Anthem Blue Cross and Blue Shield of Nevada

offers several plan designs from which to choose. Each plan series is designed to meet specific needs and desires for those individuals and their families living in the State of Nevada.

Lumenos consumer-driven health plans, offered by Anthem Blue Cross Blue Shield of Nevada, help consumers play a bigger role in improving their own health. The plans empower consumers to be more informed about their health and their health care options, and help them to save money for future health expenses.

Want to get more out of your health plan?

Anthem Blue Cross Blue Shield, believes health plans should do more than pay for care when you are sick. Good health is something to work on all the time. Whether you've got a long-term condition, a temporary illness, or even if you're currently in good health, there are things you should be doing to maintain or improve your health. Do you want a health plan that helps you do those things?

Anthem Blue Cross Blue Shield has developed a family of health plans whose goal is to give people information, services and incentives to maintain and improve their health. These consumer-driven plans - which they call Lumenos^® plans - offer the kinds of things that help you reach your health potential, plus a whole lot more

BluePreferred PPO Plans

For individuals and families, the BluePreferred PPO health plans offer comprehensive benefits, competitive rates, plus referral-free access to one of the largest provider networks in the state. BluePreferrred PPO plans provide benefits you care about most and then some. Here's a snapshot:

• Hospital Care
• Doctor Office Visits
• Preventive Care
• Inpatient and outpatient surgery
• Prescriptions

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High Deductible Plans (HSA's)

Recently approved by the U.S. Congress, a health savings account HSA) is the newest way to help you manage health care costs and save for future qualified medical expenses. An HSA is an interest-bearing tax-exempt savings account that’s coupled with an economical, HSA-qualified high-deductible health plan (HDHP). HSAs provide you with more control over your health care dollars.

High-deductible health plans (HDHPs) are designed to accompany the newest health care innovation—a health savings account (HSA). By pairing an Anthem HSA-qualified HDHP with an HSA, you’ll pay lower premiums and have an account that helps you pay for qualified medical expenses. Keep in mind that, until your deductible is met, your out-of-pocket costs may be higher than with your current health plan. However, your monthly premiums will likely be lower than with plans that feature copayments and lower deductibles.

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SmartSense PPO

Tht)e SmartSense PPO plans from Anthem Blue Cross Blue Shield were designed to be affordable. These plans offer solid coverage for essential health care services at some of Anthem's lowest monthly rates. SmartSense offers immediate benefits with simple copays for the first three doctor visits (so you don't have to meet your plan deductible first). Plus, you can customize your plann by choosing from a wide range of deductible and either comprehensive or generic only prescription drug coverage. So if you want reliable coverage at some of their lowest rates, a SmartSense health plan could be exactly what you are looking for.

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