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Assurant Health
Accident Medical Expense and Accident Plans
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 Stand Alone Accident Coverage
 CASH benefits to help pay the unpredictable costs that come with accidental injuries. Whether an injury is yours, your spouse's or your child's, it can mean spending money you didn't plan to, worrying about where you'll get the cash for medical costs or worse yet, lost income. With Assurant Accident Coverage, you get cash benefits for treatment of injuries and they're benefits paid in addition to any other coverage you may have. Best of all, it's cash in hand you can us any way you choose, which helps you and your family focus on healing.
- Cash benefits add up - you get multiple cash benefits, paid for each covered injury or service - even for the same accident
- Benefits while you recover - including follow-up treatment, physical therapy and prosthetics
- No overall annual or lifetime limits - benefits available no matter how many times you need them
- Benefits begin immediately - no waiting period
- Choose any doctor or hospital for services - no netwrok restrictions
- No preauthorization require
Why Accident Coverage?
Assurant Health's Accident Coverage pays cash benefits right to you, in addition to any benefit you may receive from any other coverage. This is especially important if your medical coverage has limited benefits or a high deductible, which leaves you with medical expenses that, which leads to extra costs your accident benfits can help you cover.
For any accident after your coverage begins, you get beneftis for each covered injury and service, multiple benefits that you can receive again and again
 Click on the Accident Coverage presentation to right and take a few minutes to watch it. This short presentation will give you a complete understanding of this product and help you better understand how you can benefti from this plan.
Applying is easy to do and completely online. Below are the monthly rates and several APPLY NOW buttons. When you click on the APPLY NOW button a new browser window will open and the first part of the link is a quoting tool.
If you have any questions about the Accident Coverage from Assurant Health please feel free to give us a call. |
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Accident Medical Expense from
Assurant Health...
Currently Available in AL, AR, AZ, DC, DE, IA. IL.KY, LA, ME, MI, MO, MS, NC, OR, TX, UT, WI, WV and WY
 It's a fact of life, accidents happen. And when they happen, accidents can leave you with medical bills you weren't expecting. Even the best health insurance comes with deductible, coinsurance and other out-of-pocket expenses that can really add up.
Plan for unexpected expenses
With Accident Medical Expense coverage, you get help paying out-of-pocket medical expenses, up to your selected benefit level, in the event of an accident. No matter what sort of medical insurance you have, Accident Medical Expense coverage provides extra security by helping to pay your medical bills when you need help most.
- No waiting period to use your benefits
- No annual or lifetime limits, no matter how many accidents you receive benefits for
- Benefits for accidental death and dismemberment included
- Freedom to use any doctor and hospital you wish
- Benefit levels of $2,500, $5,000, &,5,000 and $10,000
- Only a $250 Deductible per accident
- Additional $300 per accident benefit for air or ground accident services
- Acceptance is guaranteed!
Why do I need this coverage?
 Today many people either currently have a high deductible on their major medical plan or they are seeking to raise their current low deductibles to higher levels in order to lower their monthly premiums. Deductibles of $5,000 or $10,000 are very very common today. If you have an accident such as breaking your leg you will first be required to meet your deductible out of your own pocket. With AME you can select benefits that meet or exceed your deductible and the money is paid directly to you. You decide how to apply the funds to your medical expenses. Unlike the Fixed Benefit Accident plan above that has a schedule of benefits - AME pays up to the benefit limit selected. If you have a $5,000 Deductible and have an accident that cost $5,000 or more - you can select a benefit that corresponds to the deductible you currently have up to $10,000.
Accident Medical Expense is also a good way to provide extra money in the event of an accident even if you do not have a major medical plan or do not qualify for a major medical coverage because of a pre-existing medical condition. See how afforadable AME can be. Click on the orange button and get a quote for AME and see if it is available in your state. If it is not currently available in your state you will more than likely find the rates for the Fixed-Benefit Accident Plan found at the top of this page. Either way these are good choices to help midigate the high cost of medical treatments come from having the unexpected accident.
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SAMPLE MONTHLY RATES
Determine Monthly rates: To determine your monthly rate from these rate tables you first need to click on the "Class Table" link to determine the proper industry class based on your occupation - then select the rates from the appropriate tables below.
