call Us 619-435-6700
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