Lumenos for Individuals & Families...
  When it comes to health care, you often have little control or choice. Anthem's Lumenos plans are changing that. Anthem puts you in charge of your health, health care decisions and dollars - helping you to live a healthier life. No wonder more people are choosing Lumenos HSA or HIA plans to meet their health care needs.
Anthem Blue Cross and Blue Shield's Lumenos plans are for people who want to take more control of their health care and expenses. Does that sound like you? Anthem Blue Cross and Blue Shield believes that health plans hould do more than pay for care when you're sick. Good health is something to work on all the time. Whether you have a long-term condition, a temporary illness, or even if you're currently in good health, there are things you could be doing to maintain or improve your health. Do you want a health plant that helps you do those things?
Anthem Blue Cross and Blue Shield has developed a portfiolio of health plans whose goal is to give you accounts, information, services and rewards to help maintain and improve your health. These consumer-driven plans - which they call Lumenos - offer the kinds of things that help you reach your health potential and give you more control over your health care dollars, plus a whole lot more.
What makes the Lumenos plans different?
A health account that helps empower you and offers flexibility
Lumenos plans give you the ability to better manage and control your health care dollars. They are designed to help you reduce your out-of-pocket health expenses, while helping improve your health and well-being. Plus, you have three plan choices and a variety of dedictible options, so you can tailor the plan to your needs and budget - for even more flexibility.
- OPTION 1: Lumenos Health Savings Account (HSA) Plan
- OPTION 2: Lumenos Health Incentive Account (HIA) Plan
- OPTION 3: Lumenos Health Incentive Account (HIA) Plus Plan
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Anthem California