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COVERAGE |
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Individual
Only |
Individual
& Spouse |
1 - Parent
Family |
2 - Parent
Family |
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24 Hour
Coverage
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Level 1 |
11.20 |
17.80 |
20.80 |
27.80 |
Level 2 |
13.70 |
21.90 |
25.60 |
34.20 |
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Off the job
Coverage
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Level 1 |
10.10 |
16.00 |
18.70 |
25.10 |
Level 2 |
12.30 |
19.70 |
23.00 |
30.80 |
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COVERAGE |
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Individual
Only |
Individual
& Spouse |
1 - Parent
Family |
2 - Parent
Family |
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24 Hour
Coverage
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Level 1 |
14.00 |
21.10 |
22.90 |
29.90 |
Level 2 |
17.00 |
25.70 |
27.90 |
36.40 |
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Off the job
Coverage
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Level 1 |
12.10 |
18.10 |
19.60 |
25.70 |
Level 2 |
14.60 |
22.10 |
24.00 |
31.00 |
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COVERAGE |
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Individual
Only |
Individual
& Spouse |
1 - Parent
Family |
2 - Parent
Family |
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24 Hour
Coverage
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Level 1 |
19.00 |
24.20 |
24.50 |
31.40 |
Level 2 |
22.90 |
32.30 |
31.10 |
39.80 |
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Off the job
Coverage
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Level 1 |
15.60 |
19.90 |
20.10 |
25.70 |
Level 2 |
18.70 |
26.50 |
25.50 |
32.90 |
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COVERAGE |
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Individual
Only |
Individual
& Spouse |
1 - Parent
Family |
2 - Parent
Family |
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24 Hour
Coverage
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Level 1 |
21.30 |
27.50 |
27.70 |
34.70 |
Level 2 |
25.60 |
36.60 |
35.20 |
43.80 |
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Off the job
Coverage
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Level 1 |
17.10 |
22.00 |
22.10 |
27.70 |
Level 2 |
20.50 |
29.30 |
28.10 |
35.00 |
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Other Supplemental Plan Options |
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International Medical Insurance, Visitor, Trip & Student Insurance
- Coverage from 5 days up to 187 Days
- Coverage from 5 Days up to 12 months - renewable for 3 years
- Inbound Immigrants
- US Citizens Traveling Abroad
- US Citizens Living Abroad
- Global Students
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Assurant Health AccessSM - for access to health care and help paying for service
- Immediate cash benefits
- No deductible
- Many ways to save
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For strong financial protection, choose major medical for individuals and families
- No lifetime benefit limits
- Many Wellness benefits paid at 100%
- HSA options to customize coverage
- Two plan designs to choose from
- Add supplemental option to your policy
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For strong Temporary financial protection, choose Short Term Medical from Assurant Health
- 30 - 180 Days of coverage
- Inpatient and Outpatient coverage
- Four deductible options to choose from
- Choose your co-insurance percentages
- Lifetime Maximum of $2 million
View details |
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Dental Insurance from Assurant Health helps pay for dental checkups and treatment. Available as a stand alone plan for individuals and families.
- Cash benefits help pay for checkups and treatment
- No waiting period for checkups
- Visit any dentist - non network restrictions
- Three dental plans to choose from
View details |
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Accidental injuries catch you off guard, not to mention the costs associated with an accidental injury. But the expense is less of a concern if you have Accident Coverage for Assurant Health.
- Benefits are paid immediately - no waiting period
- Over and above any benefits you receive from any other plan
- No overall annual or lifetime limit - no matter how many accidents you have
View details |
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Accidental Medical Expense Coverage (not available in all states)
Accidental injuries catch you off guard and happen and when they do they can leave you with medical bills your weren't expecting. But the expense is less of a concern if you have Accident Coverage for Assurant Health.
- Benefits levels (max paid per accident) $2,500, $5,000, $7,500 or $10,000
- No waiting period
- Over and above any benefits you receive from any other plan
- No overall annual or lifetime limits, no matter how many accidents you have
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Supplemental Critical Illness insurance provides you a lump-sum cash payment at the first diagnosis of a critical illness
- Covers 15 life-threatening illnesses such as cancer, heart attack and stroke
- Your choice of $5,000 to $100,000 in critical illness benefits
- Visit any doctor or hospital - no network restrictions
- Includes term life insurance with choices from $3,500 - $200,000 in benefits
View details |
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Anthem California
