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Anthem Blue Cross Blue Shield of Nevada
Premier Plan for Individuals & Families...
  Whether you're self-employed, an early retiree, a recent graduate or don't have health coverage at work, an individual health plan could be just what the doctor ordered. You never know, even if you are healthy right now, an unexpected illness or injury could be right around the corner. You work hard for your money and these days, a single day in the hospital can cost thousands of dollars. Without health coverage, you're taking a huge financial risk.
So why take chances? The health plans from Anthem Blue Cross Blue Shield of Nevada make it easier than ever to get the health coverage you need at a price you can afford. No matter where you are in life... there's an Individual plan that will fit your health care needs, as well as your budget.
Anthem Blue Cross Blue Shield Premier PPO...
If you have young children, or plan to have a family, Premier health plans were designed with your needs in mind. Packed with benefits, Premier focuses on the preventive care services your family needs to stay healthy and grow strong. And, a wide range of pricing options and coverage choices help you choose a plan that's affordable. Premier is a great choice for families or individuals looking for robust benefits for both routine and unexpected medical care.
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How Premier plans work
Because Premier plans are PPO (preferred provider organization) health plans, each plan:
- Has an annual deductible. This is the amount you have to pay out of pocket each year before your plan starts paying. (Deductibles don't apply to your first three network doctor visits)
- Starts paying a portion of your covered medical expenses once your annual deductible is met. Your share costs for covered services is called your coinsurance.
- Saves you more money when you use a doctor in the PPO Network. For a list of network doctors, go to anthem.com, access your state's homepage and click on "Find a Doctor".
Built-in prescription drug coverage
The high cost of today's prescription drugs can be financial drain on your family. Premier includes prescription drug coverage to help you manage those costs.
Genric drugs: Coverage is immediate with no deductible to worry about. You'll always save the most when you choose generic drugs.
Brand-name and specialty drugs: A separate deductible is required before coverage begins. If you choose a brand-name drug when generic is available, SmartSense will pay the allowed amount for the generic drug and you'll have to pay the difference.
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Network Discounts = Real Money...
With Anthem Blue Cross and Blue Shield you have access to one of the largest provider networks in the state of Colorado. These network (or participating) providers have agreed to accept lower costs for their covered services to Anthem members - similar to volume discounts. These negotiated costs help reduce the overall cost of covered medical services, including your share of those costs.
This is true whether you are paying the entire cost for covered services (such as while you are meeting your deductible), or whether Anthem is sharing the cost. With nearly 7,500 doctors and over 75 hospitals, chances are your provider already participates. Just visit a network provider to take advantage of the savings. With Anthem PPO plans, you can always choose to receive services outside the network, but your share of the cost will be greater. |
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 Save Additional Money with Special Offers from Anthem
Saving money is good. Saving money on things that are good for you - that's even better. With Special Offers from Anthem you can access discounts on products and services that help promote better health and well-being. It;s just one of the perks of being a member. Finding out the discounts that are available to you once you are a member is easy. Go to anthem.com/ca and simply register for access to personalized service and resources. It's fast, easy and secure.
Click here for more about Special Offers from Anthem...
Preventive Care Benefits
Now all of the Individual Plans from Anthem Blue Cross Blue Shield of Virginia include 100% coverage for Preventive Services when you utilize a network provider. This follows the health care reform law and state regulations. When you get these services from providers in the network, you don't have to worry about paying anything out of your pocket for covered preventive care such as screenings, immunizations and exams. You may have to pay part of the costs if you use a provider outside the network.
 Preventive versus Diagnostic Care
Preventive care is precautionary. Diagnostic care us used to find the cause of existing symptoms. For example, if your doctor suggest you have a colonoscopy because of your age, that's preventitive care. But, if you doctor suggests a colonoscopy to see what's causing your symptoms. that's diagnostic care and you may need to pay part of the cost. Click on the brochure to see full coverage details for preventive care.
Click Here to view Preventive Care Brochure Services...
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| Anthem Blue Cross Blue Shield of Nevada Health Plan Links |
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Other Supplemental Plan Options |
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Assurant Health AccessSM - for access to health care and help paying for service. Health Access has no plan deductibles or copays. Benefits start right away and the plan pays set CASH amount when you receive services. A cost effective alternative to a major medical plan especially when major medical plans become too expensive.
- Immediate cash benefits
- No deductible
- Many ways to save
- Access Network Discounts
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For strong Temporary financial protection, choose Short Term Medical from Assurant Health
- 30 - 180 Days of coverage
- Inpatient and Outpatient coverage
- Four deductible options to choose from
- Choose your co-insurance percentages
- Lifetime Maximum of $2 million
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Anthem Blue Cross Blue Shield of Colorado offers a stand alone dental insurance for individuals, families and seniors.
- Includes cleanings, exams, X-rays at 100%
- No waiting period for checkups
- $1,250 Annual Maximum
- Freedom to go outside PPO network if desired
- Network with over 19,000 providers
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Assurant Health Dental insurance helps pay for dental checkups and treatment. Available as a stand alone plan for individuals and families.
- Cash benefits help pay for checkups and treatment
- No waiting period for checkups
- Visit any dentist - non network restrictions
- Three dental plans to choose from
- Pays benefits in first policy year even though waiting period has not been met
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HumanaOne offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health.
- 100%, no deductible preventive care
- No waiting period for checkups
- Pays 50% for all Basic Services inside network
- Enjoy pre-negotiated discounts at network providers
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SENIOR DENTAL Premium Plus offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health and live in the state of Colorado..
- 100%, no deductible preventive care
- No waiting period for checkups
- Pays 80% for all Basic Services inside network
- $1,250 Annual Benefit per member
- Enjoy pre-negotiated discounts at network providers
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Accidental injuries catch you off guard, not to mention the costs associated with an accidental injury. But the expense is less of a concern if you have Accident Coverage for Assurant Health.
- Benefits are paid immediately - no waiting period
- Over and above any benefits you receive from any other plan
- No overall annual or lifetime limit - no matter how many accidents you have
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HumanaOne offers Vision Care Insurance for individuals that can be added to any insurance plan. Affordable premiums, simple enrollment and no deductible coverage.
- Low exam co-payments
- Eyeglass lenses covered 100% after copay
- $40 wholesale allowance for frames
- One eye exam per year
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Anthem California
