Health Plan Options...

• MaxPlan^SM - If you want the most extensive coverage - and the most choice, consider Assurant Health MaxPlan. It gives you the security of $3 million in lifetine benefgits with the option buy up to $8 million, one of the highest benefit amounts available. And, if you select the unlimited office visit copy benefit, you'll have the convenience of knowing what you'll spend each time you see a network doctor. Click for more info....

• CoreMed^SM Plan - If you want broad coverage at the best value, CoreMed is for you. It;s the most cost-effective plan for both everyday and catastrophic needs. You'll be able to control your premiums without giving up benefits, and you can still choose to add optional features, like an office visit copay, for more protection and convenience. Providing $2 million in lifetime benefits - with the option to buy up to $6 million - CoreMed offers quality and flexibility. Click for more info....

• RightStart Plan - IF you want the peace of mind that health insurance brings at the most affordable price, RightStart fits the bill. You'll get essential benefits for as little as half the price of other popular plans. RightStart is ideal if you are without health insurance or are thinking about dropping your current coverage due to cost. It gives you access to doctors and hospitals - and you'll benefit from significant discounts on covered medical services. Click for more info....

• Health Savings Account (HSA) Plans - If you want thte most innovative approach to health insurance, an HSA Plan is the answer. An HSA Plan includes a high deductible health insurance and a tax-favored Health Savings Account. The insurance plan protects you from the large medical bills that accompany a serious accident or illness, and the HSA lets you pay everyday medical expenses with tax-free funds. It's a combination that puts you in control of your health care dollars, provides you with tax advantages and makes protectiong your family and yourself more affordable.

You can choose from two HSA plans. OneDeductible HSA provides extensive coverage, offering the simplicity and convenience of a single, common deductible for all members of the family. And, with OneDeductible, you'll get the security of $3 million in lifetime benefits - with an $8 million buy-up option. SaveRight HSA gives you essential coverage for as much as 40% less that OneDeductible. Use your premium savings to fund your HSA, and you'll make the most of this revolutionary plan. Click for more info....

• One Decreasing Deductible Plan - Imagine a health insurance plan that earns credits to reduce the amount you pay of your deductible. The One Decreasing Deductible is your plan deductible reduced by the credits that accumulate. Twice a year, Assurant Health applies 10% credit that reduces the amount you pay of the plan deductible, until the deductible is met. The more credits you accumulate, the less you pay. Click for more info....

Supplemental products expand your coverage...

• Dental Insurance - This fee-for-service plan pays cash benefits that help offset the cost of routine, basic and major dental services. With Health Dental Insurance you:
  • Choose a plan - Basic or Plus
  • Visit and dentist
  • Receive quick cash benefits - sent directly to you, or your provider if you prefer
  • Can retain the coverage even if you choose to discontinue your individual coverage
• LIfe Insurance - The term life insurance product is available to everyone on your individual medical plan - you decide who will be covered. The options are: primary insured only, spouse only, primary insured and spouse only, dependents and primary insured and / or spouse.

Life Insurance face amount options are:

• $50,000, $75,000, $100,000, $150,000 or $200,000 for primary insured or spouse
• $10,000 or $25,000 for dependents ages one year to eighteen years
• $2,000 for dependents ages two months to one year

An accidental death benefit equal to two times the face amount in included. And, an accelerated benefit equal to 50% of the face amount of the policy is paid if a covered person is diagnosed with a terminal illness and has a life expectency of 12 months or less.

SuiteSolutions - offers two options.....

Today, many people are choosing major medical plans with higher deductibles to keep premiums at a level that fits their budgets. SecureSolution and SelectSolution complement higher deductible plans with benefits that help you pay out-of-pocket, health realted expenses. Both plans are brought to you through your membership in Health Advocates Alliance.

SecureSolution - When you choose SecureSolution, you enjoy a variety of benefits, including financial protection against accidents. SecureSolution provides up to $10,000 per accident to offset expenses such as your major medical deductible and coinsurance.

SelectSolution - SelectSolution further expands your peace of mond with an additional Critical Illness Expense benefit of up to $10,000. Identity theft protection of up to $2,500, child safety services and valuable discounts are also included.