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Anthem Blue Cross Blue Shield of Nevada
ClearProtection from Anthem Blue Cross Blue Shield...
  Anthem Blue Cross brings to market a new plan that fits the way you live. Whether you're self-employed, need coverage for your family, just left group coverage, or your job doesn't provide it, Anthem Blue Cross Blue Shield of Nevada offers dependable individual health care plans that save you time
and make sense for the way you live.
Why do you need health coverage?
These days, a single day in the hospital can cost thousands of dollars. The financial risk you take without health coverage just isn't worth it. Not only does health coverage help you stay healthy, it also gives you added security, because you know you're protected against the high cost of unexpected medical bills.
Why ClearProtection makes sense...
ClearProtection is one of Anthem Blue Cross Blue Shield of Colorado's lower-priced plans with an innovative plan design that helps limit your share of the costs for major medical expenses, such as surgery and hospitalizations In addition:
- You'll have immediate benefits for your first two doctors office visits.
- There are two deductibles that work together to help you meet your out-of-pocket maximum.
- Once your out-of-pocket maximum is met, the plan pays 100% of the costs for most network covered services.
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How ClearProtection Works
ClearProtection has two deductibles:
1) INPATIENT/SURGICAL SERVICES
This is the lower of two deductibles to help you access benefits faster for these higher-cost services.
2) OUTPATIENT/PROFESSIONAL & DIAGNOSTIC SERVICES
This deductible is equal to your out-of-pocket maximum. So even if you only use outpatient services, once you meet this deductible, you will have also met your out-of-pocket maximum.
These two deductibles work together to help you reach your total out-of-pocket maximum. Depending on your health care needs, you can satisfy your total out-of-pocket maximum in any of the following ways:
Meet the Inpatient/Surgical deductible plus coinsurance
(such as surgeries, hospitalizations and emergency room services) |
Meet the Outpatient / Professional and Dignostic Services deductible
(such as doctors office visits and lab work) |
The Total Out-of-Pocket Maximum Equals:
$4,500 (for $1,000 deductible plan)
$6,800 (for $3,300 deductible plan)
$8,500 (for $5,000 deductible plan)
Once this amount is satisfied, the plan pays 100% of the costs for most network covered services. |
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ClearProtection Plan Highlights |
| This plan offers a valuable combination of affordable coverage with some immediate benefits once the out-of-pocket maximum is met. |
Features:
 Some of their lowest monthly rates and immediate coverage for first two doctors office visits
Access to discounts on ALL covered services from network providers while meeting your out-of-pocket maximum
100% covereage for most network covered services once your out-of-pocket maximum is met
Coverage for generic and brand name prescription drugs
Preventive care benefits help focus on keeping you healthy
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Things you should know:
- This plan features two deductibles that work together to help you meet your total out-of-pocket maximum
- Deductible for Network and Non-Network covered services are the same dollar amount and accumulate separately. the same is true for Out-of-Pocket Maximums.
- Maternity benefits are not included with this plan
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Network Coverage...
With Anthem's extensive network of providers, chances are that your doctor is already part of their network. And all network providers have lower rates for their members. You'll have access to these lower rates (discounts) before and after meeting your deductible. The plans from Anthem Blue Cross also offer out-of-network coverage but you'll pay less when you choose an in-network provider. To view the list of network providers Click Here. |
 Save Additional Money with Special Offers from Anthem
Saving money is good. Saving money on things that are good for you - that's even better. With Special Offers from Anthem you can access discounts on products and services that help promote better health and well-being. It;s just one of the perks of being a member. Finding out the discounts that are available to you once you are a member is easy. Go to anthem.com/ca and simply register for access to personalized service and resources. It's fast, easy and secure.
Click here for more about Special Offers from Anthem...
Preventive Care Benefits
Now all of the Individual Plans from Anthem Blue Cross Blue Shield of Virginia include 100% coverage for Preventive Services when you utilize a network provider. This follows the health care reform law and state regulations. When you get these services from providers in the network, you don't have to worry about paying anything out of your pocket for covered preventive care such as screenings, immunizations and exams. You may have to pay part of the costs if you use a provider outside the network.
 Preventive versus Diagnostic Care
Preventive care is precautionary. Diagnostic care us used to find the cause of existing symptoms. For example, if your doctor suggest you have a colonoscopy because of your age, that's preventitive care. But, if you doctor suggests a colonoscopy to see what's causing your symptoms. that's diagnostic care and you may need to pay part of the cost. Click on the brochure to see full coverage details for preventive care.
Click Here to view Preventive Care Brochure Services...
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| Anthem Blue Cross Blue Shield of Nevada Health Plan Links |
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Other Supplemental Plan Options |
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International Medical Insurance, Visitor, Trip & Student Insurance
- Coverage from 5 days up to 187 Days
- Coverage from 5 Days up to 12 months - renewable for 3 years
- Inbound Immigrants
- US Citizens Traveling Abroad
- US Citizens Living Abroad
- Global Students
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Assurant Health AccessSM - for access to health care and help paying for service. Health Access has no plan deductibles or copays. Benefits start right away and the plan pays set CASH amount when you receive services. A cost effective alternative to a major medical plan especially when major medical plans become too expensive.
- Immediate cash benefits
- No deductible
- Many ways to save
- Access Network Discounts
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For strong Temporary financial protection, choose Short Term Medical from Assurant Health
- 30 - 180 Days of coverage
- Inpatient and Outpatient coverage
- Four deductible options to choose from
- Choose your co-insurance percentages
- Lifetime Maximum of $2 million
View details |
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Anthem Blue Cross Blue Shield of Colorado offers a stand alone dental insurance for individuals, families and seniors.
- Includes cleanings, exams, X-rays at 100%
- No waiting period for checkups
- $1,250 Annual Maximum
- Freedom to go outside PPO network if desired
- Network with over 19,000 providers
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Assurant Health Dental insurance helps pay for dental checkups and treatment. Available as a stand alone plan for individuals and families.
- Cash benefits help pay for checkups and treatment
- No waiting period for checkups
- Visit any dentist - non network restrictions
- Three dental plans to choose from
- Pays benefits in first policy year even though waiting period has not been met
View details |
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HumanaOne offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health.
- 100%, no deductible preventive care
- No waiting period for checkups
- Pays 50% for all Basic Services inside network
- Enjoy pre-negotiated discounts at network providers
View details |
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SENIOR DENTAL Premium Plus offers Dental Preventive Plus as a stand alone dental plan designed for the individual or family that enjoys overall good dental health and live in the state of Colorado..
- 100%, no deductible preventive care
- No waiting period for checkups
- Pays 80% for all Basic Services inside network
- $1,250 Annual Benefit per member
- Enjoy pre-negotiated discounts at network providers
View details |
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Accidental injuries catch you off guard, not to mention the costs associated with an accidental injury. But the expense is less of a concern if you have Accident Coverage for Assurant Health.
- Benefits are paid immediately - no waiting period
- Over and above any benefits you receive from any other plan
- No overall annual or lifetime limit - no matter how many accidents you have
View details |
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HumanaOne offers Vision Care Insurance for individuals that can be added to any insurance plan. Affordable premiums, simple enrollment and no deductible coverage.
- Low exam co-payments
- Eyeglass lenses covered 100% after copay
- $40 wholesale allowance for frames
- One eye exam per year
View details |
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Anthem California
