SmartSense Plus Anthem Blue Cross Blue Shield of Kentucky
Anthem Blue Cross Blue Shield of Kentucky brings you the new SmartSense Plus PPO plan for individuals. SmartSense offers solid protection that covers the essentials of full medical at one of thier lowest rates. Members can choose dedictibles from as low as $1,000 and up to $6,000 with premium levels that work for you making it even more budget-friendly.
SmartSense Plus - is this the right plan for you?
SmartSense Plus was designed to offer affordable, solid protection without a lot of bells and whistles that may not be important to you.
How to Customize your SmartSense Plus Plan
With SmartSense Plus, you have some choice and flexibility to change the plan to better meet your needs. SmartSense Plus offers a choice of:
Deductible: You can usually lower your premium by choosing a higher deductible. Simply choose the deductible and premium combination that works best for you.
Upgrade Drug Coverage: By choosing the Upgrade Drug Coverage option (for an additional cost) you can loweryour prescrition drug deductible to $500, instead of the $7,500 prescription drug deductible (for Tier 2, 3 and Specialty) included in the standard drug coverage.
Other Optional Coverage: You can add more protection for you and your family by purchasing optional dental or life insurance. The Anthem Blue Dental PPO plan includes coverage for the basics, plus certain services like crowns, root canals and dentures. If you need a dental plan that offers important preventive services and a broad range of benefits, Blue Dental PPO could be the right plan for you. Apply for Blue Dental PPO as a stand alone plan or add it to your medical at the time of application.
Add term life insurance
Losing a loved one is hard enough without having to worry about financial obligations. Families are often unprepared for this sudden loss, and term life insurance can provide financial support and peace of mind at a difficult time. Adding term life insurance to your SmartSense PPO Plan is inexpensive and is easy to apply for. No additional forms are required to enroll. Just select the life option when you complete your online application.