Blue Access® Economy
Blue Access Economy is a Preferred Provider Organization (PPO) health coverage product that helps you obtain health care coverage in an affordable manner. The product design has four different deductible levels to help you tailor the monthly premium to your coverage needs. So if you haven't had health coverage before or your main concern is medical emergencies and treatments, you can have it now and enjoy some peace of mind in the process.
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Blue Access® Value
Blue Access Value is a Preferred Provider Organization (PPO) health coverage product that helps you afford the protection you need against unexpected medical bills. The product design features the same comprehensive inpatient hospitalization benefits of their other products, while offering scaled back outpatient benefits that help lower the overall premium. There is also coverage of generic and brand name formulary prescription drugs as well as some convential health care needs such as preventive care and two physician office visits annually.
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Anthem Lumenos® Plans
Anthem offers three plans: Anthem Lumenos® Health Incentive Account (HIA) Plan, Anthem Lumenos® Health Incentive Account Plus (HIA+) Plan, and Anthem Lumenos® Health Savings Account (HSA). Each plan is uniquely different.
Health Incentive Account (HIA) - the HIA Plan is an innovative consumer-driven health plan for individuals and families. What makes this plan different? The plan features are specifically designed to maintain and improve your health and give you control over your health care dollars. AND, Anthem will contribute dollars to your Health Incentive Account when you complete steps in our health rewards program.
Health Incentive Account Plus (HIA+) - the HIA+ Plan offers a wealth of benefits, including 100% preventive care coverage, a Health Incentive Account to help you better manage your health care dollars, traditional dollars to protect against high medical expenes, and more. AND, Anthem wil contribute dollars to your Health Incentive Account when you complete steps in our health rewards pregram.
Health Savings Account (HSA) - the HSA Plan to our rich portfolio of products. After you're approved, you'll be able to make tax-deductible contributions to your Health Saving Account and use those funds to pay for medical expenses or build your account with interest. This plan also includes preventive care, exclusive health tools and personalized services and built-in value through Anthem discounts.
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Blue Traditional®
Blue Traditional® is a health coverage plan that offers unrestricted access to doctors and hospitals. There are no networks to worry about. You can go to any doctor, specialist or hospital of your choice. Choose from three levels of health care coverage and a range of deductibles from as small as $250 or as large as $5,000, depending on your individual or family health care coverage needs. Prescription drug coverage is available for those use maintenance medications, you may want more.
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Premier Plan
If you have young children, or plan to have a family, Premier health plans were designed with your needs in mind. Packed with benefits, Premier focuses on the preventive care services your family needs to stay healthy and grow strong. And, a wide range of pricing options and coverage choices help you choose a plan that's affordable. Additional plan benefits include a chouce of deductibles, easy doctor visit copays, annual vision exam and optional maternity benefit rider available. In addition the Premier plan offers Rx coverage that includes both generic drugs and brand-name drugs, plus the option to upgrade your drug benefit which includes more prescription drug benefits for an additional premium.
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SmartSense® for Individuals (New!)
If cost is your biggest concern, a SmartSense health plan could be a smart choice for you and your family. That's because Anthem designed SmartSense plans to balance sensible health coverage with losts of opportunities to save money, including a wide range of plan pricing options, a large network of doctors and affordable copays for the first three doctor visits each year. SmartSense also gives you a choice of prescription drug coverage. Whether you're self-employed, an early retiree, a recent graduate or don't have health coverage at work, a SmartSense health plan could be just what the doctor ordered. When cost is your biggest concern, a SmartSense health plan could be be a smart choice for you and your family.
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Blue Short Term
If you are temporarily without health coverage, Blue Short Term plan is an affordable plan designed to protect you from unexpected health issues for a short period of time (one to six months). Recent college graduates, people between jobs, dependents, early retirees - anyone who needs temporary protection untill they secure more permanent coverage. The Blue Short Term Plan is designed to protect you for one to siz months. No matter how healthy you are or how well you take care of yourself, unexpected health issues can arise. Don't get caught without healthcare coverage.
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Dental Blue® Dental Plans
Dental Blue is an affordably priced dental plan designed to provide maximum choice, while offering you access to a full range of quality dental benefits.
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